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Printre noutatile care fac din Banking 4.0 un eveniment altfel, organizatorii au pregatit doua cercetari de piata in premiera. Una este legata de cum vad oamenii banking-ul la distanta, in actualele conditii de migrare online aproape completa. Cercetarea este „powered de by” Banca Transilvania.

Editia din 22 si 23 noiembrie a conferintei internationale Banking 4.0 are Worldline ca partener principal, cel mai mare procesator de plati din Europa.

A mai ramas o luna pana la startul conferintei internationale Banking 4.0, evenimentul de digital banking al anului in Romania si probabil cel mai relevant din sud-estul Europei. Evenimentul este dedicat impactului pe care tehnologiile emergente de tip Banking as a Service, Blockchain, Inteligenta Artificiala, Machine learning si open banking& open finance, il au asupra viitorului industriei financiar bancare, indiferent daca vorbim de model de business sau ca relatie intre companii si clientii acestora.

Adyen, the global financial technology platform of choice for leading businesses, has broadened its offering by taking live two new embedded financial products – Capital and Accounts – which are now available to platform and marketplace businesses in the US and Europe via Adyen’s single integration.

In the current difficult macroeconomic context, for the next two to three years banks can take advantage of embedded finance opportunity, which refers to the integration of financial services into the backend of nonfinancial third-party platforms, which, according to the report, is set to explode, with expected revenues reaching up to US$230 billion until 2025, which accounts for a tenfold increase.

New research conducted by Juniper Research in collaboration with Galileo Financial Technologies, a leading financial technology company owned and operated independently by SoFi Technologies, Inc., reveals most U.S. B2B businesses are not only familiar with embedded finance, but they are already offering an embedded finance solution.

Perhaps we don’t realize it at first glance, but chances are that we have all been using embedded finance services one way or another: taxis integrating payments, retailers offering BNPL at check-out or SMEs getting financing from their payments’ provider are all typical use cases.

The attractiveness of the model has three main pillars:

With financial services globally and in Singapore shifting towards embedded finance, KPMG announced today the launch of Singapore’s first Embedded Finance Hub (the Hub) with ambitions to accelerate the adoption of embedded finance in the country. The Hub, set to run for at least 2 years is expected to provide incubation support to over 120 non-financial enterprises and financial institutions looking to make inroads into financial areas such as payments, blockchain, lending, insurance and wealth.

Close your eyes for a second. Imagine you’ve just looped into the future and are now getting ready to order something online. You’re scrolling through websites, looking for the perfect match between price and quality. All of the sudden, you get a notification on your smartphone: it’s your bank app that has just found the most suitable offer for you and it’s even got the link to the corresponding online shop embedded. Looks interesting but you now have to jump in the car and drive to your office.

Wherever money flows through digital platforms, embedded finance can be the game-changer. Once plugged in, embedded finance can speed up payments, automate processes and streamline the user experience. It’s a powerful cost saver and revenue generator. The only limit is the imagination of the innovator building the solution.