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Au mai ramas cateva ore pana la startul unei noi editii de Banking 4.0, eveniment international organizat la nivel de experti, care analizeaza impactul tehnologiilor emergente asupra industriei serviciilor financiar-bancare.

100 de experti din 23 de tari vor urca pe scena conferintei pentru a prezenta si analiza solutiile dar si tendintele care castiga teren in piata. Tema acestei editii este „Resilience in Banking – the answer in embedded”.

Studenti de la Facultatea de Cibernetica din ASE si Facultatea de Automatica din Politehnica au testat aplicatiile de mobile banking pentru 14 banci, care acopera cel putin 80% din piata: Alpha Bank, BT, BCR, BRD, CEC Bank, Credit Europe Bank, First Bank, Garantibank, Libra Internet Bank, OTP Bank, Patria Bank, Raiffeisen, ING si Unicredit. Care dintre ele este cu adevarat cea mai „smart” sau cea mai „cool” si care are nevoie de imbunatatiri serioase pentru a putea fi considerata un real canal de banking la distanta? Concluziile vor fi prezentate la Banking 4.0.

In a world of financial services going through a heavy transformation, Rōnin is assuming the mission to transform the way investments in start-ups are done. The company is building an ecosystem where founders, investors, professionals and corporates are working together to make innovation accessible to everyone.

Visa, a world leader in digital payments, is the Silver Partner of the Banking 4.0 international conference. The company’s relentless focus on innovation is a catalyst for the rapid growth of digital commerce on any device for everyone, everywhere.

Payment processing is a fundamental part of the services banks provide to their clients. But it is also highly complex. Developments such as the introduction of instant payments, new regulatory obligations by ECB and by the National Banks and increasing customer expectations force the industry to reshape payment processing drastically. This leads to serious challenges for banks, and puts pressure on margins.

Potrivit NETOPIA Payments, cel mai utilizat procesator de plăți online din România, în ziua de 11 noiembrie 2022, când majoritatea comercianților parteneri au desfășurat campania de Black Friday, numărul tranzacțiilor online cu cardul a crescut cu aprox. 27% comparativ cu ediția precedentă. Suma medie cheltuită în ediția din acest an a evenimentului a fost de 322 lei, în ușoară scădere față de 2021, când s-a situat la circa 370 lei.

Romanians like to go on holiday often, but the related costs might become a challenge this year and moving forward amid the general rise in prices. To support Romanians in the current economic context, tbi bank has launched a BNPL (Buy Now, Pay Later) financing solution that allows them to pay for their holidays purchased from Christian Tour, one of the largest tour operators in Romania.

Salt Edge, a global Open Banking pioneer, has announced its expansion to the Kingdom of Saudi Arabia, aiming to help banks and other financial institutions to bring innovative solutions to the market and contribute to the Kingdom’s efforts toward the digital rise of technologies via Open Banking.

„Embedded finance” is about how banking services and products can be delivered remotely, through channels not necessarily banking, through various platforms, from market places to social media applications.

Organizatorii Banking 4.0 au ales ca locatie sediul unei foste mari banci a Romaniei, care acum este hotel, tocmai pentru a exemplifica importanta flexibilitatii in business. Lansarea monedei suflata cu aur este pentru a marca un moment istoric, post-pandemie: se intra intr-o noua era, „embedded finance”, a serviciilor si produselor bancare incorporate, pe platforme nebancare. Bancile vor deveni tot mai invizibile.