The first neobank made in Romania was launched
Idea Bank becomes Salt Bank and chooses Engine by Starling, as a strategic partner for its SaaS Cloud
BANKING IN THE OPEN ERA: OPEN BANKING OPEN FINANCE OPEN TO GENERATIVE AI HOW TO BUILD THE DIGITAL BANK OF THE FUTURE?
Where: Sinaia Resort (Bucegi Mountains) – the former residence of kings
How to build the digital bank of the future?
WHERE
STUP
Bucharest, Romania
WHEN
May
23, 2023
Banking in the open era:
open banking, open finance, open AI
How to build the digital bank of the future?
Sinaia resort – Bucegi Mountains
The former residence of kings
When: 22-23 November 2023
WHERE
STUP
Bucharest, Romania
WHEN
May
23 2023
“Regulation, supervision of crypto-assets as well as stablecoins is an absolute necessity (…) MiCA will be a reality for economic players in, I hope, two years or a little less than two years.” – says Christine Lagarde, president of the European Central Bank in a monetary dialogue with Committee on Economic and Monetary Affairs (28 November 2022)
„This year, the FSB will finalise its recommendations for the regulation, supervision and oversight of crypto-assets and markets and its recommendations targeted at global stablecoin arrangements (…) many existing stablecoins would not currently meet these high-level recommendations.” – wrote Financial Stability Board chair Klaas Knot in a letter to G20 finance ministers (20 February 2023).
Discover Banking 4.0 – 9th edition
For seven years now, at the Banking 4.0 international conferences we have been analyzing the impact of emerging technologies on the banking sector. We were the first to do this in Romania. Experts recognize us not only as pioneers, but also as leaders in terms of the best content (quality) on offer.
10 Key Points to attend BANKING 4.0 in 2023
Network with minded people across the globe
Keep up with the latest financial services news and FinTech trends
Present and discover new industry innovations
Develop a lead generation pipeline
Streamline your business processes
Collaborate with others and connect with potential clients
Educate your team on innovations and opportunities on
Increase your brand visibility
Expand your business
Sinaia – “The Carpathian Pearl ” – a unique mountain resort to visit
This year, in the context of the PSD 3, we are launching a new challenge to the experts:
HOW DO WE BUILD THE DIGITAL BANK OF THE FUTURE?
Huge demand for open data and sharing data in the context of a new paradigm shift: who owns the customer vs who owns the data.
Why is this conversation
necessary?
The biggest challenges banks are currently facing can be grouped into four: regulation, new technology, competition, and customer needs. These concerns are not new for banks.
In fact, new is that each category mentioned means something different compared to what it meant just three years ago, before the pandemic.
“Data is a crucial factor in the success of banks, rather than technology.”
Chris Skinner, one of the most influential people in technology and a best-selling author.
Why is this conversation
necessary?
More than ever, new technology comes with a lot of innovation that will spread as fast as more of the global population goes online. For better online protection of consumers, 3D Secure was first introduced, then contactless technology and we finally reached tokenization.
Now the hot topic in the banking industry is AI with current use cases in risk management, fraud detection and data analysis. Also, AI can inspire loyalty through hyper-personalisation and enhanced customer experience. By democratising data more meaningful results can be extracted and better customer understanding can be integrated within operating systems. For all of this, banks need to be open to open data.
“Banking will be about experiences & personalization and AI is the key technology to unlock it. Banks that fail to become AI-First will inevitably lose to Fintechs and Big Tech competitors.”
Linas Beliunas – Country Manager Europe, and General Manager, Flutterwave
How much things are changing in the new open era? Even Moody’s will use Microsoft’s OpenAI research tool to assess risk
“Our customers have to deal with a wide range of different risks — it’s no longer just about credit risk, you have to understand the reputational profile of who you’re doing business with, the cyber risk, carbon transition, physical risk relating to climate change, financial
crime and sanctions.”
The cloud allows banks to create their own fintechs to be better prepared to operate
and compete in the context of a new paradigm shift in the banking space: lowest cost and highest quality.
Why is this conversation
necessary?
New technology is also about continuous migration to keep up with the speed of innovation that will continue to accelerate. After the pandemic, the digital integration journey was launched.
Now the topic of infrastructure flexibility comes up again, in a different approach. Banks should see the cloud as an opportunity to experiment and play with new innovative offerings without disrupting business as usual.
“Artificial Intelligence is an extraordinary and groundbreaking technology, and is inextricably linked with cloud-based systems. AI and the raw material that feeds it, data, will be critical to our company’s future success. We already have more than 300 AI use cases in production today.”
Why is this conversation
necessary?
The rapid development of digital finance resulted in fierce competition in the banking industry.
When Revolut was launched in Romania, in 2018, no one expected that five years later it would reach 3 million customers and become the second financial institution by the size of the customer portfolio. Customers, not just digital natives, have embraced the new user experience and the new services – many of which have been launched for the first time.
Starting this year, the institution offers loans and from 2024 it will also attract interest deposits from clients, acting like any other local bank. But no branches. Now, extrapolate this competition worldwide, where currently there are 276 neobanks with a billion open accounts.
How can traditional
banks compete with
neobanks? Well, acting
just like them with more
flexibility, imagination,
courage and openness.
Open to what? Towards
new fintech
partnerships.
Perhaps the most important
change regarding customers
is the fight for the customer
relationship. In the past it
used to be exclusively
incumbents but now with
embedded finance and the
dominance of platform
models, there is a big
restructuring of the value
chain taking place.
Why is this conversation
necessary?
To stay relevant, banks understood that they have to migrate from “product oriented” to “customer oriented”. In the process, banks have the opportunity to transform their relationships with customers so that they understand and serve them better. But how?
Recent banking consumer study on customer needs shows that consumers’ relationships with their banks are becoming increasingly impersonal. Most consumers use their bank’s digital channels for quick functional tasks only. This suggests that digital channels are functionally correct but emotionally devoid.
Why is this conversation
necessary?
In the new open era there are two business models that are particularly relevant for banks:
– Through the Banking-as-a-Platform model banks open up to include new, innovative offerings and technologies from the outside, finding novel distribution channels but still keeping the customer relationship and commercial control
– Through the Banking-as-a-Service model banks take a back seat and make use of their infrastructure, licensing and regulatory capabilities to enable the FS offerings of partner players that control the commercial side.
“Whatever they do,
banks need to get out
of their comfort zone to
survive and that
certainly means finding
new ways of adding
value. Beyond banking
is unavoidable.”
TAKE A LOOK AT THIS EDITION’S TOPICS
Event agenda
PART ONE
08.45 – 09.10 – 
Registration & coffee
09.10 – 09.15 – 
Welcome speech from the host of the event, Ștefan Gergely
09.15 – 09.45 – 
Fireside Chat
Sebastian Burduja – Minister of the MINISTRY OF RESEARCH, INNOVATION AND DIGITALIZATION is talking to Andrei Burz-Pinzaru, Partner Deloitte Legal Romania
09.45 – 10.35 – 
Panel 1 – Markets in Crypto Assets regulation – MiCA
“Regulation is the way to mass adoption”
Elizaveta Palaznic – independent MiCA expert
Ludmila Andreeva-Paskov – Policy Officer: Digital Finance Unit – European Commission Directorate General for Financial Stability (online)
Raluca Micu – Head of Payments Oversight Division at National Bank of Romania
ASF – Tudor Doman – Head of Strategy at Financial Supervisory Authority
Alex Stanescu – Partner at SLV Legal
Moderator: Andrei Burz Pinzaru – partner at Deloitte Legal Romania / Reff & Associates
10.35 – 11.10 – 
Keynote speech (online)
Yoav Soffer – CBDC project manager at Bank of Israel
Subject – The Icebreaker project
The Bank for International Settlements (BIS) and the central banks of Israel, Norway and Sweden have concluded Project Icebreaker, which studied the potential benefits and challenges of using retail central bank digital currencies (CBDC) in international payments.
A collaboration between the BIS Innovation Hub Nordic Centre, Bank of Israel, Norges Bank, and Sveriges Riksbank, the project tested the technical feasibility of conducting cross-border and cross-currency transactions between different experimental retail CBDC systems.
11.10 – 12.00 – Panel 2 – the digital future of public money – CBDCs (Central Bank Digital Currencies)
Yoav Soffer – CBDC project manager at Bank of Israel (online)
Felix Crisan – Co-founder Netopia
Andrei Radulescu – Director, Macroeconomic Research (analysis and forecasting) at BT
Moderator: Nic Balaceanu – board member Rofin.Tech
12.00 – 12.20 – Cofee Break
12.20 – 12.35 – 
Ioana Frincu, technology strategist
Case study presentation – Yield agregator
12.35 – 13.20 – Panel 3 – digital identity in web 3.0
Augustin Jianu – certME, product owner
Sebastian Cochinescu – Fouder & CEO at Tailpath (online)
Nils Andersen Roed – Deputy Head of Financial Crime at Binance (online)
Andrzej Dominiak – Chief Technology Officer – Banca Transilvania
Moderator: Nic Balaceanu – Co-Founder of Sunt.io
13.20 – 14.20 – 
Pause / Lunch break
PART TWO
14.20 – 14.40 – 
Case study – Worldline – Entering the Metaverse: how it is shaping the future of payments.
Are you ready to explore the cutting-edge technologies that are shaping Metaverse? Even if ChatGPT and Generative AI waves submerged Metaverse hype, the techs behind Metaverse, such as Web3, Digitalized Asset, and Immersive Xperience still continue to attract and bring value in new use-cases.
14.40 – 15.00 – Keynote speech – Artem Fedorov – VISA
Crypto narrative in global payments Uncovering the role of crypto in global payments, touching the global & European trends, and role & vision that Visa has to play in this emerging ecosystem
15.00 – 15.20 – Keynote speech – Antony Welfare – CBDC Strategic Advisor at Ripple Labs
How the newly launched Ripple CBDC platform powers real world asset adoption
15.20 – 16.05 – Panel 4 – trading – What’s next for the crypto market?
Ilie Puscas – Country manager Binance Romania
Konstantinos Adamos – Lead Legal Counsel at Revolut (online)
Marius Morra – Co-founder Tokero
Mihnea Blidaru – Owner CryptoAlphas / trader
Mădălin Muraretiu – co-founder COINsiglieri
Moderator: Cornel Fratica – COO Metaventis
16.05 – 16.25 – Cofee break
16.25 – 17.15 – Panel 5 – NFT & metaverse, utility creates (investment ) opportunities
Adrian Stratulat – Co-Founder Clapart
Mihai Daniel Eremia – CEO XOXNO (online)
Sergiu Draganus – ludo.com
Victor Vevera – Director general ICI
Moderator: Endi Ungureanu – CEO and co-founder Metaventis
17.15 – 18.00 – Panel 6 – How do you build and recognize a successful web 3.0 project
Ioana Frincu – Technology strategist
Alex Arghirescu – Chief Marketing Officer IXFI
Paige Soponar – Co-Fonder & COO at The Connecter
Alexandru Carbunariu – Crypto Project Advisor
Perello Laurent – CEO Arthera
Moderator: Alexandru Hobincu – Cryptoholics101.ro
18.00 – 18.40 – Panel 7 – Fiscality in metaverse
Flavius Jakubowicz – Managing Partner Jasill
Elena Sighinaș – Tax Director Accace România
Moderator: Sergiu Traian Vasilescu – Managing Partner VD Law Group
18.45 – 19.15 – Pause
PART THREE
19.15 – 20.30 – 
WEB 3 START-UP PITCH
Web 3.0 project competition
20.30 – 
Cocktail
NOVEMBER 21st, 2023
19.30 – 23.30 – Azuga winery – champagne tasting followed by VIP party
NOVEMBER 22nd, 2023
09.00 – 10.30 – Peles Castle tour
10.30 – 11.00 – Arrival of Guests – Coffee Break
11.00 – 11.05 – Opening of the event – Alex Panican, deputy CEO at the LHoFT and the MC of the event
11.05 – 11.30 – Keynote Speech – Worldline Financial Services – Ernest Puspok, Business Development Director CEE
11.30 – 12.15 – The new legal framework impact on the way we do banking: Is FIDA (Financial Data Access Framework) Europe’s path to open finance?
Raluca Micu – National Bank of Romania, Head of Payments Oversight Division
Arturo Gonzales Mac Dowell – European Third Party Providers Association, Vice-chair / Asociación Española de Fintech e Insurtech – Chair / European Payments Council – Co-Chair SEPA Payments Access Scheme Multi Stakeholder Group
Panagiotis Kriaris – Commercial Director – Head Of Business Development Unzer
moderator Andrei Burz-Pinzaru, Partner Deloitte Legal Romania / Reff & Associates
12.15 – 13.00 – Payments orchestration – we buy, rent or develop our own payment infrastructure?
Panos Chalkias – Managing Director Transaction Systems,
Mads Stolberg-Larsen – Co-founder and CEO at ZTLment
Dimana Vlaeva – Director SelfPay,
Raluca Urioc – Deputy Manager Acquiring Division at Alpha Bank
moderator Claudia Chiper – European Women Payments Network Ambassador in Romania / Partner Wolf Theiss
13.00 – 13.15 – Razvan Faer – Chief Marketing & Strategy Officer at Transfond – report on the adoption of instant payments in Romania
13.15 – 14.00 – Cloud banking – between operational efficiency and cyber security
Bogdan Costea – Head of Information Security at ING Bank Romania
Bogdan Dumitru – VP of Product
Dragos Madarasan – Solutions Architecture Lead at Amazon Web Services
Moderator – Calin Rangu, Digital Economy Expert – member of National Register for R&D, Vice-president CIO Council
14.00 – 15.00 – Lunch
15.00 – 15.40 – Workshop Google – Generative AI solutions in banking – Dorian Camil Hodorogea, Customer Engineer for Data Analytics in CEE
15.40 – 16.00 – University of Vienna – Faculty of Physics – senior researcher Dr. Mathieu Bozzio – PhD in Quantum. Cryptography: „Absolute secure digital payments by using quantum technology”.
16.00 – 16.20 – Keynote speech – Visa – Catalin Cretu, general manager for Bulgaria, Croatia, Romania and Slovenia – „Trends in money movement”
16.20 – 17.00 –
Digital Identity is the new money and the crucial form of financial market infrastructure:
Sebastian Elfors – Senior Architect IDnow
Adrian Dinculescu – Managing Director Namirial,
Viky Manaila – Cloud Signature Consortium, president
moderator Nic Balaceanu – CEO sunt.io
17.00 – 17.15 – National Bank of Romania – Raluca Micu, Head of Payments Oversight Division – report on the adoption of open banking in Romania
17.15 – 18.00 – Open banking – from API first to API only:
Ana-Maria Georgescu – Executive Partner IT Smart Systems / Romanian Fintech Association – Board Member
Cosmin Cosma – CEO Finqware / Romanian Fintech Association – President of the Board
Vladimir Pintea – VP Open Banking Engineering and Payments, Europe Trovata,
Steve Ryan – senior expert in the retail financial services unit in the Directorate-General for Financial Stability, Financial Services & Capital Markets Union (DG FISMA) of the European Commission
Mark Perlov – Open Banking Gateway Product Owner at Salt Edge
Marijus Planciunas – CEO Paysera
Moderator Mirela Ciobanu – Lead Editor at The Paypers
18.15 – 18.20 – Closing Remarks
19.30 – 22.30 – Private VIP dinner at Bran Castle
NOVEMBER 23rd, 2023
09.00 – 09.30 – Coffee Break
09.30 – 09.35 – Opening remarks – Alex Panican, deputy CEO at the LHoFT and the MC of the event
09.35 – 10.00 – Keynote speech Unzer – Panagiotis Kriaris – Head of Business Development – PSD3 beyond compliance
10.00 – 10.45 – Payments trends – embedded, instant, tokenization, wearables, biometrics, crypto:
Panagiotis Kriaris – Head of Business Development at Unzer,
Hugo Araujo – CEO SIBS Romania,
Felix Crisan – Netopia CEO,
Ernest Puspok – Business Development Director CEE, Worldline Financial Services
Alexandru Mihalache – Head of products at Visa
Kostas Fiakas – Chief Strategy Officer Inform Lykos
moderator Daniel Nicolescu, CEO & co-founder Symphopay
10.45 – 11.30 – Online financing, new business models
Cristian Pasa – COO Fagura,
Bulent Tekmen – cofounder Colendi,
Cosmin Curticapean – CEO iFactor / Romanian Fintech Association – Board member
Andrei Dudoiu – Managing Partner & President of the Board SeedBlink,
Moderator – Cosmin Cosma, president Rofin.Tech
11.30 – 11.50 – D-BRAIN model, developed by Startech Alliance – The first report on „Credit score” of the digital maturity in the Romanian banking system – Bogdan Tudor, CIO Optimum Desk
11.50 – 12.30 – Neobank adoption – tipping point
Gabriela Nistor – Director General, Salt Bank,
Gabriela Simion – General manager Romania and Italy at Revolut,
Jakub Malach – Board Member at Raiffeisen Digital Bank,
Sam Everington – CEO, Engine by Starling, the technology arm of Starling Bank
Andrea Colombo – Country Manager Spain – Managing Director for Southern Europe & LATAM at Dynata
Moderator – Alex Panican, deputy CEO at the LHoFT
12.30 – 13.00 – Workshop Druid – AI solutions in banking – Gabriel Mocan, Chief Experience Officer
13.00 – 14.00 – Lunch
14.00 – 14.30 – Workshop Amazon – AI solutions in banking – Dragos Madarasan, Solutions Architecture Lead
14.30 – 15.00 – Workshop Microsoft – AI solutions in banking – Sorin Peste, Cloud Solution Architect, Data & AI
15.00 – 15.20 – Country report Rofin.Tech – Romanian fintech start-ups impact on the digital transformation process in banking – presented by Vasile Alecsandru Strat – Dean of Bucharest Business School (ASE)
15.20 – 15.40 – Keynote speech – Eliad Saporta, CEO Coriunder – what it takes to build an EMI / small bank
15.40 – 16.20 – Technology is not the obstacle. Business models are. Banking as a Platform or Banking as a Service?
Satosh Radhakrishnan – Chief Commercial Officer at XYB by Monese,
Nick Reid – Head of Strategic Growth Europe at BankiFI
Cristian Cazan – Director General, Code Crafters, Banca Transilvania Group
Moderator – Eliad Saporta CEO CORIUNDER,
16.20 – 16.40 – Coffee break
16.40 – 17.00 – Banking on tokens
Anthony Ralphs – Director Product Management CBDCs at RIPPLE
Bogdan Almasi – CEO & co-founder ASSETTO
Felix Crisan – CEO NETOPIA
moderator Nic Balaceanu – Romanian Association of Fintechs, board member
17.00 – 17.40 – Generative AI in banking – an incremental game changer
Roxana Turquin – Sales & Account Director at Finshape,
Ana Ionascu – Sales Executive Enterprise Accounts MICROSOFT,
Milos Milovanovic – Director of Delivery and Customer Success at THINGS SOLVER, member of ASEE,
Florian Buca – CEO at SOFT TEHNICA,
Gabriel Mocan – Chief Executive Experience at DRUID AI
moderator Calin Rangu, Digital Economy Expert – member of National Register for R&D, Vice-president CIO Council
17.40 – 18.30 – Reinventing traditional banking. What moves should banks prioritize as their balance sheets shift to other kinds of institutions?
Oana Ilas – Deputy CEO, Head of retail banking Banca Transilvania,
Eleni Skoura – Head of retail & Executive Board Member at ING Bank Romania,
Ana Cernat – Vice Chair, Innovation and Sustainability Committee at National Bank of Greece,
Gabriel Pralea – Transformation Program Business Director CEC Bank
Nicolae Damu – VP Office Network at tbi bank
Alexandru Bita – Chief Technology Innovation Officer Libra Internet Bank,
moderator Florian Teleaba – Principal in Financial Services Practice, Bucharest Office Lead at Kearney
18.30 – 18.35 – Closing remarks
18.35 – 20.00 – Cocktail
20.48 – The train with Banking 4.0 participants departs from Sinaia Station to Bucharest
Thank you all for coming. See you next year!
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Day 1
MAY 23
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Venue
Sinaia resort – “The Carpathian Pearl”
Situated in a breathtaking mountain scenery, the resort is located at an altitude between 798 and 1055m, on the south-eastern slope of the Bucegi Massif, along the Prahova Valley, at 120 km from Bucharest (nearly 110 km from the Henry Coanda Airport) and 40 km from Brașov. Sinaia takes its name from the 17th century monastery built by a Romanian nobleman – Mihail Cantacuzino – after undertaking a pilgrimage to Mount Sinai, Egypt.
Sinaia is one of the most famous and oldest mountain tourist resorts in Romania, known as “The Carpathian Pearl”. It is best known for being the summer residence of the Romanian Royal family.
Therefore, Sinaia is more than just a resort, it is history. The city is officially documented for the first time around the year 1200. The city’s orthodox church is the oldest proof and one of the interesting places to visit. By far, the most interesting place to visit in Sinaia is the Peles Castle. This is one of the best-preserved royal palaces in Europe. It served as the summer residence of the first Hohenzollern king of Romania, Carol I.
Bult in the latter half of the 19th century, it was the king’s attempt to imitate the styles of his former homeland, creating a Bavarian setting in the mountains of Romania. The palace is ornately decorated, both the interior and the exterior, with intricate wood carvings and paintings of scenes from Wagner operas.
Source: montania.ro
Peles Castle – Source: peles.ro
The Casino from Sinaia
Located in the northern part of the “Dimitrie Ghica” park, the “Casino” in Sinaia is still today one of the edifices – a symbol of the resort. The imposing building was built in record time, in just one year (1911-1912), on the site where the villa Ghica once stood, the resort’s first villa, built by Prince Dimitrie Ghica.
The casino in Sinaia had as its main shareholder the baron de Marçay, also a shareholder in the casino in Monte Carlo, which is why it was speculated that this building would be a faithful copy of the French edifice.
Weekends at Casino attracted the social elite, the old aristocracy and the privileged for roulette and card games (baccara, Brazilian). At 4:00 p.m., when the gambling halls opened, the “servants of vice” got off the Bucharest-Sinaia “pleasure train” that ran on Saturdays and Sundays. The flow of players from that period is unimaginable for today, this “social magnet” hosting, every game day, 600-800 people.
It is said that, before entering the Casino, the players, confident of the chances of significant winnings, threw silver into the artesian well near the building.
After the Second World War, Sinaia Casino became the property of the Romanian state. In 1995, the casino passed into the State Protocol Administration.
Source: casino-sinaia.ro
THE EVENT HAS FINISHED.
THANK YOU AND SEE YOU NEXT YEAR!
Register to our newsletter to stay in the loop or watch recordings.
News
How banks can monetise Open Banking – by Panagiotis Kriaris.
He will deliver a keynote speech at the Banking 4.0 international conference.
U.S. – Consumer Financial Protection Bureau wants to treat Apple and Google like big banks
A Washington watchdog wants to police Big Tech like it does big banks, meaning greater scrutiny for popular
New partnership to promote in-store biometric payments at global scale
By 2025, biometrics will authenticate over $3 trillion in payment transactions. The topic is on the Banking 4.0 agenda
Banking 4.0 – Emerging Trends in Payment Technology
This article explores three noteworthy developments: virtual cards, in-car payments, and the concept of Request-to-Pay.
Council and European Parliament reach provisional agreement on the instant payments proposal
The political agreement on the instant payments proposal will improve the availability of instant payment options in euro
Banking 4.0 - web 3.0 project competition
Consistent with the idea of promoting emerging technologies in the new digital economy, the NOCASH EVENTS company continues the Banking 4.0 event series – this year’s spring edition being dedicated to blockchain technology.
The international conference comes with a new start-up competition of blockchain projects “made in Romania”, intended to highlight the most promising ideas and business models, developed on blockchain technology.
The organizers of Banking 4.0, together with COINsiglieri, will select companies that are at most in the seed stage.
If your business also offers such a revolutionary business model or that solves a real problem by using blockchain, we invite you to register in the competition. Complete the registration form here. The last day of registration is June 7, till 05.00 pm.
Presentation
Each start-up will have a 7-minute pitch, followed by another 3-minute Q&A session. It is up to each contestant how they will use their allotted time to convince the jury. It could be a pdf, a demo, or anything else deemed more relevant.
Judging criteria
The minimum criteria taken into account are presented as follows:
. the problem it solves – the impact of the proposed solution
. business model
. business model
. scalability / market projection
. originality & innovation
. product readiness
. community strength
. legal compliance
. team
. UX
. best presentation
. originality & innovation
. product readiness
. community strength
. legal compliance
. team
. UX
. best presentation
Each evaluation criterion is scored from 1 to 10.
The final score will result from the summation of the points received on each separate criterion.
In case of equal points, the tie-breaker will be made after a new final round with another 5 minutes of presentation.
The first three winners will receive extremely attractive and complete service packages for a start-up at the beginning of its business journey, looking for financing and consulting.
Our competition offers 1st place with 112,800 EUR in services, products, and perks from partners, 2nd place with 21,300 EUR in services, products, and perks and 3rd place with 18,800
EUR in services, products, and perks, providing an opportunity for your startup to win valuable resources to help grow your business.
Registration
500 euro/project registration fee
“The NOCASH gala event was an exceptional platform that not only acknowledged, but also celebrated the innovative strides made in the field of blockchain technology. It is events like these that bring together the best minds in the industry, fostering a sense of unity, collaboration, and mutual respect among all participants. We were particularly impressed by the level of professionalism, organization, and dedication to excellence that NOCASH demonstrated throughout the event.
The award we received is a milestone for Farm.XYZ, and it is with the utmost pride and humility that we accept it. This recognition inspires us to continue our pursuit of innovation, constantly challenging ourselves to drive the envelope further in the blockchain technology space.
To NOCASH, your commitment to advancing the blockchain ecosystem is commendable. Your efforts to spotlight and champion emerging technologies make a significant impact in shaping the future of digital economy. We look forward to more opportunities to collaborate and to celebrate the fruits of this ever-evolving industry together.”
Alex Mincu – Founder & CEO, Farm.XYZ, the winner of 2022 Edition
Aleph Business / block3000 / BoneX / Cluster Power / COINsiglieri / Cristian Onetiu / CryptoCoin.Pro / Financial Crime Academy / Herity Seed / Ioana Frincu / JASILL Accounting / Leaders Tribe / Mihai Daniel / Moonbound / NFT Bucharest / NFT Show Europe
Notorius University / OpenVC / Romlux / SLV Legal / SMARTERS / Sunt.IO / TOKERO / Unchain Fintech Festival / VD Law Group
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