Head of Payments, Oversight Division National Bank of Romania (NBR)
Raluca Micu has 12 years of experience in the financial-banking field, since January 2010 being part of the BNR team; She is the representative of the National Bank of Romania at the meetings organized at the level of the Council of the European Union and the European Commission regarding European legislative projects in the field of payments (e.g. EU Regulation no. 751/2015 on multilateral interbank commissions applied to card-based payment operations, amending EU Regulation No. 924/2009 on cross-border payments, the Revised Payment Services Directive); Since October 2018, she has been coordinating the activity of the Payments and Payment Instruments Monitoring Service – the structure that will be responsible for ensuring compliance with the security requirements established in the Payment Services Directive, as well as other requirements that are established in the NBR regulations for payment service providers, from the perspective of payment security and safety.