KEYNOTE SPEECH 🎙️ Enabling Innovation Through Payments Platform Transformation
09:35 - 10:05
Today, global trends including globalization of the payment market as well as changing customer demands, new entrants, innovative technologies, regulatory pressure, higher costs, and lower profit margins are driving significant changes to the financial services market. The complexity of today’s world in a post-pandemic society with tense geopolitical dimensions has caused tightened regulations and increased compliance costs for financial institutions. The pressure to remain innovative is at an all-time high within this environment where real-time payments became the norm and global real-time payments are representing the new normal. In the wake of rapidly evolving customer expectations, new digital standards for financial services are now increasingly met by a wave of agile fintech companies that leverage technological advances to enhance customer experiences.
Embedded Banking Stage
10:05
PANEL 💡 Cloud Migration - Putting the core on a diet, to ensure future flexibility and agility
10:05 - 10:45
We live in the era when flexibility is key to stay relevant and everything can be migrated to the cloud, but it's a thing to be handled with care in order to avoid any kind of risks. How do we do that?
Embedded Banking Stage
11:05
PANEL 💡 Banking as a Service - The future of banking will be dominated by platforms. How to build a bank on someone else's platform?
11:05 - 11:55
This does not mean that every bank will become a platform, but rather that every bank will need to decide how they will engage in a platform economy and align their strategy and business models to support whatever decision they make.
Bank as a Producer - "The bank is white-labeling and selling its products via someone else's platform"
Bank as a Distributor - "Bank aggregates and provides solutions and services from third parties to bank customers"
Bank as a Marketplace - "Bank facilitates a rich relationship to deliver customer Journey-like solutions"
Bank as an Ecosystem Participant - "Bank is an active participant in a symbiotic multi-sided ecosystem".
Embedded Banking Stage
11:55
PANEL 💡 Impact of AI in Banking - Hyper Personalization of Banking Services - from target groups to target person
11:55 - 12:35
The right usage of massive data through data mining and proper CRM systems can offer the needed amount of granularity in personalisation of products to gain and maintain products.
Embedded Banking Stage
13:30
KEYNOTE SPEECH 🎙️ The Future of Finance is Invisible
13:30 - 13:55
Embedded Banking Stage
13:55
WORKSHOP ⚙️ Mida Soft Business - The future of banking from a cybersecurity perspective
13:55 - 14:35
Embedded Banking Stage
14:35
PANEL 💡 Impact of digital administration of Romania on banking
14:35 - 15:15
The last resort of any digital transformation is the upgrade of the administration. We can't actually reach the moon unless we have a tool to do it. So how does the public sector handle this? For this we need to address the governmental cloud, a fundamental link in the digitalisation chain.
Embedded Banking Stage
15:15
PANEL 💡 Digital Lending - Digital identity in lending & the credit score
15:15 - 15:55
Embedded Banking Stage
15:55
KEYNOTE SPEECH 🎙️ Embedded Finance: Winning in the $7 trillion opportunity
15:55 - 16:30
Embedded Banking Stage
Day 2
NOV 23
09:30
Welcoming Notes
09:30 - 09:35
Embedded Banking Stage
09:35
PANEL 💡 Open Banking - is it really open?
09:35 - 10:10
What's working and what's starting to shift on the market from the players' perspective as a result of PSD 2 and PSD 3 standards? What is the current status and where are we going from here?
Embedded Banking Stage
10:10
KEYNOTE SPEECH 🎙️ The changing world of banking and payments: challenges and opportunities.
10:10 - 10:35
Embedded Banking Stage
10:35
PANEL 💡 Green finance: CO2 Neutral Bank Accounts and Lending, between opportunity and threat
10:35 - 11:05
The landscape of financial credits between PR, CSR corporate standards and real-life situations where heavy polluting industries need financing for us to live our modern lives?
Where do we draw the line and how can we become more sustainable while keeping disruption at bay? What's the silver lining?
Can we find a compromise between "polluting finance" and sustainable corporate solutions like reducing the carbon footprint, solar panels for high-consumption plants, buying green certificates or ICMA Green Bonds, and planting trees? Can we actually make things that matter and impact positively the environment?
What does EU have to say in terms of targets for reducing the carbon footprint?
Embedded Banking Stage
11:05
PANEL 💡 New Generation of Web 3.0. of Financial Services. The Impact of Metaverse in Banking
11:05 - 11:45
New Standards for a better experience and bigger revenues in Open Banking. From QR codes to account-to-account technologies.
Embedded Banking Stage
12:05
KEYNOTE SPEECH 🎙️ Open Banking : State of play in Europe
12:05 - 12:45
Embedded Banking Stage
12:45
PANEL💡Implementing banking automation through Robotic Process Automation (RPA)
12:45 - 13:30
Embedded Banking Stage
14:30
WORKSHOP ⚙️ ASEE - Cheques and promissory notes go digital
14:30 - 15:30
Digitalization of work with promissory notes. How to eliminate paper from trade transactions
Embedded Banking Stage
15:30
PANEL 💡 Payments - Future of Payments Backed by Blockchain. Crypto payments
15:30 - 16:10
Merchants' perspectives on alternative payment methods.
Crypto payments moved the burden of comission on the payer. And this in itself is a new payment method offered by some players. Who is ready to offer it to end users? And why?
Pros and cons.
Embedded Banking Stage
16:10
PANEL 💡 The Landscape of Digital Banking in Romania - Digital Banking & Neobanks
16:10 - 17:10
Challenges, opportunities, business lines, products available in Romania and within the region.
Why neobanks are not that profitable? Will getting a bank license ease the way to success?
