{"id":8985,"date":"2024-07-11T10:31:56","date_gmt":"2024-07-11T10:31:56","guid":{"rendered":"https:\/\/banking40.ro\/?p=8985"},"modified":"2024-07-11T10:34:49","modified_gmt":"2024-07-11T10:34:49","slug":"ropay-schema-nationala-de-plata-cu-mobilul-a-fost-aprobata-de-bnr","status":"publish","type":"post","link":"https:\/\/banking40.ro\/archive\/ropay-schema-nationala-de-plata-cu-mobilul-a-fost-aprobata-de-bnr\/","title":{"rendered":"RoPay, schema nationala de plata cu mobilul, a fost aprobata de Banca Nationala a Romaniei"},"content":{"rendered":"

Transfond anunta ca schema de Plat\u0103 RoPay a fost aprobat\u0103 de c\u0103tre Banca Na\u021bional\u0103 a Rom\u00e2niei, in data de 5 iulie 2024. \u201eAstfel, a fost emis certificatul de na\u0219tere al serviciului RoPay, etap\u0103 esen\u021bial\u0103 \u00eenainte de lansarea oficial\u0103 care va urma!\u201d \u2013 se\u00a0precizeaza<\/a>\u00a0pe contul de linkedin al RoPay. Prin noua schema de plata (fara card, doar cu mobilul), pute\u021bi efectua pl\u0103\u021bi instant catre un prieten, la terminalele POS, c\u0103tre comercian\u021bii online, la mici comercian\u021bi, sau de la un business la altul<\/em>.<\/p>\n

RoPay creeaz\u0103 \u00een Rom\u00e2nia premisele aplic\u0103rii noii strategii a Comisiei Europene din septembrie 2020 privind pl\u0103\u021bile cu am\u0103nuntul \u00een \u00eentreaga Uniune. Strategia vizeaz\u0103 predominan\u021ba pl\u0103\u021bilor cu am\u0103nuntul \u00een timp real efectuate cu dispozitive mobile, \u00een compara\u021bie cu orice alte metode de plat\u0103, electronice sau numerar, pe tot teritoriul Spa\u021biului Economic European.<\/p>\n

Infrastructura de pl\u0103\u021bi instant, care st\u0103 la baza execu\u021biei pl\u0103\u021bilor ini\u021biate cu RoPay, oferit\u0103 b\u0103ncilor din anul 2019, acoper\u0103 peste 80% din pia\u021ba de pl\u0103\u021bi electronice f\u0103r\u0103 card din Rom\u00e2nia.<\/p>\n

Serviciul RoPay va folosi un cod QR standard adoptat de comunitatea bancar\u0103 \u0219i compatibil cu standardul european de referin\u021b\u0103. Prin RoPay se pot ini\u021bia pl\u0103\u021bi instant at\u00e2t \u00eentre conturi aflate la b\u0103nci diferite, c\u00e2t \u0219i \u00eentre conturi aflate la aceea\u0219i banc\u0103. Clientela \u021bint\u0103 pentru RoPay o reprezint\u0103 consumatorii \u0219i comercian\u021bii interesa\u021bi s\u0103 efectueze \u0219i s\u0103 \u00eencaseze pl\u0103\u021bi electronice instant cu eforturi \u0219i costuri minime, \u00een raport cu alte mijloace de plat\u0103.<\/p>\n

RoPay aduce multiple beneficii comercian\u021bilor din punct de vedere al costurilor de procesare, al reconcilierii plat\u0103-livrare, al u\u0219urin\u021bei de implementare \u0219i, mai ales, din punct de vedere al lichidit\u0103\u021bii, pl\u0103\u021bile fiind decontate \u00een maximum 10 secunde de la ini\u021bierea pl\u0103\u021bii de c\u0103tre client (banii devin disponibili imediat \u00een contul comerciantului), \u00een condi\u021bii de maxim\u0103 siguran\u021b\u0103 \u0219i de disponibilitate 24\/7\/365.<\/p>\n

De asemenea, serviciul ofer\u0103 comercian\u021bilor oportunitatea de a lansa noi programe de fidelizare\/promovare a propriilor servicii \u015fi produse, corelate cu utilizarea RoPay. Totodat\u0103, creeaz\u0103 premisele pentru micii comercian\u021bi de a avea \u00eencas\u0103ri \u00een timp real, oferind aceea\u0219i satisfac\u021bie ca \u00eencas\u0103rile \u00een numerar.<\/p>\n

Beneficiile serviciului RoPay pentru consumatorii individuali sunt generate de posibilitatea de a pl\u0103ti \u00een timp real scan\u00e2nd un cod QR pentru achizi\u021bia de bunuri \u0219i servicii \u00een mediul online sau \u00een cel fizic, de a face pl\u0103\u021bi instant c\u0103tre apropia\u021bi, furnizori sau al\u021bi destinatari, \u00een condi\u021bii avantajoase.<\/p>\n

Serviciul va fi disponibil \u00eentr-o manier\u0103 distinct\u0103 \u00een aplica\u021biile bancare de mobile banking, integrat func\u021bional cu acestea, dar cu propria identitate vizibil\u0103, unitar\u0103 \u0219i comun\u0103 pentru b\u0103ncile participante la serviciu.<\/p>\n

Ca instrument de \u00eencasare a pl\u0103\u021bii, RoPay va fi integrat tehnic cu facilit\u0103\u021bile de acquiring ale b\u0103ncii\/ institu\u021biei de plat\u0103\/ procesatorului de pl\u0103\u021bi care \u00eel ofer\u0103. RoPay va oferi \u00een utilizare o experien\u021b\u0103 de plat\u0103 (ini\u021biere \u0219i execu\u021bie) extrem de rapid\u0103 \u0219i de pl\u0103cut\u0103 astfel \u00eenc\u00e2t s\u0103 fie u\u0219or de adoptat \u00een cotidian de c\u0103tre consumatori.<\/p>\n

\u00cen data de 05.07.2024 Banca Na\u021bional\u0103 a Rom\u00e2niei a aprobat\u00a0Setul de Reguli privind Schema RoPay<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Transfond anunta ca schema de Plat\u0103 RoPay a fost aprobat\u0103 de c\u0103tre Banca Na\u021bional\u0103 a Rom\u00e2niei, in data de 5 iulie 2024. \u201eAstfel, a fost emis certificatul de na\u0219tere al serviciului RoPay, etap\u0103 esen\u021bial\u0103 \u00eenainte de lansarea oficial\u0103 care va […]<\/p>\n","protected":false},"author":1,"featured_media":8987,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"categories":[1],"tags":[162,161,163],"class_list":["post-8985","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-schema-nationala-de-plati-mobile","tag-serviciul-ropay","tag-transfond"],"_links":{"self":[{"href":"https:\/\/banking40.ro\/archive\/wp-json\/wp\/v2\/posts\/8985","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/banking40.ro\/archive\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/banking40.ro\/archive\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/banking40.ro\/archive\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/banking40.ro\/archive\/wp-json\/wp\/v2\/comments?post=8985"}],"version-history":[{"count":0,"href":"https:\/\/banking40.ro\/archive\/wp-json\/wp\/v2\/posts\/8985\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/banking40.ro\/archive\/wp-json\/wp\/v2\/media\/8987"}],"wp:attachment":[{"href":"https:\/\/banking40.ro\/archive\/wp-json\/wp\/v2\/media?parent=8985"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/banking40.ro\/archive\/wp-json\/wp\/v2\/categories?post=8985"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/banking40.ro\/archive\/wp-json\/wp\/v2\/tags?post=8985"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}