{"id":6280,"date":"2023-07-19T13:53:43","date_gmt":"2023-07-19T13:53:43","guid":{"rendered":"https:\/\/banking40.ro\/?page_id=6280"},"modified":"2024-12-04T10:31:34","modified_gmt":"2024-12-04T10:31:34","slug":"banking-in-the-open-era-open-banking-open-finance-opena","status":"publish","type":"page","link":"https:\/\/banking40.ro\/archive\/banking-in-the-open-era-open-banking-open-finance-opena\/","title":{"rendered":"Banking 4.0 | From tech-centric to human-centric: Conversational banking in digital time"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"6280\" class=\"elementor elementor-6280\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-eee4128 elementor-section-height-min-height elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"eee4128\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_video_link&quot;:&quot;https:\\\/\\\/banking40.ro\\\/wp-content\\\/uploads\\\/2024\\\/06\\\/pentru_site_banking_v2.mp4&quot;,&quot;background_play_on_mobile&quot;:&quot;yes&quot;,&quot;background_background&quot;:&quot;video&quot;}\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-background-video-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<video class=\"elementor-background-video-hosted\" autoplay muted playsinline loop><\/video>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-402f0ae\" data-id=\"402f0ae\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d23ace0 animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"d23ace0\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Conversational banking in digital time: <br> From Tech-centric to\u00a0Human-centric<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa043d1 animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"aa043d1\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Banking 4.0 - Sinaia, November 27-28,\u00a02024<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9bb606f elementor-section-stretched elementor-hidden-tablet elementor-hidden-laptop elementor-hidden-desktop elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9bb606f\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_video_link&quot;:&quot;https:\\\/\\\/banking40.ro\\\/wp-content\\\/uploads\\\/2022\\\/10\\\/banking40background.mp4&quot;,&quot;background_play_on_mobile&quot;:&quot;yes&quot;,&quot;background_background&quot;:&quot;video&quot;}\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-background-video-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<video class=\"elementor-background-video-hosted\" autoplay muted playsinline loop><\/video>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-14ef355\" data-id=\"14ef355\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6682176 elementor-widget elementor-widget-heading\" data-id=\"6682176\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-04ab324 elementor-hidden-laptop elementor-hidden-tablet elementor-widget elementor-widget-heading\" data-id=\"04ab324\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"> FROM TECH-CENTRIC TO HUMAN-CENTRIC: <\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bbba056 elementor-hidden-laptop elementor-widget elementor-widget-heading\" data-id=\"bbba056\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Conversational banking in digital time <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-df2871b elementor-section-content-bottom elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"df2871b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-055e2d4\" data-id=\"055e2d4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8161c7d elementor-widget elementor-widget-text-editor\" data-id=\"8161c7d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4><em>Sinaia resort &#8211; Bucegi Mountains<\/em><br \/><em>The former residence of kings<br \/><\/em><em>When: 27-28 November 2024<\/em><\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-2aeeef4 elementor-widget elementor-widget-spacer\" data-id=\"2aeeef4\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f17256 elementor-widget elementor-widget-spacer\" data-id=\"7f17256\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dab6e00 elementor-widget elementor-widget-spacer\" data-id=\"dab6e00\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a733335 elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"a733335\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"270\" height=\"300\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/02\/zle-270x300.png\" class=\"attachment-medium size-medium wp-image-5039\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-fb189de elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fb189de\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-b5c0d0a\" data-id=\"b5c0d0a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3cf0e2e elementor-widget elementor-widget-heading\" data-id=\"3cf0e2e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">WHERE<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-884a660 elementor-widget elementor-widget-text-editor\" data-id=\"884a660\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>STUP<br \/>Bucharest, Romania<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-bbfb2c1\" data-id=\"bbfb2c1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6bc02eb elementor-widget elementor-widget-heading\" data-id=\"6bc02eb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">WHEN<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a5e3cae elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-widget elementor-widget-text-editor\" data-id=\"a5e3cae\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>May<br \/>23 2023<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-20197fd elementor-widget__width-initial elementor-align-left elementor-widget-mobile__width-initial elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-button\" data-id=\"20197fd\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-grow\" href=\"#tickets\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get Tickets<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b0c4f46 elementor-widget__width-auto elementor-align-left elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-button\" data-id=\"b0c4f46\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-grow\" href=\"#agenda\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">View Agenda<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0e18d42 elementor-section-height-min-height elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"0e18d42\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cc8266c\" data-id=\"cc8266c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-34f191a elementor-widget elementor-widget-menu-anchor\" data-id=\"34f191a\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"about\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fc557fa elementor-widget__width-auto elementor-absolute elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"fc557fa\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"69\" height=\"62\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/10\/elementnorisorAsset-2@72x.png\" class=\"attachment-large size-large wp-image-2854 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 69px; --smush-placeholder-aspect-ratio: 69\/62;\" \/><noscript><img decoding=\"async\" width=\"69\" height=\"62\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/10\/elementnorisorAsset-2@72x.png\" class=\"attachment-large size-large wp-image-2854\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d3e6b0e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d3e6b0e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-57da199\" data-id=\"57da199\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2700d28 elementor-widget elementor-widget-menu-anchor\" data-id=\"2700d28\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"abt\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c3a5c3 animated-slow elementor-view-default elementor-invisible elementor-widget elementor-widget-icon\" data-id=\"2c3a5c3\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;bounce&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-circle-down\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 137-111 248-248 248S8 393 8 256 119 8 256 8s248 111 248 248zm-143.6-28.9L288 302.6V120c0-13.3-10.7-24-24-24h-16c-13.3 0-24 10.7-24 24v182.6l-72.4-75.5c-9.3-9.7-24.8-9.9-34.3-.4l-10.9 11c-9.4 9.4-9.4 24.6 0 33.9L239 404.3c9.4 9.4 24.6 9.4 33.9 0l132.7-132.7c9.4-9.4 9.4-24.6 0-33.9l-10.9-11c-9.5-9.5-25-9.3-34.3.4z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-db47360 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"db47360\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-92e324b animated-slow elementor-invisible\" data-id=\"92e324b\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;,&quot;animation_delay&quot;:100}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b78044c elementor-widget elementor-widget-menu-anchor\" data-id=\"b78044c\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"10keypoints\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d2a9e9f elementor-widget-laptop__width-initial elementor-widget elementor-widget-video\" data-id=\"d2a9e9f\" data-element_type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/watch?v=fDhTG4vOSo8&amp;list=PLBS1aa7C_W_4u76uXAYbs-ZI_znCJ-BvL&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-16fc3a1\" data-id=\"16fc3a1\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4221d93 elementor-widget elementor-widget-menu-anchor\" data-id=\"4221d93\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"whyattend\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b7f76f elementor-widget elementor-widget-heading\" data-id=\"6b7f76f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><h3>10 Key Points to attend BANKING 4.0 in 2024<\/h3><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b3ae20 elementor-widget elementor-widget-text-editor\" data-id=\"7b3ae20\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div style=\"padding-left: 25px;\"><ul><li><strong>Network<\/strong> with minded people across the globe<\/li><li>Keep up with the latest financial services news and <strong>FinTech trends<\/strong><\/li><li>Present and discover new <strong>industry innovations<\/strong><\/li><li>Develop a <strong>lead generation<\/strong> pipeline<\/li><li>Streamline your business processes<\/li><li>Collaborate with others and connect with <strong>potential clients<\/strong><\/li><li><strong>Educate <\/strong>your team on innovations and opportunities<\/li><li>Increase your <strong>brand visibility<\/strong><\/li><li>Expand your <strong>business<\/strong><\/li><li><strong>Sinaia &#8211; &#8220;The Carpathian Pearl &#8220;<\/strong> &#8211; a unique mountain resort\u00a0to\u00a0visit<\/li><\/ul><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b696a1 elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-heading\" data-id=\"4b696a1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">This year, in the context of the PSD 3, we are launching a new challenge to the experts:\n<br>\nHOW DO WE BUILD THE DIGITAL BANK OF THE FUTURE?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b4cf4c elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"0b4cf4c\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ed84e3 elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"2ed84e3\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1765a51 elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"1765a51\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-c789bd7 elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c789bd7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-c2a3e03\" data-id=\"c2a3e03\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7685cd7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7685cd7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3fa9173\" data-id=\"3fa9173\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b0d298f elementor-widget elementor-widget-menu-anchor\" data-id=\"b0d298f\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"context\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1e09621 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1e09621\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fb307f8\" data-id=\"fb307f8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9891c29 animated-slow elementor-view-default elementor-invisible elementor-widget elementor-widget-icon\" data-id=\"9891c29\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;bounce&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-circle-down\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 137-111 248-248 248S8 393 8 256 119 8 256 8s248 111 248 248zm-143.6-28.9L288 302.6V120c0-13.3-10.7-24-24-24h-16c-13.3 0-24 10.7-24 24v182.6l-72.4-75.5c-9.3-9.7-24.8-9.9-34.3-.4l-10.9 11c-9.4 9.4-9.4 24.6 0 33.9L239 404.3c9.4 9.4 24.6 9.4 33.9 0l132.7-132.7c9.4-9.4 9.4-24.6 0-33.9l-10.9-11c-9.5-9.5-25-9.3-34.3.4z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cf00cb7 elementor-widget elementor-widget-heading\" data-id=\"cf00cb7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Context<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c7e01c2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c7e01c2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-5a51e25\" data-id=\"5a51e25\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e9a776f elementor-widget elementor-widget-spacer\" data-id=\"e9a776f\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f949c11 elementor-widget elementor-widget-menu-anchor\" data-id=\"f949c11\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"context\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c94ffc3 elementor-widget elementor-widget-text-editor\" data-id=\"c94ffc3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Advances in technology will transform business <br \/>operations over the coming decade as new tools and higher degrees of automation find their way into the workplace.<\/p><p><br \/>To stay ahead of the competition, successful businesses won\u2019t just be those that implement the latest technologies.<\/p><p><br \/>The power of human interaction will continue to play a critical role in business over the coming decade, even as technology such as AI, robotics and quantum computing dramatically reshapes entire sectors.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-40ae0f0 animated-slow elementor-invisible\" data-id=\"40ae0f0\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;,&quot;animation_delay&quot;:100}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4044b24 elementor-widget elementor-widget-image\" data-id=\"4044b24\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"682\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/04\/get-4.jpg\" class=\"attachment-large size-large wp-image-7781 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/682;\" \/><noscript><img decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/04\/get-4.jpg\" class=\"attachment-large size-large wp-image-7781\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-061fb67 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"061fb67\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-e010638 animated-slow elementor-invisible\" data-id=\"e010638\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;,&quot;animation_delay&quot;:100}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2fa3359 elementor-widget elementor-widget-spacer\" data-id=\"2fa3359\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d021d39 elementor-widget elementor-widget-image\" data-id=\"d021d39\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/04\/easy-wireless-yechnology-payment-1024x683.jpg\" class=\"attachment-large size-large wp-image-7784 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/683;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/04\/easy-wireless-yechnology-payment-1024x683.jpg\" class=\"attachment-large size-large wp-image-7784\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-c392210\" data-id=\"c392210\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2960d87 elementor-widget elementor-widget-text-editor\" data-id=\"2960d87\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\">Virtually every bank has a mobile app that works effectively: it manages the majority of customer interactions, is typically rated well over 4 out of 5 by customers and\u2014together with digital enhancements elsewhere in the organization\u2014 continues to deliver big efficiency gains and convenience for customers. Yet there have been unwelcome side-effects.<\/p><p style=\"text-align: center;\">By shifting customer engagement out of the branch and onto their digital channels, banks\u2019 experiences have become functionally correct but emotionally void.<\/p><p style=\"text-align: center;\">And at the same time as their personal connection with customers has weakened, so has banks\u2019 ability to differentiate themselves: <a href=\"https:\/\/www.accenture.com\/content\/dam\/accenture\/final\/capabilities\/song\/communicate\/imagery\/LifeTrends24-Infographic.pdf\">Accenture\u2019s Life Trends 2024 survey<\/a> found that 42% of consumers find it hard to distinguish between financial services brands. In the process, customer loyalty has weakened.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8a49493 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8a49493\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-ed9552e\" data-id=\"ed9552e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-46d59ce elementor-widget elementor-widget-spacer\" data-id=\"46d59ce\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-067599d elementor-widget elementor-widget-text-editor\" data-id=\"067599d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\">Digitalization has improved banks\u2019 ability to solve customers\u2019 most basic needs, but conversations about their financial aspirations and how the bank can help them achieve their goals have become increasingly rare. <br \/>Yet the goal of increasing the proportion of digital sales depends on it.<\/p><p style=\"text-align: center;\">The good news is that customers still trust banks and are sending them clear signals of what they want. To capture the full potential of digital, banks need to improve their ability to respond to these signals.<\/p><p style=\"text-align: center;\">This includes shifting their thinking about digital from \u201cservicing\u201d to \u201cconversations\u201d.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-a749760 animated-slow elementor-invisible\" data-id=\"a749760\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;,&quot;animation_delay&quot;:100}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f5e6651 elementor-widget elementor-widget-image\" data-id=\"f5e6651\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"744\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/04\/get-5.jpg\" class=\"attachment-large size-large wp-image-7786 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/744;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"744\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/04\/get-5.jpg\" class=\"attachment-large size-large wp-image-7786\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dd28d67 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dd28d67\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0a11ea6\" data-id=\"0a11ea6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-35f7dfd animated-slow elementor-view-default elementor-invisible elementor-widget elementor-widget-icon\" data-id=\"35f7dfd\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;bounce&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-circle-down\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 137-111 248-248 248S8 393 8 256 119 8 256 8s248 111 248 248zm-143.6-28.9L288 302.6V120c0-13.3-10.7-24-24-24h-16c-13.3 0-24 10.7-24 24v182.6l-72.4-75.5c-9.3-9.7-24.8-9.9-34.3-.4l-10.9 11c-9.4 9.4-9.4 24.6 0 33.9L239 404.3c9.4 9.4 24.6 9.4 33.9 0l132.7-132.7c9.4-9.4 9.4-24.6 0-33.9l-10.9-11c-9.5-9.5-25-9.3-34.3.4z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50d6bb4 elementor-widget elementor-widget-menu-anchor\" data-id=\"50d6bb4\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"agenda2024\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-02f5b40 elementor-widget elementor-widget-heading\" data-id=\"02f5b40\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">TAKE A LOOK AT THIS EDITION\u2019S TOPICS<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2493839 elementor-widget elementor-widget-heading\" data-id=\"2493839\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Event agenda<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a66869 hidden elementor-widget elementor-widget-text-editor\" data-id=\"3a66869\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div style=\"max-width: 850px; width: 100%; background-color: #020911; padding: 20px; border-radius: 8px; box-shadow: 0 4px 8px rgba(0, 0, 0, 0.6); line-height: 1.6;\">\n\n<!-- Main Stage Section -->\n\n<section>\n<h2 style=\"font-size: 1.4em; margin-bottom: 20px; color: #05ccff; border-bottom: 2px solid #05CCFF; padding-bottom: 5px;\">Day one &#8211; November 27, Main Stage<\/h2>\n<!-- Schedule Rows -->\n<div style=\"padding: 15px 0; border-bottom: 1px solid #333;\">\n\n<span style=\"color: #05ccff; font-weight: bold;\">09:30 &#8211; 10:00<\/span>\n<div><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f3ab.svg\" alt=\"\ud83c\udfab\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f3ab.svg\" alt=\"\ud83c\udfab\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f3ab.svg\" alt=\"\ud83c\udfab\" \/><\/noscript><\/noscript> Arrival of participants &#8211; registration and networking<\/div>\n<\/div>\n<div style=\"padding: 15px 0; border-bottom: 1px solid #333;\">\n\n<span style=\"color: #05ccff; font-weight: bold;\">10:00 &#8211; 10:15<\/span>\n<div><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f399.svg\" alt=\"\ud83c\udf99\ufe0f\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f399.svg\" alt=\"\ud83c\udf99\ufe0f\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f399.svg\" alt=\"\ud83c\udf99\ufe0f\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f399.svg\" alt=\"\ud83c\udf99\ufe0f\" \/><\/noscript><\/noscript><\/noscript> The official opening of the event &#8211; artistic moment &#8211; <strong> <a href=\"https:\/\/banking40.ro\/wp-content\/uploads\/2024\/11\/Prezentare-Andra-Carstea-pianist.pdf\">Andra Carstea<\/a> &#8211; pianist<\/strong><\/div>\n<\/div>\n<div style=\"padding: 15px 0; border-bottom: 1px solid #333;\">\n\n<span style=\"color: #05ccff; font-weight: bold;\">10:15 &#8211; 10:20<\/span>\n<div><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f399.svg\" alt=\"\ud83c\udf99\ufe0f\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f399.svg\" alt=\"\ud83c\udf99\ufe0f\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f399.svg\" alt=\"\ud83c\udf99\ufe0f\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f399.svg\" alt=\"\ud83c\udf99\ufe0f\" \/><\/noscript><\/noscript><\/noscript> Welcome speech &#8211; <a href=\"https:\/\/banking40.ro\/speaker\/9195\/\">Alex Panican<\/a>, the MC<\/div>\n<\/div>\n<div style=\"padding: 15px 0; border-bottom: 1px solid #333;\">\n\n<span style=\"color: #05ccff; font-weight: bold;\">10:20 &#8211; 10:40<\/span>\n<div>\n<h5><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" \/><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript> Keynote Speech 1 &#8211; The Real AI Revolution: (Hint: it\u2019s not robots in branches)<\/h5>\n<a href=\"https:\/\/banking40.ro\/speaker\/9410\/\">David Birch<\/a> &#8211; author, advisor and commentator on digital financial service\n\n<\/div>\n<h5><\/h5>\n<\/div>\n<div style=\"padding: 15px 0; border-bottom: 1px solid #333;\">\n\n<span style=\"color: #05ccff; font-weight: bold;\">10:40 &#8211; 11:00<\/span>\n<div>\n<h5><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" \/><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript> Keynote Speech 2 &#8211; &#8220;Navigating on digital payments&#8221;<\/h5>\n<a href=\"https:\/\/banking40.ro\/speaker\/8828\/\">Ernest Puspok<\/a> &#8211; Business Development Director CEE &#8211; Worldline Financial Services\n\n<\/div>\n<h5><\/h5>\n<\/div>\n<div style=\"padding: 15px 0; border-bottom: 1px solid #333;\">\n\n<span style=\"color: #05ccff; font-weight: bold;\">11:00 &#8211; 11:40<\/span>\n<div>\n<h5><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" \/><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript> Panel 1 &#8211; The status of regulatory landscape in Europe (PSD3, PSR, FIDA) and global regulatory trends<\/h5>\n<br class=\"keep-br\" \/><strong>Speakers:<\/strong><br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/ionut-horatau\/\">Ionut Horatau <\/a> &#8211; EXPERT &#8211; Payments Oversight \u2013 NBR Payments Oversight Department<br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/ralf-ohlhausen\/\">Ralf Ohlausen<\/a> &#8211; president of the European Association of TPPs<br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/arturo-gonzalez-mac-dowell\/\">Arturo Gonzales Mac Dowell<\/a> &#8211; president of the Asociaci\u00f3n Espa\u00f1ola de Fintech\n<br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/panagiotis-kriaris-4\/\">Panagiotis Kriaris<\/a> &#8211; Head of Business Development at Unzer<br class=\"keep-br\" \/><br class=\"keep-br\" \/><strong>Moderator:<\/strong> <a href=\"https:\/\/banking40.ro\/speaker\/9235\/\">Alin Iacob<\/a> &#8211; Chair of the Financial Services User Group &#8211; European Commission\n\n<\/div>\n<\/div>\n<div style=\"padding: 15px 0; border-bottom: 1px solid #333;\">\n\n<span style=\"color: #05ccff; font-weight: bold;\">11:40 &#8211; 12:20<\/span>\n<div>\n<h5><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" \/><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript>Panel 2 &#8211; The state of digitalization in Romania<\/h5>\n<br class=\"keep-br\" \/><strong>Speakers:<\/strong><br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/sorin-florescu\/\">Sorin Florescu<\/a> &#8211; Director &#8211; Integrated Supervision Department &#8211; ASF <br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/catalin-giulescu\/\">Catalin Giulescu<\/a> &#8211; MAI \u2013 Direc\u021bia General\u0103 pentru Eviden\u021ba Persoanelor <br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/iustina-macovei\/\">Iustina Macovei<\/a> &#8211; Competition Council\n<br class=\"keep-br\" \/><br class=\"keep-br\" \/><strong>Moderator:<\/strong> <a href=\"https:\/\/banking40.ro\/speaker\/9198\/\">Nic Balaceanu<\/a> &#8211; board member Rofin.Rech\n\n<\/div>\n<\/div>\n<div style=\"padding: 15px 0; border-bottom: 1px solid #333;\">\n\n<span style=\"color: #05ccff; font-weight: bold;\">12:20 &#8211; 12:30<\/span>\n<div><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/2615.svg\" alt=\"\u2615\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/2615.svg\" alt=\"\u2615\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/2615.svg\" alt=\"\u2615\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/2615.svg\" alt=\"\u2615\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/2615.svg\" alt=\"\u2615\" \/><\/noscript><\/noscript><\/noscript><\/noscript> Coffee Break<\/div>\n<\/div>\n<div style=\"padding: 15px 0; border-bottom: 1px solid #333;\">\n\n<span style=\"color: #05ccff; font-weight: bold;\">12:30 &#8211; 12:50<\/span>\n<div>\n<h5><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" \/><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript> Keynote Speech 3 &#8211; \u201cAccelerating AI Innovation in Banking\u201d<\/h5>\n<a href=\"https:\/\/banking40.ro\/speaker\/adi-morun\/\">Adi Morun<\/a> &#8211; Data &amp; AI Lead CEE, Middle East &amp; Africa at Microsoft\n\n<\/div>\n<\/div>\n<div style=\"padding: 15px 0; border-bottom: 1px solid #333;\">\n\n<span style=\"color: #05ccff; font-weight: bold;\">12:50 &#8211; 13:30<\/span>\n<div>\n<h5><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" \/><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript> Panel 3 &#8211; Conversational banking in different cultures\/countries: making banking not just digital but personal?<\/h5>\n<br class=\"keep-br\" \/><strong>Speakers:<\/strong><br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/8799\/\">Radu Topliceanu<\/a> &#8211; Executive Vice-President Masreq (EAU)<br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/tolga-banyocu\/\">Tolga Banyocu<\/a> &#8211; Deputy General Manager &#8211; Garanti BBVA Romania<br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/artem-didushko\/\">Artem Didushko<\/a> &#8211; Head of Digital Moldindconbank (Republic of Moldova)<br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/anca-nutiu\/\">Anca Nutiu<\/a> &#8211; Executive Director Retail Customers Value Management at BRD <br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/florian-teleaba-3\/\" target=\"_blank\" rel=\"noopener\">Florian Teleaba<\/a> &#8211; Principal, Business Development Lead,\u00a0Kearney\n<br class=\"keep-br\" \/><br class=\"keep-br\" \/>Moderator: <a href=\"https:\/\/banking40.ro\/speaker\/sorin-mirea\/\">Sorin Mirea<\/a> &#8211; Commercial Director Rom\u00e2nia &amp; Moldova\u00a0at\u00a0Finshape\n\n<\/div>\n<\/div>\n<div style=\"padding: 15px 0; border-bottom: 1px solid #333;\">\n\n<span style=\"color: #05ccff; font-weight: bold;\">13:30 &#8211; 15:00<\/span>\n<div><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f37d.svg\" alt=\"\ud83c\udf7d\ufe0f\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f37d.svg\" alt=\"\ud83c\udf7d\ufe0f\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f37d.svg\" alt=\"\ud83c\udf7d\ufe0f\" \/><\/noscript><\/noscript> Lunch<\/div>\n<\/div>\n<div style=\"padding: 15px 0; border-bottom: 1px solid #333;\">\n\n<span style=\"color: #05ccff; font-weight: bold;\">15:00 &#8211; 15:20<\/span>\n<div>\n<h5><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" \/><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript> Keynote Speech 4 &#8211; Mobile payments, the new standard<\/h5>\n<a href=\"https:\/\/banking40.ro\/speaker\/dariusz-mazurkiewicz\/\">Dariuzs Mazurkiewicz<\/a> &#8211; CEO of BLIK\n\n<\/div>\n<\/div>\n<div style=\"padding: 15px 0; border-bottom: 1px solid #333;\">\n\n<span style=\"color: #05ccff; font-weight: bold;\">15:20 &#8211; 16:00<\/span>\n<div>\n<h5><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" \/><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript> Panel 4 &#8211; Trends in digital payments<\/h5>\n<br class=\"keep-br\" \/><strong>Speakers:<\/strong><br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/8828\/\">Ernest Puspok<\/a> &#8211; Business Development Director CEE \u2013 Worldline Financial Services <br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/augustin-dobre-2\/\">Augustin Dobre<\/a> &#8211; CEO SIBS Rom\u00e2nia<br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/catalin-cretu-3\/\" target=\"_blank\" rel=\"noopener\">Catalin Cretu<\/a> General Manager, Bulgaria, Croatia, Romania, Slovenia at Visa Europe<br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/balazs-polonkai\/\">Balazs Polonkai<\/a> &#8211; Sales Director &#8211; Banking &amp; Payment Services THALES <br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/dariusz-mazurkiewicz\/\">Dariuzs Mazurkiewicz<\/a> &#8211; CEO BLIK\n<br class=\"keep-br\" \/><br class=\"keep-br\" \/><strong>Moderator:<\/strong> <a href=\"https:\/\/banking40.ro\/speaker\/daniel-nicolescu-2\/\">Daniel Nicolescu<\/a> &#8211; CEO Symphopay\n\n<\/div>\n<\/div>\n<div style=\"padding: 15px 0; border-bottom: 1px solid #333;\">\n\n<span style=\"color: #05ccff; font-weight: bold;\">16:00 &#8211; 16:40<\/span>\n<div>\n<h5><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" \/><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript> Panel 5 &#8211; Financial inclusion: how API-based banking can help?<\/h5>\n<br class=\"keep-br\" \/><strong>Speakers:<\/strong><br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/cosmin-cosma-4\/\">Cosmin Cosma<\/a> &#8211; CEO &#8211; Finqware<br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/mihael-mihaylov\/\">Mihael Mihaylov<\/a> &#8211; Co-founder &amp; COO Iris Solutions <br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/9614\/\">Gabriel Pralea<\/a> &#8211; Sales and Distribution Director &amp; Transformation Program Business Director, CEC Bank <br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/emil-cioriia\/\">Emil Cior\u00eeia<\/a> &#8211; Financial Inclusion Coordinator, Romanian Post<br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/vladimir-pintea\/\">Vladimir Pintea<\/a> &#8211; VP Open Banking Engineering and Payments, Europe &#8211; Trovata<br class=\"keep-br\" \/><br class=\"keep-br\" \/><strong>Moderator:<\/strong><a href=\"https:\/\/banking40.ro\/speaker\/ana-maria-georgescu-2\/\"> Ana Maria Georgescu<\/a> &#8211; board member Rofin.Fintech\n\n<\/div>\n<\/div>\n<div style=\"padding: 15px 0; border-bottom: 1px solid #333;\">\n\n<span style=\"color: #05ccff; font-weight: bold;\">16:40 &#8211; 17:00<\/span>\n<div><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/2615.svg\" alt=\"\u2615\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/2615.svg\" alt=\"\u2615\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/2615.svg\" alt=\"\u2615\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/2615.svg\" alt=\"\u2615\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/2615.svg\" alt=\"\u2615\" \/><\/noscript><\/noscript><\/noscript><\/noscript> Coffee Break<\/div>\n<\/div>\n<div style=\"padding: 15px 0; border-bottom: 1px solid #333;\">\n\n<span style=\"color: #05ccff; font-weight: bold;\">17:00 &#8211; 17:20<\/span>\n<div>\n<h5><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" \/><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript> Keynote Speech 5 &#8211; Digital identification affects society and individuals \u2013 the risk of manipulation users of the EU DIW to share more data than needed<\/h5>\n<a href=\"https:\/\/banking40.ro\/speaker\/henk-marsman\/\">Henk Marsman<\/a> &#8211; Principal Consultant at Sonicbee\n\n<\/div>\n<\/div>\n<div style=\"padding: 15px 0; border-bottom: 1px solid #333;\">\n\n<span style=\"color: #05ccff; font-weight: bold;\">17:20 &#8211; 18:00<\/span>\n<div>\n<h5><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" \/><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript> Panel 6 &#8211; Next gen payments infrastructure<\/h5>\n<br class=\"keep-br\" \/><strong>Speakers:<\/strong><br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/panos-chalkias-3\/\">Panagiotis Chalkias<\/a> &#8211; CEO, CEE at Transaction Systems<br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/igor-sganjer\/\">Igor Zganjer<\/a> &#8211; Head of Merchant Acquiring CEE at Global Payments<br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/utku-ogrendil\/\">Utku Ogrendil<\/a> &#8211; CEO of Paypoint Romania<br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/9289\/\">Velin Ganev<\/a> &#8211; CEO of Danubius<br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/horia-grozea-2\/\">Horia Grozea<\/a> &#8211; Business Development Director Netopia Mobilpay<br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/9562\/\">Liviu Anghel<\/a> &#8211; Deputy General Manager Inform Lykos\n<br class=\"keep-br\" \/><br class=\"keep-br\" \/><b>Moderator:<\/b> <a href=\"https:\/\/banking40.ro\/speaker\/claudia-chiper-3\/\">Claudia Chiper<\/a> &#8211; Partner of WolfTheis\n\n<\/div>\n<\/div>\n<div style=\"padding: 15px 0;\">\n\n<span style=\"color: #05ccff; font-weight: bold;\">18:00 &#8211; 18:40<\/span>\n<div>\n<h5><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" \/><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript> Panel 7 &#8211; Web 3.0 in finance: DeFi, digital assets tokenization, stablecoins, CBDCs, blockchain payments infrastructure<\/h5>\n<br class=\"keep-br\" \/><strong>Speakers:<\/strong><br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/9132\/\">Samid Amnon<\/a> &#8211; CEO of BitMint <br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/felix-crisan-5\/\">Felix Crisan<\/a> &#8211; CEO Netopia<br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/nikola-skoric\/\">Nikola Skoric<\/a> &#8211; CEO Electrocoin <br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/eliad-saporta-2\/\">Eliad Saporta<\/a> &#8211; CEO of Coriunder <br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/9410\/\">David Birch<\/a> &#8211; International Keynote Speaker, Global Advisor and Investor in Digital Financial Services\n<br class=\"keep-br\" \/><br class=\"keep-br\" \/><strong>Moderator:<\/strong> <a href=\"https:\/\/banking40.ro\/speaker\/arjun-vir-singh-2\/\">Arjun Vir Singh<\/a> &#8211; Arthur D. Little\n\n<\/div>\n<\/div>\n<\/section><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b53d8e9 elementor-widget-divider--view-line_icon elementor-widget-divider--separator-type-pattern elementor-view-default elementor-widget-divider--element-align-center elementor-widget elementor-widget-divider\" data-id=\"b53d8e9\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\" style=\"--divider-pattern-url: url(&quot;data:image\/svg+xml,%3Csvg xmlns=&#039;http:\/\/www.w3.org\/2000\/svg&#039; preserveAspectRatio=&#039;none&#039; overflow=&#039;visible&#039; height=&#039;100%&#039; viewBox=&#039;0 0 20 16&#039; fill=&#039;none&#039; stroke=&#039;black&#039; stroke-width=&#039;1&#039; stroke-linecap=&#039;square&#039; stroke-miterlimit=&#039;10&#039;%3E%3Cg transform=&#039;translate(-12.000000, 0)&#039;%3E%3Cpath d=&#039;M28,0L10,18&#039;\/%3E%3Cpath d=&#039;M18,0L0,18&#039;\/%3E%3Cpath d=&#039;M48,0L30,18&#039;\/%3E%3Cpath d=&#039;M38,0L20,18&#039;\/%3E%3C\/g%3E%3C\/svg%3E&quot;);\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon elementor-divider__element\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-calendar\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 64h-48V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H160V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H48C21.5 64 0 85.5 0 112v352c0 26.5 21.5 48 48 48h352c26.5 0 48-21.5 48-48V112c0-26.5-21.5-48-48-48zm-6 400H54c-3.3 0-6-2.7-6-6V160h352v298c0 3.3-2.7 6-6 6z\"><\/path><\/svg><\/div>\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-56d1ffc hidden elementor-widget elementor-widget-text-editor\" data-id=\"56d1ffc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div style=\"max-width: 850px; width: 100%; background-color: #020911; padding: 20px; border-radius: 8px; box-shadow: 0 4px 8px rgba(0, 0, 0, 0.6); line-height: 1.6;\"><p><!-- Main Stage Section --><\/p><section><h2 style=\"font-size: 1.4em; margin-bottom: 20px; color: #05ccff; border-bottom: 2px solid #05CCFF; padding-bottom: 5px;\">Day two\u00a0&#8211;\u00a0November\u00a028, Main Stage<\/h2><p><!-- Schedule Rows --><\/p><div style=\"padding: 15px 0; border-bottom: 1px solid #333;\"><p><span style=\"color: #05ccff; font-weight: bold;\">08:30 &#8211; 09:00<\/span><\/p><div><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f3ab.svg\" alt=\"\ud83c\udfab\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f3ab.svg\" alt=\"\ud83c\udfab\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f3ab.svg\" alt=\"\ud83c\udfab\" \/><\/noscript><\/noscript> Arrival of participants &#8211; registration and networking<\/div><\/div><div style=\"padding: 15px 0; border-bottom: 1px solid #333;\"><p><span style=\"color: #05ccff; font-weight: bold;\">09:00 &#8211; 09:05<\/span><\/p><div><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f399.svg\" alt=\"\ud83c\udf99\ufe0f\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f399.svg\" alt=\"\ud83c\udf99\ufe0f\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f399.svg\" alt=\"\ud83c\udf99\ufe0f\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f399.svg\" alt=\"\ud83c\udf99\ufe0f\" \/><\/noscript><\/noscript><\/noscript> Welcome Speech &#8211; <strong><a href=\"https:\/\/banking40.ro\/speaker\/9195\/\">Alex Panican<\/a><\/strong>, the MC<\/div><\/div><div style=\"padding: 15px 0; border-bottom: 1px solid #333;\"><div style=\"padding: 15px 0; border-bottom: 1px solid #333;\"><p><span style=\"color: #05ccff; font-weight: bold;\">09:05 &#8211; 09:25<\/span><\/p><div><h5><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" \/><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript> Keynote Speech 1 &#8211; Life Centric Economy: Rise of the Intelligent Banking\u00a0Platform<\/h5><p><a href=\"https:\/\/banking40.ro\/speaker\/sergiu-negut-2\/\">Sergiu Negut<\/a> &#8211; co-founder, CSO and board member of FintechOS<\/p><\/div><h5>\u00a0<\/h5><\/div><div style=\"padding: 15px 0; border-bottom: 1px solid #333;\"><p><span style=\"color: #05ccff; font-weight: bold;\">09:25 &#8211; 10:05<\/span><\/p><div><h5><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" \/><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript> Panel 1 &#8211; What are the key tech drivers in the 3-5 years strategic horizon for retail financial services and how should banks think about responding\u00a0to\u00a0them?<\/h5><p><br class=\"keep-br\" \/><strong>Speakers:<\/strong> <br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/gabriela-nistor-2\/\">Gabriela Nistor<\/a> &#8211; CEO Salt Bank <br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/9177\/\">Stefan Marcu<\/a> &#8211; Managing Director CEE &amp; director of the global board at Kearney<br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/panagiotis-kriaris-4\/\">Panagiotis Kriaris<\/a> &#8211; Head of Business Development at Unzer <br class=\"keep-br\" \/><br class=\"keep-br\" \/><strong>Moderator:<\/strong> <a href=\"https:\/\/banking40.ro\/speaker\/9410\/\">David Birch<\/a><\/p><\/div><\/div><div style=\"padding: 15px 0; border-bottom: 1px solid #333;\"><div><p><span style=\"color: #05ccff; font-weight: bold;\">10:05 &#8211; 10:25<\/span><\/p><h5><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" \/><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript> Keynote Speech 2 &#8211; Building the super app, the importance of the screens<\/h5><p><a href=\"https:\/\/banking40.ro\/speaker\/9267\/\">Ben Sauer<\/a> &#8211; design leader<\/p><\/div><h5>\u00a0<\/h5><\/div><p><span style=\"color: #05ccff; font-weight: bold;\">10:25 &#8211; 11:15<\/span><\/p><div><h5><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" \/><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript>Panel 2 &#8211; Conversational banking &amp; customer engagement trends. Regaining trust.<\/h5><p><br class=\"keep-br\" \/><strong>Speakers:<\/strong><br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/carmen-staicu\/\">Carmen Staicu<\/a> &#8211; Addiko Bank<br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/alec-balasescu\/\">Alec Balasescu<\/a> &#8211; Anthropologist <br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/9267\/\">Ben Sauer<\/a> &#8211; design leader <br class=\"keep-br\" \/><br class=\"keep-br\" \/><strong>Moderator:<\/strong> <a href=\"https:\/\/banking40.ro\/speaker\/florian-teleaba-3\/\" target=\"_blank\" rel=\"noopener\">Florian Teleaba<\/a><a href=\"https:\/\/banking40.ro\/speaker\/9195\/\"> &#8211; Principal, Business Development Lead,\u00a0Kearney<\/a><\/p><\/div><\/div><div style=\"padding: 15px 0; border-bottom: 1px solid #333;\"><p><span style=\"color: #05ccff; font-weight: bold;\">11:15 &#8211; 11:30<\/span><\/p><div><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/2615.svg\" alt=\"\u2615\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/2615.svg\" alt=\"\u2615\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/2615.svg\" alt=\"\u2615\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/2615.svg\" alt=\"\u2615\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/2615.svg\" alt=\"\u2615\" \/><\/noscript><\/noscript><\/noscript><\/noscript> Coffee Break<\/div><\/div><div style=\"padding: 15px 0; border-bottom: 1px solid #333;\"><p><span style=\"color: #05ccff; font-weight: bold;\">11:30 &#8211; 11:40<\/span><\/p><div><h5><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4c8.svg\" alt=\"\ud83d\udcc8\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4c8.svg\" alt=\"\ud83d\udcc8\" \/><\/noscript> Evrotrust presentation on digital identity<\/h5><p><a href=\"https:\/\/banking40.ro\/speaker\/valentina-dragomir-2\/\">Valentina Dragomir<\/a> &#8211; Country Manager<\/p><\/div><\/div><div style=\"padding: 15px 0; border-bottom: 1px solid #333;\"><p><span style=\"color: #05ccff; font-weight: bold;\">11:40 &#8211; 12:20<\/span><\/p><div><h5><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" \/><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript> Panel 3 &#8211; Digital identity<br \/>(EUDI wallet, NIS2, national identity schemes)<\/h5><p><br class=\"keep-br\" \/><strong>Speakers:<\/strong><br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/valentina-dragomir-2\/\">Valentina Dragomir<\/a> &#8211; Country Manager Evrotrust<br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/9287\/\">Adrian Dinculescu<\/a> &#8211; CEO Namirial<br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/wouter-vanderheere\/\">Wouter Vanderheere<\/a> &#8211; itsme<br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/dan-tusaliu\/\">Dan Tusaliu<\/a> (PXL Vision)<br class=\"keep-br\" \/><br class=\"keep-br\" \/><strong>Moderator:<\/strong> <a href=\"https:\/\/banking40.ro\/speaker\/nic-balaceanu-2\/\">Nic Balaceanu<\/a> &#8211; co-founder Sunt.io<\/p><\/div><\/div><div style=\"padding: 15px 0; border-bottom: 1px solid #333;\"><p><span style=\"color: #05ccff; font-weight: bold;\">12:20 &#8211; 12:40<\/span><\/p><div><h5><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" \/><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript> Keynote Speech 3 &#8211; Account to Account payments<\/h5><p><a href=\"https:\/\/banking40.ro\/speaker\/frantisek-jungr\/\">Frantisek Jungr<\/a> &#8211; Head of Product in CEE at Visa<\/p><\/div><div style=\"padding: 15px 0; border-bottom: 1px solid #333;\">\u00a0<\/div><p><span style=\"color: #05ccff; font-weight: bold;\">12:40 &#8211; 13:30<\/span><\/p><div><h5><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" \/><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript> Panel 4 &#8211; Conversational banking &#8211; the fintech (associations) perspective of a better banking<\/h5><p><br class=\"keep-br\" \/><strong>Speakers:<\/strong><br \/><br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/arturo-gonzalez-mac-dowell\/\">Arturo Gonzales Mac Dowell<\/a> &#8211; president of the Asociaci\u00f3n Espa\u00f1ola de Fintech <br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/filip-mutafis\/\">Filip Mutafis<\/a> &#8211; Board member of Bulgarian Asociation of Software Companies <br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/nikola-skoric\/\">Nicola Skoric<\/a> &#8211; Founding member of Croatia&#8217;s Association for Blockchain and Cryptocurrencies, <a href=\"https:\/\/banking40.ro\/speaker\/rostyslav-dyuk\/\">Rostyslav Dyuk<\/a> &#8211; Chairman Of The Board at Ukrainian Association of FinTech and Innovative Companies<br \/><br class=\"keep-br\" \/><br class=\"keep-br\" \/><strong>Moderator:<\/strong> <a href=\"https:\/\/banking40.ro\/speaker\/nic-balaceanu-2\/\">Nic Balaceanu<\/a> &#8211; board member Rofin.Tech<\/p><\/div><\/div><div style=\"padding: 15px 0; border-bottom: 1px solid #333;\"><p><span style=\"color: #05ccff; font-weight: bold;\">13:30 &#8211; 15:00<br class=\"keep-br\" \/><\/span><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f37d.svg\" alt=\"\ud83c\udf7d\ufe0f\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f37d.svg\" alt=\"\ud83c\udf7d\ufe0f\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f37d.svg\" alt=\"\ud83c\udf7d\ufe0f\" \/><\/noscript><\/noscript> Lunch<\/p><div>\u00a0<\/div><\/div><div style=\"padding: 15px 0; border-bottom: 1px solid #333;\"><p><span style=\"color: #05ccff; font-weight: bold;\">15:00 &#8211; 15:15<\/span><\/p><div><h5><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" \/><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript> Keynote Speech 4 &#8211; Preparing the current banking and financial systems and the future payment systems to the quantum era<\/h5><p><a href=\"https:\/\/banking40.ro\/speaker\/9132\/\">Amnon Samid<\/a> &#8211; CEO Bitmint<\/p><\/div><\/div><div style=\"padding: 15px 0; border-bottom: 1px solid #333;\"><p><span style=\"color: #05ccff; font-weight: bold;\">15:15 &#8211; 16:00<\/span><\/p><div><h5><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" \/><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript> Panel 5 &#8211; Cyber security &#8211; NIS 2, fraud landscape, deepfakes impact in conversational banking<\/h5><p><br class=\"keep-br\" \/><strong>Speakers:<\/strong><br \/><br class=\"keep-br\" \/>Mihai Guranda &#8211; Manager Superior Securitate Cibernetic\u0103 <br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/9291\/\">Rob Woods<\/a> &#8211; Director International Market Planning; Financial Services SME at LexisNexis Risk Solutions <br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/9132\/\">Amnon Samid<\/a> &#8211; CEO Bitmint<br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/vladimir-ghita\/\">Vladimir Ghita<\/a> &#8211; CEO of FORT<br class=\"keep-br\" \/><br class=\"keep-br\" \/><strong>Moderator:<\/strong><br \/><a href=\"https:\/\/banking40.ro\/speaker\/sergiu-zaharia\/\">Sergiu Zaharia<\/a><\/p><\/div><div style=\"padding: 15px 0; border-bottom: 1px solid #333;\">\u00a0<\/div><p><br class=\"keep-br\" \/><span style=\"color: #05ccff; font-weight: bold;\">16:00 &#8211; 16:15<\/span><\/p><div><h5><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f5e3.svg\" alt=\"\ud83d\udde3\" \/><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript> Keynote Speech 5 &#8211; Cloud migration<\/h5><p><a href=\"https:\/\/banking40.ro\/speaker\/9364\/\">Richard Caven<\/a> &#8211; Lead EMEA Banking Specialist at Amazon Web Services<\/p><\/div><\/div><div style=\"padding: 15px 0; border-bottom: 1px solid #333;\"><p><span style=\"color: #05ccff; font-weight: bold;\">16:15 &#8211; 16:30<\/span><\/p><div><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/2615.svg\" alt=\"\u2615\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/2615.svg\" alt=\"\u2615\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/2615.svg\" alt=\"\u2615\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/2615.svg\" alt=\"\u2615\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/2615.svg\" alt=\"\u2615\" \/><\/noscript><\/noscript><\/noscript><\/noscript> Coffee Break<\/div><\/div><div style=\"padding: 15px 0; border-bottom: 1px solid #333;\"><p><span style=\"color: #05ccff; font-weight: bold;\">16:30 &#8211; 17:15<\/span><\/p><div><h5><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" \/><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript> Panel 6 &#8211; How to build a new (neo)bank<\/h5><p><br class=\"keep-br\" \/><strong>Speakers:<\/strong><br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/9364\/\">Richard Caven<\/a> &#8211; Lead EMEA Banking Specialist at Amazon Web Services <br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/eliad-saporta-2\/\">Eliad Saporta<\/a> &#8211; CEO of Coriunder <br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/ionut-hrinca-2\/\">Ionut Hrinca<\/a> &#8211; Chief Architect ING Bank Romania (tbc)<br \/><br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/adam-glodek\/\">Adam Glodek<\/a> &#8211; Client Executive Director, CEE &#8211; GFT Technology<br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/madalin-staniu\/\">Madalin Staniu<\/a> &#8211; Managing Partner Black Bullet<br class=\"keep-br\" \/><br class=\"keep-br\" \/><strong>Moderator:<\/strong> <a href=\"https:\/\/banking40.ro\/speaker\/lidia-cirstei\/\">Lidia Cirstei<\/a> &#8211; Chief of Staff &amp; Business Transformation, FintechOS<\/p><\/div><\/div><div style=\"padding: 15px 0; border-bottom: 1px solid #333;\"><p><span style=\"color: #05ccff; font-weight: bold;\">17:15 &#8211; 18:00<\/span><\/p><div><h5><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" \/><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript> Panel 7 &#8211; Scaling gen AI in Banking: choosing the best operating model<\/h5><p><br class=\"keep-br\" \/><strong>Speakers:<\/strong><\/p><p><a href=\"https:\/\/banking40.ro\/speaker\/dan-cristea\/\">Dan Cristea<\/a> &#8211; Lead AI Innovation BCR<br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/arjun-vir-singh-2\/\">Arjun Vir Singh<\/a> &#8211; Arthur D. Little <br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/tolga-banyocu\/\">Tolga Banyocu<\/a> &#8211; Deputy General Manager Garanti BBVA Romania<br class=\"keep-br\" \/><a href=\"https:\/\/banking40.ro\/speaker\/dan-toderici\/\">Dan Toderici<\/a> &#8211; Development Line Manager Finshape<br \/><br class=\"keep-br\" \/><br class=\"keep-br\" \/><strong>Moderator:<\/strong> <a href=\"https:\/\/banking40.ro\/speaker\/lucian-daia\/\">Lucian Daia<\/a> &#8211; CTO Zitec<\/p><\/div><div style=\"padding: 5px 0; border-bottom: 1px solid #333;\">\u00a0<\/div><p><br class=\"keep-br\" \/><span style=\"color: #05ccff; font-weight: bold;\">18:00 &#8211; 18:30<\/span><\/p><div><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f44b.svg\" alt=\"\ud83d\udc4b\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f44b.svg\" alt=\"\ud83d\udc4b\" \/><\/noscript> Closing remarks \/ Thank you for coming. See you next year!<\/div><\/div><div style=\"padding: 15px 0; border-bottom: 1px solid #333;\">\u00a0<\/div><\/section><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36c5ff3 elementor-widget elementor-widget-heading\" data-id=\"36c5ff3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Second Stage Agenda<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d07abd0 elementor-widget-divider--view-line_icon elementor-widget-divider--separator-type-pattern elementor-view-default elementor-widget-divider--element-align-center elementor-widget elementor-widget-divider\" data-id=\"d07abd0\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\" style=\"--divider-pattern-url: url(&quot;data:image\/svg+xml,%3Csvg xmlns=&#039;http:\/\/www.w3.org\/2000\/svg&#039; preserveAspectRatio=&#039;none&#039; overflow=&#039;visible&#039; height=&#039;100%&#039; viewBox=&#039;0 0 20 16&#039; fill=&#039;none&#039; stroke=&#039;black&#039; stroke-width=&#039;1&#039; stroke-linecap=&#039;square&#039; stroke-miterlimit=&#039;10&#039;%3E%3Cg transform=&#039;translate(-12.000000, 0)&#039;%3E%3Cpath d=&#039;M28,0L10,18&#039;\/%3E%3Cpath d=&#039;M18,0L0,18&#039;\/%3E%3Cpath d=&#039;M48,0L30,18&#039;\/%3E%3Cpath d=&#039;M38,0L20,18&#039;\/%3E%3C\/g%3E%3C\/svg%3E&quot;);\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon elementor-divider__element\">\n\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-calendar\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 64h-48V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H160V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H48C21.5 64 0 85.5 0 112v352c0 26.5 21.5 48 48 48h352c26.5 0 48-21.5 48-48V112c0-26.5-21.5-48-48-48zm-6 400H54c-3.3 0-6-2.7-6-6V160h352v298c0 3.3-2.7 6-6 6z\"><\/path><\/svg><\/div>\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-34b1e0b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"34b1e0b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7cf54f6\" data-id=\"7cf54f6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b4556dd hidden elementor-widget elementor-widget-text-editor\" data-id=\"b4556dd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div style=\"max-width: 850px; width: 100%; background-color: #020911; padding: 20px; border-radius: 8px; box-shadow: 0 4px 8px rgba(0, 0, 0, 0.6); line-height: 1.6;\">\n\n<!-- Second Stage Section -->\n\n<section>\n<h2 style=\"font-size: 1.4em; margin-bottom: 20px; color: #05ccff; border-bottom: 2px solid #05CCFF; padding-bottom: 5px;\">Day one &#8211; November 27\n, Second Stage<\/h2>\n<span style=\"color: #05ccff; font-weight: bold;\">10:40 &#8211; 11:30<\/span>\n<h5>\ud83d\uddeb Round Table Discussion &#8211; Finshape<\/h5>\nOn the first day of Banking 4.0, we\u2019re hosting an exclusive side event with Finshape called the Digital Lab for selected leaders in banking digitisation.\nThe topic is: \u201cHow to Win the Digital Race for Customers.\u201d\n<br class=\"keep-br\" \/><em>Participation is by invitation only.<\/em>\n<br class=\"keep-br\" \/><br class=\"keep-br\" \/><hr><br class=\"keep-br\" \/><span style=\"color: #05ccff; font-weight: bold;\">18:00 &#8211; 19:00<\/span>\n<h5>\ud83d\udd8b\ufe0f Book launching &#8211; autograph\u00a0session<\/h5>\n<\/section><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9c40cec elementor-widget elementor-widget-text-editor\" data-id=\"9c40cec\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: justify;\"><b><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-9789 alignleft lazyload\" data-src=\"https:\/\/banking40.ro\/wp-content\/uploads\/2024\/11\/Money-in-the-Metaverse.jpg\" alt=\"\" width=\"155\" height=\"256\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 155px; --smush-placeholder-aspect-ratio: 155\/256;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-9789 alignleft\" src=\"https:\/\/banking40.ro\/wp-content\/uploads\/2024\/11\/Money-in-the-Metaverse.jpg\" alt=\"\" width=\"155\" height=\"256\" \/><\/noscript>Money in Metaverse<\/b><\/p><div style=\"text-align: justify;\"><p>The Metaverse \u2013 built from virtual reality, augmented reality and mixed reality \u2013 is arriving via wearable headsets that have cameras, microphones, speakers, sensors and communications built in. These spatial computing technologies create new social and economic connections, and while some of these connections are virtual, the business implications are very real.<\/p><p>\u00a0<\/p><p>The authors set out the potential for financial services in metaverses and the \u2018always-on\u2019 immersive future internet, beginning with a look at the key technologies needed to make these metaverses useful for businesses. They then go on to explore the emerging realities in which new markets will function and the digital assets that will be exchanged in transactions between online identities.<\/p><p>\u00a0<\/p><p>The book develops a comprehensive and practical model of the Metaverse and the nature of those new transactions in a business environment. It has a clear view of virtual worlds and it provides both a simple taxonomy for digital assets and a tried-and-tested model of digital identity that will provide a better understanding of the opportunities that exist in the many metaverses where we will work, rest and play in the near future.<\/p><\/div><p>More about the authors <a href=\"https:\/\/dgwbirch.com\/\" target=\"_blank\" rel=\"noopener\">here.<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1ab6d68\" data-id=\"1ab6d68\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fabb5b9 hidden elementor-widget elementor-widget-text-editor\" data-id=\"fabb5b9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div style=\"max-width: 850px; width: 100%; background-color: #020911; padding: 20px; border-radius: 8px; box-shadow: 0 4px 8px rgba(0, 0, 0, 0.6); line-height: 1.6;\">\n\n<!-- Main Stage Section -->\n\n<section>\n<h2 style=\"font-size: 1.4em; margin-bottom: 20px; color: #05ccff; border-bottom: 2px solid #05CCFF; padding-bottom: 5px;\">Day two\u00a0&#8211;\u00a0November\u00a028, Second Stage<\/h2><span style=\"color: #05ccff; font-weight: bold;\">09:10 &#8211; 09:50<\/span>\n<h5><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4dd.svg\" alt=\"\ud83d\udcdd\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/1f4dd.svg\" alt=\"\ud83d\udcdd\" \/><\/noscript> Prezentari proiecte competitie AI in banking<\/h5><br class=\"keep-br\" \/><hr><br class=\"keep-br\" \/>\n&nbsp;<span style=\"color: #05ccff; font-weight: bold;\">10:30 &#8211; 11:30<\/span>\n<h5>\ud83d\udd8b\ufe0f Book launching &#8211; autograph\u00a0session<\/h5>\n<\/section><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eeab810 elementor-widget elementor-widget-text-editor\" data-id=\"eeab810\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: justify;\"><b><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-9797 alignleft lazyload\" data-src=\"https:\/\/banking40.ro\/wp-content\/uploads\/2024\/11\/Death-by-Screens-cover.png\" alt=\"\" width=\"166\" height=\"246\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 166px; --smush-placeholder-aspect-ratio: 166\/246;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-9797 alignleft\" src=\"https:\/\/banking40.ro\/wp-content\/uploads\/2024\/11\/Death-by-Screens-cover.png\" alt=\"\" width=\"166\" height=\"246\" \/><\/noscript>Death by Screens<\/b><\/p>\n\n<div style=\"text-align: justify;\">\n\nThe hardest thing to explain about a design, is the elusive \u2018why?\u2019 Why is it like that? It\u2019s tough to communicate your design decisions, especially when everyone has an opinion about design.\n\nThe remedy to this problem isn&#8217;t what you say about the design, it&#8217;s the story you tell about it. It\u2019s more important than the design itself. Death by Screens makes it simple to craft a story about your design with an easy-to-follow process and a template presentation structure. You don\u2019t need to be a rockstar presenter, you just need to get your story straight.<b>\n<\/b>\n\n<\/div>\n<div style=\"text-align: justify;\"><\/div>\n<div style=\"text-align: justify;\">Death by Screens teaches designers how to tell a persuasive story about their design work, and become confident, influential communicators.<b>\n<\/b><\/div>\n<div style=\"text-align: justify;\"><\/div>\n<div style=\"text-align: justify;\">The book is written by Ben Sauer, speaker, and leader in product design\u00a0who have trained hundreds of designers, including at NASA, Amazon and the BBC.<\/div>\n<div style=\"text-align: justify;\">What he says about his work: &#8220;I find ways in which digital products can better meet the needs of people. I&#8217;ve advised teams across the world on what and how to design products.&#8221;<\/div>\n<div style=\"text-align: justify;\"><\/div>\n<div style=\"text-align: justify;\">In the past, Ben successfully redesigned the social network of a $100 billion dollar company with 400K employees. He also\u00a0designed an app that won Apple\u2019s Newsstand app of the year (Evo).<\/div>\n<div style=\"text-align: justify;\"><\/div>\n<div style=\"text-align: justify;\">Ben is also training people in how to design voice UI for O&#8217;Reilly. As a result, he trained organisations worldwide in this (not so) new design practice, including NASA. He offers talks, workshops and training in how to craft the best conversational interactions for users. Ben created <a href=\"http:\/\/voiceprinciples.com\">voiceprinciples.com<\/a> so designers can find all the best voice design principles in one place.<\/div>\n<div><\/div><br>\nMore about the authors <a href=\"https:\/\/bensauer.net\/\" target=\"_blank\" rel=\"noopener\">here.<\/a>\n<br class=\"keep-br\" \/><br class=\"keep-br\" \/>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-2267cff elementor-widget__width-auto elementor-absolute elementor-widget elementor-widget-image\" data-id=\"2267cff\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"69\" height=\"62\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/10\/elementAsset-1@72x.png\" class=\"attachment-large size-large wp-image-2853 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 69px; --smush-placeholder-aspect-ratio: 69\/62;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"69\" height=\"62\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/10\/elementAsset-1@72x.png\" class=\"attachment-large size-large wp-image-2853\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c4eb6bb elementor-section-stretched elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"c4eb6bb\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ccb37fa\" data-id=\"ccb37fa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8a8521c elementor-widget elementor-widget-menu-anchor\" data-id=\"8a8521c\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"tickets\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9a82681 elementor-widget elementor-widget-heading\" data-id=\"9a82681\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Tickets<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2c8e172 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"2c8e172\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-narrow\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-6a733ec\" data-id=\"6a733ec\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c4cd43e elementor-widget elementor-widget-price-table\" data-id=\"c4cd43e\" data-element_type=\"widget\" data-widget_type=\"price-table.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<div class=\"elementor-price-table\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__header\">\n\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-price-table__heading\">\n\t\t\t\t\t\tStandard One Day\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"elementor-price-table__price\">\n\t\t\t\t\t\t\t\t<span class=\"elementor-price-table__currency\">&#128;<\/span>\t\t\t\t\t\t\t\t\t<span class=\"elementor-price-table__integer-part\">\n\t\t\t\t\t\t150\t\t\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<ul class=\"elementor-price-table__features-list\">\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-a28e5a5\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\tA<span style=\"font-family: Exo; font-size: 14px; font-style: normal; font-weight: 400;\">ccess to conference<\/span>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-933bc1e\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t<span style=\"font-family: Exo; font-size: 14px; font-style: normal; font-weight: 400;\">Coffee breaks<\/span>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-41246c9\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t<span style=\"font-family: Exo; font-size: 14px; font-style: normal; font-weight: 400;\">Lunch<\/span>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-fe73c24\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t--\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-187b36e\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t--\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-f957278\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t--\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-ff80fa3\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t--\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-64e1cfc\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t--\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__footer\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-price-table__additional_info\">\n\t\t\t\t\t\t\tThank you!\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f66bcc2 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"f66bcc2\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"http:\/\/Banking40.ro\/tickets\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-arrow-alt-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256s111 248 248 248 248-111 248-248zm-448 0c0-110.5 89.5-200 200-200s200 89.5 200 200-89.5 200-200 200S56 366.5 56 256zm72 20v-40c0-6.6 5.4-12 12-12h116v-67c0-10.7 12.9-16 20.5-8.5l99 99c4.7 4.7 4.7 12.3 0 17l-99 99c-7.6 7.6-20.5 2.2-20.5-8.5v-67H140c-6.6 0-12-5.4-12-12z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Buy Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-401bf2d\" data-id=\"401bf2d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-656d113 elementor-widget elementor-widget-price-table\" data-id=\"656d113\" data-element_type=\"widget\" data-widget_type=\"price-table.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<div class=\"elementor-price-table\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__header\">\n\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-price-table__heading\">\n\t\t\t\t\t\tStandard Two Days\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"elementor-price-table__price\">\n\t\t\t\t\t\t\t\t<span class=\"elementor-price-table__currency\">&#128;<\/span>\t\t\t\t\t\t\t\t\t<span class=\"elementor-price-table__integer-part\">\n\t\t\t\t\t\t250\t\t\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<ul class=\"elementor-price-table__features-list\">\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-a28e5a5\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\tA<span style=\"font-family: Exo; font-size: 14px; font-style: normal; font-weight: 400;\">ccess to conference<\/span>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-933bc1e\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t<span style=\"font-family: Exo; font-size: 14px; font-style: normal; font-weight: 400;\">Coffee breaks<\/span>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-41246c9\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t<span style=\"font-family: Exo; font-size: 14px; font-style: normal; font-weight: 400;\">Lunch<\/span>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-fe73c24\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t--\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-187b36e\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t--\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-f957278\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t--\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-ff80fa3\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t--\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-64e1cfc\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t--\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__footer\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-price-table__additional_info\">\n\t\t\t\t\t\t\tThank you!\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a13d989 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"a13d989\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"http:\/\/Banking40.ro\/tickets\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-arrow-alt-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256s111 248 248 248 248-111 248-248zm-448 0c0-110.5 89.5-200 200-200s200 89.5 200 200-89.5 200-200 200S56 366.5 56 256zm72 20v-40c0-6.6 5.4-12 12-12h116v-67c0-10.7 12.9-16 20.5-8.5l99 99c4.7 4.7 4.7 12.3 0 17l-99 99c-7.6 7.6-20.5 2.2-20.5-8.5v-67H140c-6.6 0-12-5.4-12-12z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Buy Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-5c05d3c\" data-id=\"5c05d3c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-34e8490 elementor-widget elementor-widget-price-table\" data-id=\"34e8490\" data-element_type=\"widget\" data-widget_type=\"price-table.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<div class=\"elementor-price-table\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__header\">\n\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-price-table__heading\">\n\t\t\t\t\t\tPremium\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"elementor-price-table__price\">\n\t\t\t\t\t\t\t\t<span class=\"elementor-price-table__currency\">&#128;<\/span>\t\t\t\t\t\t\t\t\t<span class=\"elementor-price-table__integer-part\">\n\t\t\t\t\t\t450\t\t\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<ul class=\"elementor-price-table__features-list\">\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-a28e5a5\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\tA<span style=\"font-family: Exo; font-size: 14px; font-style: normal; font-weight: 400;\">ccess to conference<\/span><span style=\"font-family: Exo; font-size: 14px; font-style: normal; font-weight: 400;\"><\/span>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-41246c9\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t<span style=\"font-family: Exo; font-size: 14px; font-style: normal; font-weight: 400;\">Coffee breaks<\/span>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-9f64cef\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t<span style=\"font-family: Exo; font-size: 14px; font-style: normal; font-weight: 400;\">Lunch<\/span>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-fe73c24\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t<span style=\"font-family: Exo; font-size: 14px; font-style: normal; font-weight: 400;\">Accommodation and breakfast included (1 night)<\/span>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-933bc1e\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t<span style=\"font-family: Exo; font-size: 14px; font-style: normal; font-weight: 400;\">Transport Bucharest - Sinaia and return ( by bus ) <\/span>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-187b36e\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\tBook\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-cad98c8\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t--\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__footer\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-price-table__additional_info\">\n\t\t\t\t\t\t\tThank you!\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e30f38a elementor-align-center elementor-widget elementor-widget-button\" data-id=\"e30f38a\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"http:\/\/Banking40.ro\/tickets\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-arrow-alt-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256s111 248 248 248 248-111 248-248zm-448 0c0-110.5 89.5-200 200-200s200 89.5 200 200-89.5 200-200 200S56 366.5 56 256zm72 20v-40c0-6.6 5.4-12 12-12h116v-67c0-10.7 12.9-16 20.5-8.5l99 99c4.7 4.7 4.7 12.3 0 17l-99 99c-7.6 7.6-20.5 2.2-20.5-8.5v-67H140c-6.6 0-12-5.4-12-12z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Buy Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-e043a31\" data-id=\"e043a31\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9332328 elementor-widget elementor-widget-price-table\" data-id=\"9332328\" data-element_type=\"widget\" data-widget_type=\"price-table.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<div class=\"elementor-price-table\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__header\">\n\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-price-table__heading\">\n\t\t\t\t\t\tVIP\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"elementor-price-table__price\">\n\t\t\t\t\t\t\t\t<span class=\"elementor-price-table__currency\">&#128;<\/span>\t\t\t\t\t\t\t\t\t<span class=\"elementor-price-table__integer-part\">\n\t\t\t\t\t\t950\t\t\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<ul class=\"elementor-price-table__features-list\">\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-a28e5a5\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\tA<span style=\"font-family: Exo; font-size: 14px; font-style: normal; font-weight: 400;\">ccess to conference<\/span><span style=\"font-family: Exo; font-size: 14px; font-style: normal; font-weight: 400;\"><\/span>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-41246c9\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t<span style=\"font-family: Exo; font-size: 14px; font-style: normal; font-weight: 400;\">Coffee breaks<\/span>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-9f64cef\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\tLunch\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-fe73c24\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t<span style=\"font-family: Exo; font-size: 14px; font-style: normal; font-weight: 400;\">Accommodation and breakfast included (2 nights)<\/span>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-933bc1e\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t<span style=\"font-family: Exo; font-size: 14px; font-style: normal; font-weight: 400;\">Transport Bucharest - Sinaia and return  ( by car ) <\/span>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-bdaa285\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t<span style=\"font-family: Exo; font-size: 14px; font-style: normal; font-weight: 400;\"> Book<\/span>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-93c460e\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\tPrivate Tour & Dinner -  Cantacuzino Castle\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-844d2be\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\tPrivate Tour & Dinner - Bran Castle\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__footer\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-price-table__additional_info\">\n\t\t\t\t\t\t\tThank you!\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1bb5c17 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1bb5c17\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"http:\/\/Banking40.ro\/tickets\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-arrow-alt-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256s111 248 248 248 248-111 248-248zm-448 0c0-110.5 89.5-200 200-200s200 89.5 200 200-89.5 200-200 200S56 366.5 56 256zm72 20v-40c0-6.6 5.4-12 12-12h116v-67c0-10.7 12.9-16 20.5-8.5l99 99c4.7 4.7 4.7 12.3 0 17l-99 99c-7.6 7.6-20.5 2.2-20.5-8.5v-67H140c-6.6 0-12-5.4-12-12z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Buy Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-a3dd635 elementor-widget elementor-widget-text-editor\" data-id=\"a3dd635\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5><strong>Pentru achizi\u021bia a minim 5 bilete, beneficia\u021bi de o reducere de 10%.<\/strong><br \/><strong>Pentru comenzi de 10 bilete sau mai multe, reducerea se dubleaz\u0103.<\/strong><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5eaf8e3 elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5eaf8e3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-ee2d3a9\" data-id=\"ee2d3a9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-fdd68c9\" data-id=\"fdd68c9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2d4fd23 elementor-widget elementor-widget-text-editor\" data-id=\"2d4fd23\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<script type=\"text\/javascript\" src=\"https:\/\/ove.ro\/embed\/b893jsq.js?dark&#038;ro\"><\/script>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-c96f1cc\" data-id=\"c96f1cc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-65030c5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"65030c5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-dd3562b\" data-id=\"dd3562b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-da66c4c elementor-widget elementor-widget-menu-anchor\" data-id=\"da66c4c\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"advisoryboard\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-489a2de elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"489a2de\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3b56d84\" data-id=\"3b56d84\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dd2ea31 elementor-widget elementor-widget-heading\" data-id=\"dd2ea31\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-medium\">Advisory Board<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ecb9345 elementor-section-stretched elementor-section-full_width elementor-reverse-tablet elementor-section-height-default elementor-section-height-default\" data-id=\"ecb9345\" data-element_type=\"section\" id=\"partners\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6b8341f\" data-id=\"6b8341f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-418641f elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-menu-anchor\" data-id=\"418641f\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"partners\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-53b8f09 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"53b8f09\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-0aaf444 animated-slow elementor-invisible\" data-id=\"0aaf444\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;zoomIn&quot;,&quot;animation_delay&quot;:100}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a4d1697 elementor-widget elementor-widget-heading\" data-id=\"a4d1697\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Banking 4.0 - powered by<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-87f531c elementor-widget elementor-widget-image\" data-id=\"87f531c\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/worldline.com\/en\/home\/main-navigation\/who-we-serve\/financial-institutions?utm_source=Organizer&#038;utm_medium=landingpage&#038;utm_campaign=eventRomania\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"82\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/07\/wordline.png\" class=\"attachment-full size-full wp-image-8862 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 636px; --smush-placeholder-aspect-ratio: 636\/82;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"82\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/07\/wordline.png\" class=\"attachment-full size-full wp-image-8862\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-94835ca elementor-widget elementor-widget-text-editor\" data-id=\"94835ca\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center; letter-spacing: 12px;\">A global leader in payments<\/p>\n\n<div style=\"flex: 1; min-width: 200px; text-align: center; padding: 20px; margin: 5px; background-color: #111; border-radius: 8px;\">\n\n<span style=\"font-size: 25px;\">#01<\/span><br>\nEuropean payment processor\n\n<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7c63b54 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7c63b54\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-382e1b9\" data-id=\"382e1b9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1de71d4 elementor-widget elementor-widget-heading\" data-id=\"1de71d4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Gold Partners<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-4e58dd4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4e58dd4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-custom\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7f149f5\" data-id=\"7f149f5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8ac6887 elementor-widget elementor-widget-image\" data-id=\"8ac6887\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.visa.ro\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"126\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/07\/visa.png\" class=\"attachment-full size-full wp-image-9001 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 636px; --smush-placeholder-aspect-ratio: 636\/126;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"126\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/07\/visa.png\" class=\"attachment-full size-full wp-image-9001\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a2d29f5 elementor-widget elementor-widget-text-editor\" data-id=\"a2d29f5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><em>A world leader in digital payments<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-5797be2\" data-id=\"5797be2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3898402 elementor-widget elementor-widget-image\" data-id=\"3898402\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/fintechos.com\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"126\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/07\/os.png\" class=\"attachment-full size-full wp-image-9002 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 636px; --smush-placeholder-aspect-ratio: 636\/126;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"126\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/07\/os.png\" class=\"attachment-full size-full wp-image-9002\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca33803 elementor-widget elementor-widget-text-editor\" data-id=\"ca33803\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><em>\u00a0A leading end-to-end financial product management platform<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-e2a6f5f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e2a6f5f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-c01887e\" data-id=\"c01887e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e241373 elementor-widget elementor-widget-heading\" data-id=\"e241373\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Silver Partners<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3f3fbcc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3f3fbcc\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-custom\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-a73689b\" data-id=\"a73689b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-026eb8e elementor-widget elementor-widget-image\" data-id=\"026eb8e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/blik.com\/en\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"420\" height=\"83\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/10\/blik.webp\" class=\"attachment-full size-full wp-image-9544 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 420px; --smush-placeholder-aspect-ratio: 420\/83;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"420\" height=\"83\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/10\/blik.webp\" class=\"attachment-full size-full wp-image-9544\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16d2b58 elementor-widget elementor-widget-text-editor\" data-id=\"16d2b58\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><em>Fast &#038; secure mobile payments \n<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-3890cf6\" data-id=\"3890cf6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fe71aec elementor-widget elementor-widget-image\" data-id=\"fe71aec\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/finshape.com\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img decoding=\"async\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/elementor\/thumbs\/finshape-rds60u2e37qkmnk241smstibala0n0l084b46ysri6.webp\" title=\"finshape\" alt=\"finshape\" loading=\"lazy\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 420px; --smush-placeholder-aspect-ratio: 420\/83;\" \/><noscript><img decoding=\"async\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/elementor\/thumbs\/finshape-rds60u2e37qkmnk241smstibala0n0l084b46ysri6.webp\" title=\"finshape\" alt=\"finshape\" loading=\"lazy\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d761174 elementor-widget elementor-widget-text-editor\" data-id=\"d761174\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><em>Digital banking\nmade fast, easy and personalised<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-a650086\" data-id=\"a650086\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d9312bd elementor-widget elementor-widget-image\" data-id=\"d9312bd\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/evrotrust.com\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"420\" height=\"83\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/08\/evotrust.webp\" class=\"attachment-full size-full wp-image-9255 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 420px; --smush-placeholder-aspect-ratio: 420\/83;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"420\" height=\"83\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/08\/evotrust.webp\" class=\"attachment-full size-full wp-image-9255\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9ab11c6 elementor-widget elementor-widget-text-editor\" data-id=\"9ab11c6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><em>AI-powered identity verification platform\n<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-a176192 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a176192\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-custom\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-80500db\" data-id=\"80500db\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2f40701 elementor-widget elementor-widget-image\" data-id=\"2f40701\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.garantibbva.ro\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img decoding=\"async\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/elementor\/thumbs\/garanti-rds60gwnfj8k44368w3utwtuz72vn94rib6bh3c9xa.webp\" title=\"garanti\" alt=\"garanti\" loading=\"lazy\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 420px; --smush-placeholder-aspect-ratio: 420\/83;\" \/><noscript><img decoding=\"async\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/elementor\/thumbs\/garanti-rds60gwnfj8k44368w3utwtuz72vn94rib6bh3c9xa.webp\" title=\"garanti\" alt=\"garanti\" loading=\"lazy\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e34c82 elementor-widget elementor-widget-text-editor\" data-id=\"1e34c82\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><em>Pioneer of the contactless technology in Romania<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-11299a0\" data-id=\"11299a0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2fda78f elementor-widget elementor-widget-image\" data-id=\"2fda78f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.thalesgroup.com\/en\" target=\"_blank\">\n\t\t\t\t\t\t\t<img decoding=\"async\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/elementor\/thumbs\/thales-3-rds5zucividodgzxwmct62ispy62iin7f7inyg9q2m.webp\" title=\"thales\" alt=\"thales\" loading=\"lazy\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" style=\"--smush-placeholder-width: 420px; --smush-placeholder-aspect-ratio: 420\/83;\" \/><noscript><img decoding=\"async\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/elementor\/thumbs\/thales-3-rds5zucividodgzxwmct62ispy62iin7f7inyg9q2m.webp\" title=\"thales\" alt=\"thales\" loading=\"lazy\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-088a936 elementor-widget elementor-widget-text-editor\" data-id=\"088a936\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><em>\u00a0It\u2019s time to modernize your payment card program<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-2a0a57f\" data-id=\"2a0a57f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ca217a5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ca217a5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-d77681a\" data-id=\"d77681a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-85b07d2 elementor-widget elementor-widget-heading\" data-id=\"85b07d2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Partners<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-c8239a6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c8239a6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-5afe3cb\" data-id=\"5afe3cb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d65b2fc elementor-widget elementor-widget-image\" data-id=\"d65b2fc\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.alphabank.ro\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/11\/alpha.png\" class=\"attachment-full size-full wp-image-9886 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 636px; --smush-placeholder-aspect-ratio: 636\/272;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/11\/alpha.png\" class=\"attachment-full size-full wp-image-9886\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-11a4273\" data-id=\"11a4273\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2f1e579 elementor-widget elementor-widget-image\" data-id=\"2f1e579\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.bcr.ro\/ro\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/bcr-1.png\" class=\"attachment-full size-full wp-image-4286 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 636px; --smush-placeholder-aspect-ratio: 636\/272;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/bcr-1.png\" class=\"attachment-full size-full wp-image-4286\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-528ba3e\" data-id=\"528ba3e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-89aabbf elementor-widget elementor-widget-image\" data-id=\"89aabbf\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.brd.ro\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/07\/brd-1.png\" class=\"attachment-full size-full wp-image-9106 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 636px; --smush-placeholder-aspect-ratio: 636\/272;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/07\/brd-1.png\" class=\"attachment-full size-full wp-image-9106\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-8f45269\" data-id=\"8f45269\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8ca193a elementor-widget elementor-widget-image\" data-id=\"8ca193a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.bancatransilvania.ro\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/09\/bt.png\" class=\"attachment-full size-full wp-image-7176 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 636px; --smush-placeholder-aspect-ratio: 636\/272;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/09\/bt.png\" class=\"attachment-full size-full wp-image-7176\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-742e04b\" data-id=\"742e04b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a14af36 elementor-widget elementor-widget-image\" data-id=\"a14af36\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.cec.ro\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/08\/cecbank.png\" class=\"attachment-full size-full wp-image-9256 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 636px; --smush-placeholder-aspect-ratio: 636\/272;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/08\/cecbank.png\" class=\"attachment-full size-full wp-image-9256\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-4b30d6f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4b30d6f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-0845273\" data-id=\"0845273\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3dbcf39 elementor-widget elementor-widget-image\" data-id=\"3dbcf39\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.sibs.ro\/en\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/08\/sibs.png\" class=\"attachment-full size-full wp-image-9135 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 636px; --smush-placeholder-aspect-ratio: 636\/272;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/08\/sibs.png\" class=\"attachment-full size-full wp-image-9135\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-c004044\" data-id=\"c004044\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fb52eac elementor-widget elementor-widget-image\" data-id=\"fb52eac\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/tr-sys.eu\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"271\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/transaction-systems.png\" class=\"attachment-full size-full wp-image-4307 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 636px; --smush-placeholder-aspect-ratio: 636\/271;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"271\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/transaction-systems.png\" class=\"attachment-full size-full wp-image-4307\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-0db450e\" data-id=\"0db450e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ad54e60 elementor-widget elementor-widget-image\" data-id=\"ad54e60\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/txd.ro\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/11\/txdsolutions-1.png\" class=\"attachment-full size-full wp-image-7604 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 636px; --smush-placeholder-aspect-ratio: 636\/272;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/11\/txdsolutions-1.png\" class=\"attachment-full size-full wp-image-7604\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-216f56e\" data-id=\"216f56e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-892c9af elementor-widget elementor-widget-image\" data-id=\"892c9af\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.namirial.com\/en\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/08\/namirial.png\" class=\"attachment-full size-full wp-image-6910 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 636px; --smush-placeholder-aspect-ratio: 636\/272;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/08\/namirial.png\" class=\"attachment-full size-full wp-image-6910\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-e9f065a\" data-id=\"e9f065a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9af2916 elementor-widget elementor-widget-image\" data-id=\"9af2916\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/salt.bank\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/11\/salt.png\" class=\"attachment-full size-full wp-image-10060 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 636px; --smush-placeholder-aspect-ratio: 636\/272;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/11\/salt.png\" class=\"attachment-full size-full wp-image-10060\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-af676f9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"af676f9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-fb57b5d\" data-id=\"fb57b5d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-b49ee08\" data-id=\"b49ee08\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-58de299\" data-id=\"58de299\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-427a7ef elementor-widget elementor-widget-image\" data-id=\"427a7ef\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/zitec.com\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"305\" height=\"130\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/10\/zitec-1.webp\" class=\"attachment-full size-full wp-image-9601 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 305px; --smush-placeholder-aspect-ratio: 305\/130;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"305\" height=\"130\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/10\/zitec-1.webp\" class=\"attachment-full size-full wp-image-9601\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-14bd8e1\" data-id=\"14bd8e1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-51d5725\" data-id=\"51d5725\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-46e9348 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"46e9348\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-f9663c8\" data-id=\"f9663c8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7d88c07 elementor-widget elementor-widget-heading\" data-id=\"7d88c07\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Technology Partners<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f625b9a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f625b9a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-a9aba3b\" data-id=\"a9aba3b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6eae46d elementor-widget elementor-widget-image\" data-id=\"6eae46d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.austriacard.com\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/10\/AustriaCard.png\" class=\"attachment-full size-full wp-image-7487 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 636px; --smush-placeholder-aspect-ratio: 636\/272;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/10\/AustriaCard.png\" class=\"attachment-full size-full wp-image-7487\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-d452685\" data-id=\"d452685\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cd65350 elementor-widget elementor-widget-image\" data-id=\"cd65350\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.austriacard.com\/inform\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"637\" height=\"272\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/inform.png\" class=\"attachment-full size-full wp-image-4293 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 637px; --smush-placeholder-aspect-ratio: 637\/272;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"637\" height=\"272\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/inform.png\" class=\"attachment-full size-full wp-image-4293\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-d013622\" data-id=\"d013622\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7b81c69 elementor-widget elementor-widget-image\" data-id=\"7b81c69\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/danubius.org\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/08\/danubius-1.png\" class=\"attachment-full size-full wp-image-6926 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 636px; --smush-placeholder-aspect-ratio: 636\/272;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/08\/danubius-1.png\" class=\"attachment-full size-full wp-image-6926\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-53fcf08\" data-id=\"53fcf08\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2fdc8fe elementor-widget elementor-widget-image\" data-id=\"2fdc8fe\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.idemia.com\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"271\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/12\/iedmia.png\" class=\"attachment-full size-full wp-image-10214 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 636px; --smush-placeholder-aspect-ratio: 636\/271;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"271\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/12\/iedmia.png\" class=\"attachment-full size-full wp-image-10214\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-168d928\" data-id=\"168d928\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-439bb66 elementor-widget elementor-widget-image\" data-id=\"439bb66\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"http:\/\/lendrise.com\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/lendrise-.png\" class=\"attachment-full size-full wp-image-4295 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 636px; --smush-placeholder-aspect-ratio: 636\/272;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/lendrise-.png\" class=\"attachment-full size-full wp-image-4295\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-4a35b60\" data-id=\"4a35b60\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3e63fcd elementor-widget elementor-widget-image\" data-id=\"3e63fcd\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/t8x.ro\/ro\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/10\/tsx-2.png\" class=\"attachment-full size-full wp-image-7441 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 636px; --smush-placeholder-aspect-ratio: 636\/272;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/10\/tsx-2.png\" class=\"attachment-full size-full wp-image-7441\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-31e6eb0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"31e6eb0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-62b153d\" data-id=\"62b153d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-b50da5b elementor-section-content-middle elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"b50da5b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-bae8220\" data-id=\"bae8220\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b289c52 elementor-widget elementor-widget-heading\" data-id=\"b289c52\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Institutional Partners <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-0b5e845 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0b5e845\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-103393d\" data-id=\"103393d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-01d3cd4 elementor-widget elementor-widget-image\" data-id=\"01d3cd4\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.arb.ro\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"128\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/10\/arb.webp\" class=\"attachment-full size-full wp-image-9585 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 636px; --smush-placeholder-aspect-ratio: 636\/128;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"128\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/10\/arb.webp\" class=\"attachment-full size-full wp-image-9585\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-03a657f elementor-widget elementor-widget-text-editor\" data-id=\"03a657f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><em>The Romanian Association\u00a0of\u00a0Banks<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-9f3856b\" data-id=\"9f3856b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-138238d elementor-widget elementor-widget-image\" data-id=\"138238d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/rofin.tech\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"128\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/08\/rofin.png\" class=\"attachment-full size-full wp-image-9201 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 636px; --smush-placeholder-aspect-ratio: 636\/128;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"128\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/08\/rofin.png\" class=\"attachment-full size-full wp-image-9201\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40463ac elementor-widget elementor-widget-text-editor\" data-id=\"40463ac\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><em>\u00a0The Romanian Fintech Association<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-dad408f\" data-id=\"dad408f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2d1d891 elementor-widget elementor-widget-image\" data-id=\"2d1d891\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/lhoft.com\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"128\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/09\/lohoft.webp\" class=\"attachment-full size-full wp-image-9339 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 636px; --smush-placeholder-aspect-ratio: 636\/128;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"128\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/09\/lohoft.webp\" class=\"attachment-full size-full wp-image-9339\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b5f450b elementor-widget elementor-widget-text-editor\" data-id=\"b5f450b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><em>Luxemburg House of Financial Technology<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8a63514 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8a63514\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b19dcab\" data-id=\"b19dcab\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8809d66 elementor-section-content-middle elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"8809d66\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-7a60196\" data-id=\"7a60196\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a77765e elementor-widget elementor-widget-heading\" data-id=\"a77765e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Media Partners <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-063f18f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"063f18f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-7338c4b\" data-id=\"7338c4b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-ebd2098\" data-id=\"ebd2098\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d65cea2 elementor-widget elementor-widget-image\" data-id=\"d65cea2\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/thepaypers.com\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/the-paypers.png\" class=\"attachment-full size-full wp-image-4306 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 636px; --smush-placeholder-aspect-ratio: 636\/272;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/the-paypers.png\" class=\"attachment-full size-full wp-image-4306\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-6763c24\" data-id=\"6763c24\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fa7794b elementor-widget elementor-widget-image\" data-id=\"fa7794b\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/t8live.ro\/ro\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/10\/t8live.png\" class=\"attachment-full size-full wp-image-7438 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 636px; --smush-placeholder-aspect-ratio: 636\/272;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/10\/t8live.png\" class=\"attachment-full size-full wp-image-7438\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-e811ab7\" data-id=\"e811ab7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dda826c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dda826c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bbf68f7\" data-id=\"bbf68f7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-63c61aa elementor-widget elementor-widget-menu-anchor\" data-id=\"63c61aa\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"location\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7bdaca5 animated-slow elementor-view-default elementor-invisible elementor-widget elementor-widget-icon\" data-id=\"7bdaca5\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;bounce&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-circle-down\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 137-111 248-248 248S8 393 8 256 119 8 256 8s248 111 248 248zm-143.6-28.9L288 302.6V120c0-13.3-10.7-24-24-24h-16c-13.3 0-24 10.7-24 24v182.6l-72.4-75.5c-9.3-9.7-24.8-9.9-34.3-.4l-10.9 11c-9.4 9.4-9.4 24.6 0 33.9L239 404.3c9.4 9.4 24.6 9.4 33.9 0l132.7-132.7c9.4-9.4 9.4-24.6 0-33.9l-10.9-11c-9.5-9.5-25-9.3-34.3.4z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-51daa6d elementor-widget elementor-widget-heading\" data-id=\"51daa6d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Location<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-791ce97 elementor-widget elementor-widget-spacer\" data-id=\"791ce97\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3981bd2 elementor-widget elementor-widget-gallery\" data-id=\"3981bd2\" data-element_type=\"widget\" data-settings=\"{&quot;columns&quot;:3,&quot;lazyload&quot;:&quot;yes&quot;,&quot;gallery_layout&quot;:&quot;grid&quot;,&quot;columns_tablet&quot;:2,&quot;columns_mobile&quot;:1,&quot;gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;gap_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;link_to&quot;:&quot;file&quot;,&quot;aspect_ratio&quot;:&quot;3:2&quot;,&quot;overlay_background&quot;:&quot;yes&quot;,&quot;content_hover_animation&quot;:&quot;fade-in&quot;}\" data-widget_type=\"gallery.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-gallery__container\">\n\t\t\t\t\t\t\t<a class=\"e-gallery-item elementor-gallery-item elementor-animated-content\" href=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/04\/get.jpg\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"3981bd2\" data-elementor-lightbox-title=\"get\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6Nzc3OCwidXJsIjoiaHR0cHM6XC9cL2Jhbmtpbmc0MC5yb1wvYXJjaGl2ZVwvd3AtY29udGVudFwvdXBsb2Fkc1wvMjAyNFwvMDRcL2dldC5qcGciLCJzbGlkZXNob3ciOiIzOTgxYmQyIn0%3D\">\n\t\t\t\t\t<div class=\"e-gallery-image elementor-gallery-item__image\" data-thumbnail=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/04\/get-660x768.jpg\" data-width=\"660\" data-height=\"768\" aria-label=\"\" role=\"img\" ><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-gallery-item__overlay\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a class=\"e-gallery-item elementor-gallery-item elementor-animated-content\" href=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/04\/get-1.jpg\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"3981bd2\" data-elementor-lightbox-title=\"get (1)\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6Nzc3NiwidXJsIjoiaHR0cHM6XC9cL2Jhbmtpbmc0MC5yb1wvYXJjaGl2ZVwvd3AtY29udGVudFwvdXBsb2Fkc1wvMjAyNFwvMDRcL2dldC0xLmpwZyIsInNsaWRlc2hvdyI6IjM5ODFiZDIifQ%3D%3D\">\n\t\t\t\t\t<div class=\"e-gallery-image elementor-gallery-item__image\" data-thumbnail=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/04\/get-1-660x678.jpg\" data-width=\"660\" data-height=\"678\" aria-label=\"\" role=\"img\" ><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-gallery-item__overlay\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<a class=\"e-gallery-item elementor-gallery-item elementor-animated-content\" href=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/04\/get-2.jpg\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"3981bd2\" data-elementor-lightbox-title=\"get (2)\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6Nzc3NywidXJsIjoiaHR0cHM6XC9cL2Jhbmtpbmc0MC5yb1wvYXJjaGl2ZVwvd3AtY29udGVudFwvdXBsb2Fkc1wvMjAyNFwvMDRcL2dldC0yLmpwZyIsInNsaWRlc2hvdyI6IjM5ODFiZDIifQ%3D%3D\">\n\t\t\t\t\t<div class=\"e-gallery-image elementor-gallery-item__image\" data-thumbnail=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/04\/get-2-660x682.jpg\" data-width=\"660\" data-height=\"682\" aria-label=\"\" role=\"img\" ><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-gallery-item__overlay\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-be559c3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"be559c3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-b137cd3\" data-id=\"b137cd3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e20143a elementor-widget elementor-widget-text-editor\" data-id=\"e20143a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><strong>Carpathian Mountains<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fcead01 elementor-widget elementor-widget-text-editor\" data-id=\"fcead01\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\">Home to outstanding <br \/>natural beauty<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-3125b40\" data-id=\"3125b40\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8d9bb13 elementor-widget elementor-widget-text-editor\" data-id=\"8d9bb13\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><strong>Sinaia Resort<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c25a42 elementor-widget elementor-widget-text-editor\" data-id=\"6c25a42\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: right;\">Former residence of the Romanian Kings<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-0efa3d6\" data-id=\"0efa3d6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dd39e10 elementor-widget elementor-widget-text-editor\" data-id=\"dd39e10\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><strong>Casino Sinaia <\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-620ea96 elementor-widget elementor-widget-text-editor\" data-id=\"620ea96\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\">A glimps in the luxuriant life at the <br \/>end of 19th century<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2929e69 elementor-section-height-min-height elementor-section-stretched elementor-section-items-top elementor-section-boxed elementor-section-height-default\" data-id=\"2929e69\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0247be2\" data-id=\"0247be2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-c5fed27 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c5fed27\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-01070ae animated-slow elementor-invisible\" data-id=\"01070ae\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;zoomIn&quot;,&quot;animation_delay&quot;:100}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f6a1a50 animated-slow elementor-view-default elementor-invisible elementor-widget elementor-widget-icon\" data-id=\"f6a1a50\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;bounce&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-circle-down\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 137-111 248-248 248S8 393 8 256 119 8 256 8s248 111 248 248zm-143.6-28.9L288 302.6V120c0-13.3-10.7-24-24-24h-16c-13.3 0-24 10.7-24 24v182.6l-72.4-75.5c-9.3-9.7-24.8-9.9-34.3-.4l-10.9 11c-9.4 9.4-9.4 24.6 0 33.9L239 404.3c9.4 9.4 24.6 9.4 33.9 0l132.7-132.7c9.4-9.4 9.4-24.6 0-33.9l-10.9-11c-9.5-9.5-25-9.3-34.3.4z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0f8e25c elementor-widget elementor-widget-heading\" data-id=\"0f8e25c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Venue<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d1a4543 elementor-widget elementor-widget-text-editor\" data-id=\"d1a4543\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/goo.gl\/maps\/XZeQCfpxcdeBHKH28\" target=\"_blank\" rel=\"noopener\">SINAIA CASINO<\/a><\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa8f9e0 elementor-widget elementor-widget-text-editor\" data-id=\"aa8f9e0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Sinaia resort &#8211; &#8220;The Carpathian Pearl&#8221;<\/strong><\/p><p>Situated in a breathtaking mountain scenery, the resort is located at an altitude between 798 and 1055m, on the south-eastern slope of<br \/>the Bucegi Massif, along the Prahova Valley, at 120 km from Bucharest (nearly 110 km from the Henry Coanda Airport) and 40 km from<br \/>Bra\u015fov. Sinaia takes its name from the 17th century monastery built by a Romanian nobleman \u2013 Mihail Cantacuzino \u2013 after undertaking a<br \/>pilgrimage to Mount Sinai, Egypt.<\/p><p>Sinaia is one of the most famous and oldest mountain tourist resorts in Romania, known as &#8220;The Carpathian Pearl&#8221;. It is best known for<br \/>being the summer residence of the Romanian Royal family.<br \/>Therefore, Sinaia is more than just a resort, it is history. The city is officially documented for the first time around the year 1200. The<br \/>city&#8217;s orthodox church is the oldest proof and one of the interesting places to visit. By far, the most interesting place to visit in Sinaia is<br \/>the Peles Castle. This is one of the best-preserved royal palaces in Europe. It served as the summer residence of the first Hohenzollern<br \/>king of Romania, Carol I.<\/p><p>Built in the latter half of the 19th century, it was the king&#8217;s attempt to imitate the styles of his former homeland, creating a Bavarian<br \/>setting in the mountains of Romania. The palace is ornately decorated, both the interior and the exterior, with intricate wood carvings<br \/>and paintings of scenes from Wagner operas.<\/p><p><em>Source: montania.ro<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c420cc6 animated-slow elementor-invisible elementor-widget elementor-widget-image\" data-id=\"c420cc6\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"578\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/08\/image-1-1024x578.png\" class=\"attachment-large size-large wp-image-6840 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/578;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"578\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/08\/image-1-1024x578.png\" class=\"attachment-large size-large wp-image-6840\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77dce60 elementor-widget elementor-widget-text-editor\" data-id=\"77dce60\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em>Peles Castle &#8211; Source: peles.ro<\/em><br \/><br \/><strong>The Casino from Sinaia<\/strong><br \/>Located in the northern part of the &#8220;Dimitrie Ghica&#8221; park, the &#8220;Casino&#8221; in Sinaia is still today one of the edifices &#8211; a symbol of the resort.<br \/>The imposing building was built in record time, in just one year (1911-1912), on the site where the villa Ghica once stood, the resort&#8217;s<br \/>first villa, built by Prince Dimitrie Ghica.<br \/><br \/>The casino in Sinaia had as its main shareholder the baron de Mar\u00e7ay, also a shareholder in the casino in Monte Carlo, which is why it<br \/>was speculated that this building would be a faithful copy of the French edifice.<br \/>Weekends at Casino attracted the social elite, the old aristocracy and the privileged for roulette and card games (baccara, Brazilian). At<br \/>4:00 p.m., when the gambling halls opened, the &#8220;servants of vice&#8221; got off the Bucharest-Sinaia &#8220;pleasure train&#8221; that ran on Saturdays<br \/>and Sundays. The flow of players from that period is unimaginable for today, this &#8220;social magnet&#8221; hosting, every game day, 600-800<br \/>people.<br \/><br \/>It is said that, before entering the Casino, the players, confident of the chances of significant winnings, threw silver into the artesian well<br \/>near the building. After the Second World War, Sinaia Casino became the property of the Romanian state. In 1995, the casino passed into the State<br \/>Protocol Administration.<br \/><br \/><em>Source: casino-sinaia.ro<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1991de9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1991de9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fc9f2b2\" data-id=\"fc9f2b2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d6dadc7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d6dadc7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3eb48f3\" data-id=\"3eb48f3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-97baa87 elementor-widget elementor-widget-menu-anchor\" data-id=\"97baa87\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"news\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dd9c5b7 elementor-section-stretched elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"dd9c5b7\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-863ab25\" data-id=\"863ab25\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3d11d2c elementor-widget elementor-widget-heading\" data-id=\"3d11d2c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">News<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-42a2e3f elementor-section-content-middle elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"42a2e3f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-a655a7b\" data-id=\"a655a7b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0099bef elementor-grid-3 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-posts--thumbnail-top load-more-align-center elementor-widget elementor-widget-posts\" data-id=\"0099bef\" data-element_type=\"widget\" data-settings=\"{&quot;pagination_type&quot;:&quot;load_more_on_click&quot;,&quot;classic_columns&quot;:&quot;3&quot;,&quot;classic_columns_tablet&quot;:&quot;2&quot;,&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:35,&quot;sizes&quot;:[]},&quot;classic_row_gap_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;load_more_spinner&quot;:{&quot;value&quot;:&quot;fas fa-spinner&quot;,&quot;library&quot;:&quot;fa-solid&quot;}}\" data-widget_type=\"posts.classic\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-10210 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized tag-ai-in-banking tag-chatbots tag-david-birch\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/banking40.ro\/archive\/banking-4-0-bots-and-bank-accounts-non-human-customers-are-the-next-big-thing-in-banking\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1050\" height=\"503\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/12\/David-G-W-Birch-txt-AI-in-banking.jpg\" class=\"attachment-full size-full wp-image-10212 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1050px; --smush-placeholder-aspect-ratio: 1050\/503;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"1050\" height=\"503\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/12\/David-G-W-Birch-txt-AI-in-banking.jpg\" class=\"attachment-full size-full wp-image-10212\" alt=\"\" \/><\/noscript><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/banking40.ro\/archive\/banking-4-0-bots-and-bank-accounts-non-human-customers-are-the-next-big-thing-in-banking\/\" >\n\t\t\t\tBanking 4.0 \u2013 bots and bank accounts: non-human customers are the next big thing in banking.\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Chatbots are just the beginning of the evolution from the current knowledge-based, generative AI-based tools\u2014such as chatbots that answer questions and generate content\u2014to agents that use models to execute complex, multistep workflows across a digital world, moving from talking to<\/p>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-post__read-more-wrapper\">\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/banking40.ro\/archive\/banking-4-0-bots-and-bank-accounts-non-human-customers-are-the-next-big-thing-in-banking\/\" aria-label=\"Read more about Banking 4.0 \u2013 bots and bank accounts: non-human customers are the next big thing in banking.\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-10142 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized tag-david-birch tag-digital-identity tag-digital-public-infrastructure tag-is-a-person-credential\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/banking40.ro\/archive\/i-am-a-person-the-bank-says-so-if-you-want-to-know-who-i-am-ask-someone-who-already-knows\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1050\" height=\"488\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/11\/David-G-W-Birch-internet-traffic.jpg\" class=\"attachment-full size-full wp-image-10145 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1050px; --smush-placeholder-aspect-ratio: 1050\/488;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"1050\" height=\"488\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/11\/David-G-W-Birch-internet-traffic.jpg\" class=\"attachment-full size-full wp-image-10145\" alt=\"\" \/><\/noscript><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/banking40.ro\/archive\/i-am-a-person-the-bank-says-so-if-you-want-to-know-who-i-am-ask-someone-who-already-knows\/\" >\n\t\t\t\tI am a person: the bank says so. If you want to know who I am, ask someone who already knows.\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>When you go to a web site and are asked to distinguish between a moped and a motorcycle or some stairs and ladder in order to prove that you are an actual person (rather pointlessly, as it happens, since robots<\/p>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-post__read-more-wrapper\">\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/banking40.ro\/archive\/i-am-a-person-the-bank-says-so-if-you-want-to-know-who-i-am-ask-someone-who-already-knows\/\" aria-label=\"Read more about I am a person: the bank says so. If you want to know who I am, ask someone who already knows.\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9962 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized tag-capgemini-research tag-cloud-migration-in-banking tag-world-cloud-report-for-financial-services-2025\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/banking40.ro\/archive\/majority-of-banks-and-insurers-struggle-to-maximize-the-value-from-their-cloud-investments-study-the-topic-will-be-explore-at-banking-4-0\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"421\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/06\/swift-cloud-1024x421-1.jpg\" class=\"attachment-full size-full wp-image-6268 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/421;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"421\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/06\/swift-cloud-1024x421-1.jpg\" class=\"attachment-full size-full wp-image-6268\" alt=\"\" \/><\/noscript><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/banking40.ro\/archive\/majority-of-banks-and-insurers-struggle-to-maximize-the-value-from-their-cloud-investments-study-the-topic-will-be-explore-at-banking-4-0\/\" >\n\t\t\t\tMajority of banks and insurers struggle to maximize the value from their cloud investments \u2013 study. The topic will be explore at Banking 4.0.\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>A report from Capgemini has\u00a0found\u00a0significant levels of dissapointment with cloud services among financial services firms, with less than 40% of executives saying they are highly satisfied with the outcome.\u00a0Protecting customer data and maintaining privacy is a challenge for the industry.<\/p>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-post__read-more-wrapper\">\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/banking40.ro\/archive\/majority-of-banks-and-insurers-struggle-to-maximize-the-value-from-their-cloud-investments-study-the-topic-will-be-explore-at-banking-4-0\/\" aria-label=\"Read more about Majority of banks and insurers struggle to maximize the value from their cloud investments \u2013 study. The topic will be explore at Banking 4.0.\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9953 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized tag-ai-in-banking tag-alex-kreger-founder-ceo-of-uxda tag-emotionally-intelligent-banking\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/banking40.ro\/archive\/emotional-ai-in-banking-next-gen-personalization-or-privacy-killer-the-topic-will-be-explore-at-banking-4-0\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1050\" height=\"487\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/11\/Alex-Kreger-UXDA-founder-txt-emotionally-intelligent-banking.jpg\" class=\"attachment-full size-full wp-image-9956 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1050px; --smush-placeholder-aspect-ratio: 1050\/487;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"1050\" height=\"487\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/11\/Alex-Kreger-UXDA-founder-txt-emotionally-intelligent-banking.jpg\" class=\"attachment-full size-full wp-image-9956\" alt=\"\" \/><\/noscript><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/banking40.ro\/archive\/emotional-ai-in-banking-next-gen-personalization-or-privacy-killer-the-topic-will-be-explore-at-banking-4-0\/\" >\n\t\t\t\tEmotional AI in banking: next-gen personalization or privacy killer? The topic will be explore at Banking 4.0.\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Emotional AI could become a key driver of customer satisfaction and retention in the coming years. Banks have always been at the forefront of data collection. With advancements in artificial intelligence (AI) and emotional analytics, banks are poised to leverage<\/p>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-post__read-more-wrapper\">\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/banking40.ro\/archive\/emotional-ai-in-banking-next-gen-personalization-or-privacy-killer-the-topic-will-be-explore-at-banking-4-0\/\" aria-label=\"Read more about Emotional AI in banking: next-gen personalization or privacy killer? The topic will be explore at Banking 4.0.\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9922 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized tag-irina-carcu-regional-sales-director tag-montran tag-qr-code-based-instant-payments-solution\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/banking40.ro\/archive\/p-montran-offers-banks-a-comprehensive-solution-for-ropay-integration\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"897\" height=\"540\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/11\/Montran-plati-instant-prin-cod-QR.jpg\" class=\"attachment-full size-full wp-image-9924 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 897px; --smush-placeholder-aspect-ratio: 897\/540;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"897\" height=\"540\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/11\/Montran-plati-instant-prin-cod-QR.jpg\" class=\"attachment-full size-full wp-image-9924\" alt=\"\" \/><\/noscript><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/banking40.ro\/archive\/p-montran-offers-banks-a-comprehensive-solution-for-ropay-integration\/\" >\n\t\t\t\t(P) Montran offers banks a comprehensive solution for RoPay integration\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Montran, the provider of RoPay, the central QR code-based instant payments solution, now offers a comprehensive package to help commercial banks seamlessly join the new payment scheme. While the central RoPay system has been live for several months, banks still<\/p>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-post__read-more-wrapper\">\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/banking40.ro\/archive\/p-montran-offers-banks-a-comprehensive-solution-for-ropay-integration\/\" aria-label=\"Read more about (P) Montran offers banks a comprehensive solution for RoPay integration\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9916 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized tag-ai-adoption-in-banking tag-bbva tag-chatgpt tag-genai-in-finance tag-university-of-navarra\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/banking40.ro\/archive\/bbva-partners-with-the-university-of-navarra-to-train-top-executives-in-genai-the-bank-has-already-trained-50000-employees-in-data-science\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1026\" height=\"477\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/11\/BBVA-AI-adoption.jpg\" class=\"attachment-full size-full wp-image-9918 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1026px; --smush-placeholder-aspect-ratio: 1026\/477;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"1026\" height=\"477\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/11\/BBVA-AI-adoption.jpg\" class=\"attachment-full size-full wp-image-9918\" alt=\"\" \/><\/noscript><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/banking40.ro\/archive\/bbva-partners-with-the-university-of-navarra-to-train-top-executives-in-genai-the-bank-has-already-trained-50000-employees-in-data-science\/\" >\n\t\t\t\tBBVA partners with the University of Navarra to train top executives in GenAI. The bank has already trained 50,000 employees in data science.\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>After training more than 50,000 employees in data, BBVA is now busy developing a new program, this time alongside the University of Navarra and focused on the use of tools such as ChatGPT. \u201eThe aim is to boost productivity by<\/p>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-post__read-more-wrapper\">\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/banking40.ro\/archive\/bbva-partners-with-the-university-of-navarra-to-train-top-executives-in-genai-the-bank-has-already-trained-50000-employees-in-data-science\/\" aria-label=\"Read more about BBVA partners with the University of Navarra to train top executives in GenAI. The bank has already trained 50,000 employees in data science.\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\t\t\t<span class=\"e-load-more-spinner\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-spinner\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M304 48c0 26.51-21.49 48-48 48s-48-21.49-48-48 21.49-48 48-48 48 21.49 48 48zm-48 368c-26.51 0-48 21.49-48 48s21.49 48 48 48 48-21.49 48-48-21.49-48-48-48zm208-208c-26.51 0-48 21.49-48 48s21.49 48 48 48 48-21.49 48-48-21.49-48-48-48zM96 256c0-26.51-21.49-48-48-48S0 229.49 0 256s21.49 48 48 48 48-21.49 48-48zm12.922 99.078c-26.51 0-48 21.49-48 48s21.49 48 48 48 48-21.49 48-48c0-26.509-21.491-48-48-48zm294.156 0c-26.51 0-48 21.49-48 48s21.49 48 48 48 48-21.49 48-48c0-26.509-21.49-48-48-48zM108.922 60.922c-26.51 0-48 21.49-48 48s21.49 48 48 48 48-21.49 48-48-21.491-48-48-48z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\n\t\t\t\t<div class=\"e-load-more-anchor\" data-page=\"1\" data-max-page=\"43\" data-next-page=\"https:\/\/banking40.ro\/archive\/wp-json\/wp\/v2\/pages\/6280\/page\/2\/\"><\/div>\n\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"#\" class=\"elementor-button-link elementor-button\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Load More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<div class=\"e-load-more-message\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-66e1d12 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"66e1d12\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8162430 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8162430\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-11e241b\" data-id=\"11e241b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-805ad2c elementor-widget elementor-widget-menu-anchor\" data-id=\"805ad2c\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"photogallery\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c58eadf elementor-section-stretched elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"c58eadf\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-209d3a6\" data-id=\"209d3a6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5c045bf elementor-widget elementor-widget-heading\" data-id=\"5c045bf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"> Photo Gallery<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-691fe19 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"691fe19\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-855df8d\" data-id=\"855df8d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-9657efc elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"9657efc\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-2657969\" data-id=\"2657969\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3e92cce elementor-widget elementor-widget-heading\" data-id=\"3e92cce\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Experiences<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-102caaf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"102caaf\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-60266cb\" data-id=\"60266cb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1de3295 elementor-widget elementor-widget-menu-anchor\" data-id=\"1de3295\" data-element_type=\"widget\" id=\"banking4.0tv\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"bankingtv\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3398524 elementor-section-stretched elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"3398524\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-829febe\" data-id=\"829febe\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-71b6b7d elementor-widget elementor-widget-heading\" data-id=\"71b6b7d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Banking 4.0 - TV<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-eab40b8 elementor-section-full_width animated-slow elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"eab40b8\" data-element_type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;pulse&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-84bb5fa\" data-id=\"84bb5fa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5b8f96a elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"5b8f96a\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/youtu.be\/rHOJfN46V_0?si=vH4OKhguD_8OYSf_\" tabindex=\"-1\"><img loading=\"lazy\" decoding=\"async\" width=\"1771\" height=\"1049\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/10\/pastila1.jpg\" class=\"elementor-animation-hang attachment-full size-full wp-image-9513 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1771px; --smush-placeholder-aspect-ratio: 1771\/1049;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"1771\" height=\"1049\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/10\/pastila1.jpg\" class=\"elementor-animation-hang attachment-full size-full wp-image-9513\" alt=\"\" \/><\/noscript><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"https:\/\/youtu.be\/rHOJfN46V_0?si=vH4OKhguD_8OYSf_\"> Nic Balaceanu, board member Rofin.Tech - call to action Banking 4.0 <\/a><\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-aac41df\" data-id=\"aac41df\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8b5c20d elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"8b5c20d\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/www.youtube.com\/watch?v=Rb9r0ONOHi4\" tabindex=\"-1\"><img loading=\"lazy\" decoding=\"async\" width=\"1771\" height=\"1049\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/10\/pastila2.jpg\" class=\"elementor-animation-hang attachment-full size-full wp-image-9514 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1771px; --smush-placeholder-aspect-ratio: 1771\/1049;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"1771\" height=\"1049\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/10\/pastila2.jpg\" class=\"elementor-animation-hang attachment-full size-full wp-image-9514\" alt=\"\" \/><\/noscript><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"https:\/\/www.youtube.com\/watch?v=Rb9r0ONOHi4\"> Alex Panican - Deputy CEO at LHoft: Banking 4.0 is about use cases and innovative solutions <\/a><\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-72a1156\" data-id=\"72a1156\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3317620 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"3317620\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/www.youtube.com\/watch?v=iQLGiLdBc_o\" tabindex=\"-1\"><img loading=\"lazy\" decoding=\"async\" width=\"1771\" height=\"1049\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/10\/pastila3.jpg\" class=\"elementor-animation-hang attachment-full size-full wp-image-9515 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1771px; --smush-placeholder-aspect-ratio: 1771\/1049;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"1771\" height=\"1049\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/10\/pastila3.jpg\" class=\"elementor-animation-hang attachment-full size-full wp-image-9515\" alt=\"\" \/><\/noscript><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"https:\/\/www.youtube.com\/watch?v=iQLGiLdBc_o\"> Eliad Saporta, Coriunder CEO: Banking 4.0 is always a great experience <\/a><\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2c6b94e elementor-section-full_width animated-slow elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"2c6b94e\" data-element_type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;pulse&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-6dfdad1\" data-id=\"6dfdad1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b05b4a0 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"b05b4a0\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/www.youtube.com\/playlist?list=PLBS1aa7C_W_6qUswWeSQlU5gvZGHvE9Ei\" tabindex=\"-1\"><img loading=\"lazy\" decoding=\"async\" width=\"1771\" height=\"1049\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/05\/cretu.jpg\" class=\"elementor-animation-hang attachment-full size-full wp-image-8466 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1771px; --smush-placeholder-aspect-ratio: 1771\/1049;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"1771\" height=\"1049\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/05\/cretu.jpg\" class=\"elementor-animation-hang attachment-full size-full wp-image-8466\" alt=\"\" \/><\/noscript><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"https:\/\/www.youtube.com\/playlist?list=PLBS1aa7C_W_6qUswWeSQlU5gvZGHvE9Ei\">Keynote speeches<\/a><\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-cf9ae71\" data-id=\"cf9ae71\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3a5ade1 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"3a5ade1\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/www.youtube.com\/playlist?list=PLBS1aa7C_W_4QPdQXgORGngduVRGeHRcH\" tabindex=\"-1\"><img loading=\"lazy\" decoding=\"async\" width=\"1771\" height=\"1049\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/05\/panels2.jpg\" class=\"elementor-animation-hang attachment-full size-full wp-image-8465 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1771px; --smush-placeholder-aspect-ratio: 1771\/1049;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"1771\" height=\"1049\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/05\/panels2.jpg\" class=\"elementor-animation-hang attachment-full size-full wp-image-8465\" alt=\"\" \/><\/noscript><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"https:\/\/www.youtube.com\/playlist?list=PLBS1aa7C_W_4QPdQXgORGngduVRGeHRcH\">Panels<\/a><\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-fdab71a\" data-id=\"fdab71a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d3d680f elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"d3d680f\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/www.youtube.com\/playlist?list=PLBS1aa7C_W_6RFAZEq5qkGonb_Ex7ywpa\" tabindex=\"-1\"><img loading=\"lazy\" decoding=\"async\" width=\"1771\" height=\"1049\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/05\/micu.jpg\" class=\"elementor-animation-hang attachment-full size-full wp-image-8467 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1771px; --smush-placeholder-aspect-ratio: 1771\/1049;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"1771\" height=\"1049\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/05\/micu.jpg\" class=\"elementor-animation-hang attachment-full size-full wp-image-8467\" alt=\"\" \/><\/noscript><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"https:\/\/www.youtube.com\/playlist?list=PLBS1aa7C_W_6RFAZEq5qkGonb_Ex7ywpa\">Presentations<\/a><\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2924871 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2924871\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-816fb2a\" data-id=\"816fb2a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b549cda elementor-widget elementor-widget-menu-anchor\" data-id=\"b549cda\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"foreword\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a56a767 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a56a767\" data-element_type=\"section\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-f78856c\" data-id=\"f78856c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-acbc999 elementor-widget elementor-widget-heading\" data-id=\"acbc999\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Foreword<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-05f5127 elementor-widget elementor-widget-text-editor\" data-id=\"05f5127\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em>&#8220;Soon it will be 25 years since I\u2019ve been organizing events in the banking <\/em><br \/><em>industry. It all started with Expo-Invest in 2002, the First Financial Fair <\/em><br \/><em>focused on selling banking products. It was the first time in Romania when <\/em><br \/><em>people could interact directly with bank employees outside of branches. <\/em><br \/><em>The event anticipated the explosion of bank retail a year later.<\/em><\/p><p><em>Starting with 2017, with the European Commission\u2019s decision to <\/em><br \/><em>democratize banking through PSD2, we opted to expand to a new <\/em><br \/><em>business line: international events that promote the impact of emerging <\/em><br \/><em>technologies on banking. It was an inspired decision. Since then, thousands <\/em><br \/><em>of experts from 34 countries have physically attended our event and over <\/em><br \/><em>20,000 online. Banking 4.0 is now an internationally recognized brand as <\/em><br \/><em>one of the most appreciated fintech events in CEE. <\/em><\/p><p><em>Having reached the 10th edition, we continue to offer premieres and <\/em><br \/><em>anticipate trends that will make the difference. This year we invite you <\/em><br \/><em>to analyze a new theme: \u201cconversational banking in digital time\u201d, in the <\/em><br \/><em>wonderful mountain resort Sinaia, the former summer residence of the <\/em><br \/><em>kings of Romania, located in a fairytale land, in the immediate vicinity of <\/em><br \/><em>Bran Castle &#8211; Dracula\u2019s Castle.\u201d<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-6010f60 animated-slow elementor-invisible\" data-id=\"6010f60\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;,&quot;animation_delay&quot;:100}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-648f263 elementor-widget elementor-widget-spacer\" data-id=\"648f263\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a8b674d elementor-widget__width-auto elementor-widget elementor-widget-image\" data-id=\"a8b674d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"660\" height=\"770\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/04\/Sergiu-CONE-organizator-Banking-4.0-660x770.jpg\" class=\"attachment-grandconference-album-grid size-grandconference-album-grid wp-image-7747 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 660px; --smush-placeholder-aspect-ratio: 660\/770;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"660\" height=\"770\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/04\/Sergiu-CONE-organizator-Banking-4.0-660x770.jpg\" class=\"attachment-grandconference-album-grid size-grandconference-album-grid wp-image-7747\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8b1611c elementor-widget elementor-widget-heading\" data-id=\"8b1611c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Sergiu Cone<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e8f783 elementor-widget elementor-widget-text-editor\" data-id=\"6e8f783\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Banking 4.0 &#8211; Event Organizer<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-552bdaf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"552bdaf\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-db41cf9\" data-id=\"db41cf9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-07ddbf5 elementor-widget elementor-widget-spacer\" data-id=\"07ddbf5\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8fc9723 elementor-widget elementor-widget-menu-anchor\" data-id=\"8fc9723\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"speakers\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca8d396 elementor-widget elementor-widget-spacer\" data-id=\"ca8d396\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dd0f3fa elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dd0f3fa\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6c3868a\" data-id=\"6c3868a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-91b1009 elementor-widget elementor-widget-heading\" data-id=\"91b1009\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Keynote Speakers<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d35b9a7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d35b9a7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1e34421\" data-id=\"1e34421\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8f37062 elementor-widget elementor-widget-heading\" data-id=\"8f37062\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Speakers<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8a812cc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8a812cc\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-5351c0a animated-slow elementor-invisible\" data-id=\"5351c0a\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;zoomIn&quot;,&quot;animation_delay&quot;:0}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-843acd7 elementor-widget elementor-widget-heading\" data-id=\"843acd7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Moderators<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d34db9b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d34db9b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3c9e3e2\" data-id=\"3c9e3e2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d55b456 elementor-widget elementor-widget-spacer\" data-id=\"d55b456\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7eaa0a1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7eaa0a1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4c5e119\" data-id=\"4c5e119\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5c0364e elementor-widget elementor-widget-spacer\" data-id=\"5c0364e\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e9ee7aa elementor-widget elementor-widget-menu-anchor\" data-id=\"e9ee7aa\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"9editions\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-aeaa2c0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"aeaa2c0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-1e3fc34\" data-id=\"1e3fc34\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c89fbc1 elementor-widget elementor-widget-image\" data-id=\"c89fbc1\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"970\" height=\"1015\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/04\/selectie-poze-Banking-4.0-editia-2023.png\" class=\"attachment-large size-large wp-image-7831 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 970px; --smush-placeholder-aspect-ratio: 970\/1015;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"970\" height=\"1015\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/04\/selectie-poze-Banking-4.0-editia-2023.png\" class=\"attachment-large size-large wp-image-7831\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-92fc4bf\" data-id=\"92fc4bf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5a8cc85 elementor-widget elementor-widget-spacer\" data-id=\"5a8cc85\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e203a4e elementor-widget elementor-widget-text-editor\" data-id=\"e203a4e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>9 editions<\/strong><\/p><p><strong>Hundreds of companies and intl\u2019s speakers<\/strong><\/p><p><strong>Thousands of in-person attendees<\/strong><\/p><p><strong>+20,000 online viewers<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2ac3c16 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2ac3c16\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d367ab5 elementor-invisible\" data-id=\"d367ab5\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:100}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ef8c28e elementor-widget elementor-widget-image\" data-id=\"ef8c28e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/04\/Banking-4.0-poza-de-grup-1024x576.jpg\" class=\"attachment-large size-large wp-image-7832 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/576;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/04\/Banking-4.0-poza-de-grup-1024x576.jpg\" class=\"attachment-large size-large wp-image-7832\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7fcd8db elementor-widget elementor-widget-spacer\" data-id=\"7fcd8db\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Conversational banking in digital time: From Tech-centric to\u00a0Human-centric Banking 4.0 &#8211; Sinaia, November 27-28,\u00a02024 FROM TECH-CENTRIC TO HUMAN-CENTRIC: Conversational banking in digital time Sinaia resort &#8211; Bucegi MountainsThe former residence of kingsWhen: 27-28 November 2024 WHERE STUPBucharest, Romania WHEN May23 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":8033,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-6280","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/banking40.ro\/archive\/wp-json\/wp\/v2\/pages\/6280","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/banking40.ro\/archive\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/banking40.ro\/archive\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/banking40.ro\/archive\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/banking40.ro\/archive\/wp-json\/wp\/v2\/comments?post=6280"}],"version-history":[{"count":15,"href":"https:\/\/banking40.ro\/archive\/wp-json\/wp\/v2\/pages\/6280\/revisions"}],"predecessor-version":[{"id":10220,"href":"https:\/\/banking40.ro\/archive\/wp-json\/wp\/v2\/pages\/6280\/revisions\/10220"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/banking40.ro\/archive\/wp-json\/wp\/v2\/media\/8033"}],"wp:attachment":[{"href":"https:\/\/banking40.ro\/archive\/wp-json\/wp\/v2\/media?parent=6280"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}