{"id":4725,"date":"2023-02-21T14:46:03","date_gmt":"2023-02-21T14:46:03","guid":{"rendered":"https:\/\/banking40.ro\/?page_id=4725"},"modified":"2023-10-30T13:23:23","modified_gmt":"2023-10-30T13:23:23","slug":"banking-4-0-crypto-decentralised-finance-digital-assets","status":"publish","type":"page","link":"https:\/\/banking40.ro\/archive\/banking-4-0-crypto-decentralised-finance-digital-assets\/","title":{"rendered":"Banking 4.0 \u2013 The blockchain technology impact in the new digital economy"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"4725\" class=\"elementor elementor-4725\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-eee4128 elementor-section-height-min-height elementor-section-stretched elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"eee4128\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-dc6b5a5\" data-id=\"dc6b5a5\" data-element_type=\"column\" data-settings=\"{&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:50,&quot;end&quot;:100}},&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;],&quot;motion_fx_translateX_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:4,&quot;sizes&quot;:[]}}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-672a157 elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-heading\" data-id=\"672a157\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Crypto, DeFi &amp; Digital Assets <\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7dd26ec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7dd26ec\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-662225f\" data-id=\"662225f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dd2d96f elementor-widget elementor-widget-heading\" data-id=\"dd2d96f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">WHERE<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-97afa1c elementor-widget elementor-widget-text-editor\" data-id=\"97afa1c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong><a href=\"https:\/\/stup.bancatransilvania.ro\/\" target=\"_blank\" rel=\"noopener\">STUP<\/a><\/strong><br \/>Bucharest, Romania<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-c3b1ca8\" data-id=\"c3b1ca8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-89321bb elementor-widget elementor-widget-heading\" data-id=\"89321bb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">WHEN<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0cac2e8 elementor-widget elementor-widget-text-editor\" data-id=\"0cac2e8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>May<br \/>23, 2023<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-f93e285 elementor-widget__width-initial elementor-align-left elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-button\" data-id=\"f93e285\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-grow\" href=\"#tickets\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get Tickets<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-25250ea elementor-widget__width-auto elementor-align-left elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-button\" data-id=\"25250ea\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-grow\" href=\"#agenda\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">View Agenda<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-402f0ae elementor-hidden-mobile\" data-id=\"402f0ae\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b3821d1 elementor-fixed elementor-widget elementor-widget-video\" data-id=\"b3821d1\" data-element_type=\"widget\" data-settings=\"{&quot;video_type&quot;:&quot;hosted&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;play_on_mobile&quot;:&quot;yes&quot;,&quot;mute&quot;:&quot;yes&quot;,&quot;loop&quot;:&quot;yes&quot;,&quot;_position&quot;:&quot;fixed&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-hosted-video elementor-wrapper elementor-open-inline\">\n\t\t\t\t\t<video class=\"elementor-video\" src=\"https:\/\/banking40.ro\/wp-content\/uploads\/2022\/10\/banking40background.mp4\" autoplay=\"\" loop=\"\" muted=\"muted\" playsinline=\"\" controlsList=\"nodownload\"><\/video>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e132613 e-transform elementor-widget elementor-widget-image\" data-id=\"e132613\" data-element_type=\"widget\" data-settings=\"{&quot;_transform_translateY_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-50,&quot;sizes&quot;:[]},&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateX_direction&quot;:&quot;negative&quot;,&quot;motion_fx_translateX_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:4,&quot;sizes&quot;:[]},&quot;motion_fx_translateX_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:100}},&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;laptop&quot;,&quot;tablet&quot;,&quot;mobile&quot;],&quot;_transform_translateX_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"741\" height=\"823\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/02\/zle.png\" class=\"attachment-full size-full wp-image-5039\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9bb606f elementor-section-stretched elementor-hidden-tablet elementor-hidden-laptop elementor-hidden-desktop elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9bb606f\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_video_link&quot;:&quot;https:\\\/\\\/banking40.ro\\\/wp-content\\\/uploads\\\/2022\\\/10\\\/banking40background.mp4&quot;,&quot;background_play_on_mobile&quot;:&quot;yes&quot;,&quot;background_background&quot;:&quot;video&quot;}\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-background-video-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<video class=\"elementor-background-video-hosted\" autoplay muted playsinline loop><\/video>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-14ef355\" data-id=\"14ef355\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6682176 elementor-widget elementor-widget-heading\" data-id=\"6682176\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-04ab324 elementor-widget elementor-widget-heading\" data-id=\"04ab324\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The <span style=\"color:#05CCFF\">blockchain technology <\/span> <br>   impact in the new\u00a0digital\u00a0economy<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a733335 elementor-widget elementor-widget-image\" data-id=\"a733335\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"270\" height=\"300\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/02\/zle-270x300.png\" class=\"attachment-medium size-medium wp-image-5039 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 270px; --smush-placeholder-aspect-ratio: 270\/300;\" \/><noscript><img decoding=\"async\" width=\"270\" height=\"300\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/02\/zle-270x300.png\" class=\"attachment-medium size-medium wp-image-5039\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-fb189de elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fb189de\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-b5c0d0a\" data-id=\"b5c0d0a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3cf0e2e elementor-widget elementor-widget-heading\" data-id=\"3cf0e2e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">WHERE<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-884a660 elementor-widget elementor-widget-text-editor\" data-id=\"884a660\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>STUP<br \/>Bucharest, Romania<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-bbfb2c1\" data-id=\"bbfb2c1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6bc02eb elementor-widget elementor-widget-heading\" data-id=\"6bc02eb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">WHEN<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a5e3cae elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-widget elementor-widget-text-editor\" data-id=\"a5e3cae\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>May<br \/>23 2023<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-20197fd elementor-widget__width-initial elementor-align-left elementor-widget-mobile__width-initial elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-button\" data-id=\"20197fd\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-grow\" href=\"#tickets\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get Tickets<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b0c4f46 elementor-widget__width-auto elementor-align-left elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-button\" data-id=\"b0c4f46\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-grow\" href=\"#agenda\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">View Agenda<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0e18d42 elementor-section-height-min-height elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"0e18d42\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cc8266c\" data-id=\"cc8266c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-34f191a elementor-widget elementor-widget-menu-anchor\" data-id=\"34f191a\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"about\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-dec5564 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dec5564\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-71fb5a5\" data-id=\"71fb5a5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-29a581a elementor-widget elementor-widget-text-editor\" data-id=\"29a581a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><\/h3>\n<h3 style=\"text-align: center;\">LIVE STREAMING: WEB 3 Start up Competition<\/h3>\n&nbsp;\n\n<iframe title=\"YouTube video player\" data-src=\"https:\/\/www.youtube.com\/embed\/pCwZ4dHfQZ8\" width=\"100%\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" data-load-mode=\"1\"><\/iframe>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b1db84 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"7b1db84\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-05740d5 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"05740d5\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fc557fa elementor-widget__width-auto elementor-absolute elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"fc557fa\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"69\" height=\"62\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/10\/elementnorisorAsset-2@72x.png\" class=\"attachment-large size-large wp-image-2854 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 69px; --smush-placeholder-aspect-ratio: 69\/62;\" \/><noscript><img decoding=\"async\" width=\"69\" height=\"62\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/10\/elementnorisorAsset-2@72x.png\" class=\"attachment-large size-large wp-image-2854\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d6533ef elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d6533ef\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-d6ebb33\" data-id=\"d6ebb33\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e3a1c45 elementor-widget elementor-widget-image\" data-id=\"e3a1c45\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"315\" height=\"300\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/02\/dec1-1.jpg\" class=\"attachment-full size-full wp-image-4878 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 315px; --smush-placeholder-aspect-ratio: 315\/300;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"315\" height=\"300\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/02\/dec1-1.jpg\" class=\"attachment-full size-full wp-image-4878\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3720ecd elementor-widget elementor-widget-text-editor\" data-id=\"3720ecd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em>\u201cRegulation, supervision of crypto-assets as well as stablecoins is an absolute necessity (\u2026) MiCA will be a reality for economic players in, I hope, two years or a little less than two years.\u201d \u2013 <a href=\"https:\/\/www.ecb.europa.eu\/press\/key\/date\/2022\/html\/ecb.sp221128_annex_1~cb29db2037.en.pdf\">says<\/a> Christine Lagarde, president of the European Central Bank in a monetary dialogue with Committee on Economic and Monetary Affairs (28 November 2022)<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-64d4b3c\" data-id=\"64d4b3c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-471e0fd elementor-widget elementor-widget-image\" data-id=\"471e0fd\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"315\" height=\"300\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/02\/dec2.jpg\" class=\"attachment-full size-full wp-image-4877 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 315px; --smush-placeholder-aspect-ratio: 315\/300;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"315\" height=\"300\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/02\/dec2.jpg\" class=\"attachment-full size-full wp-image-4877\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8b7dc16 elementor-widget elementor-widget-text-editor\" data-id=\"8b7dc16\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: justify;\"><em>\u201eThis year, the FSB will finalise its recommendations for the regulation, supervision and oversight of crypto-assets and markets and its recommendations targeted at global stablecoin arrangements (\u2026) many existing stablecoins would not currently meet these high-level recommendations.\u201d<\/em> \u2013 <a href=\"https:\/\/www.fsb.org\/wp-content\/uploads\/P200223-1.pdf\">wrote<\/a> Financial Stability Board chair Klaas Knot in a letter to G20 finance ministers (20 February 2023).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d3e6b0e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d3e6b0e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-d757d24\" data-id=\"d757d24\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-75b8814 elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"75b8814\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"333\" height=\"358\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/10\/bankAsset-3.png\" class=\"attachment-large size-large wp-image-2696 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 333px; --smush-placeholder-aspect-ratio: 333\/358;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"333\" height=\"358\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/10\/bankAsset-3.png\" class=\"attachment-large size-large wp-image-2696\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-57da199\" data-id=\"57da199\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-917d2bd elementor-widget elementor-widget-heading\" data-id=\"917d2bd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What will be the real impact of MiCA on the crypto-assets market? Come to Banking 4.0 to find out all the implications, from the legal, business &amp; investor\u2019s perspective.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-892937a elementor-widget elementor-widget-text-editor\" data-id=\"892937a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: justify;\">Many senior voices in the banking industry, especially central bankers, have been arguing for years that the crypto space needs to be regulated. Finally, it looks like the time has come to do so. 2023 will be the year that crypto markets will have dedicated regulation, on both sides of the Atlantic.<\/p><p style=\"text-align: justify;\"><br \/>As a new first on the Romanian market, discussions and analysis will be provided by members of the European Commission, representatives of relevant crypto trading platforms, custodian entities, law firms, cyber security companies, financial institutions, supervisory entities, renowned investors and developers in the crypto space (both local and international), dedicated investment funds. All together under one roof to ensure a more accurate picture of what the future holds for the crypto-asset industry.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a9ad9e elementor-widget__width-initial elementor-align-left elementor-tablet-align-left elementor-mobile-align-left elementor-widget-tablet__width-inherit elementor-widget-mobile__width-inherit elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-button\" data-id=\"5a9ad9e\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-grow\" href=\"https:\/\/banking40.ro\/tickets\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get Tickets<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-648437a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"648437a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-238a07e\" data-id=\"238a07e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d73417f elementor-widget elementor-widget-menu-anchor\" data-id=\"d73417f\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"mica\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63c578d elementor-widget elementor-widget-heading\" data-id=\"63c578d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Markets in Crypto Assets (MiCA) regulation<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-151454e elementor-widget elementor-widget-text-editor\" data-id=\"151454e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: justify;\"><strong>\u00a0<\/strong><\/p><p style=\"text-align: justify;\">In 2022, the contagion from Terra\/LUNA, Three Arrows Capital, Celsius, and FTX\/Alameda wiped out ~$1.5 Trillion in crypto market capitalization. This could have been prevented and avoided by proper regulation.<\/p><p style=\"text-align: justify;\">In October 2022, the European Council finally settled the approved text for the Markets in Crypto-Assets (MiCA) Regulation, making it one of the first attempts at regulating cryptocurrency markets. This means that crypto-assets, crypto-assets issuers, and crypto-asset service providers (CASPs) will be brought under a regulatory framework for the first time.<\/p><p style=\"text-align: justify;\">The EU aims to use MiCA to become an attractive place for crypto-asset service providers (CASPs) to do business globally, while preventing market abuse and protecting consumers from fraud, money laundering, terrorist financing, and other criminal activities.<\/p><p style=\"text-align: justify;\">While it\u2019s not expected to come into force until early 2024, MiCA aims to protect consumers and investors, and increase financial stability within the market, while at the same time not hampering innovation within the crypto and Web3 space. More details <a href=\"https:\/\/www.bankingcircle.com\/mica-regulation-what-does-it-mean-for-crypto-0113521\">here<\/a>.<\/p><p style=\"text-align: justify;\">The European Parliament and European Council have reached a provisional agreement on a first draft of the long-awaited Markets in Crypto Assets (MiCA) regulation. MiCA is expected to have a huge impact on providers of crypto asset services in the European Union (EU) &#8211; as well as providers based outside the EU &#8211; and financial institutions due to the opportunities it will create for banks, investment firms and insurance companies. Parties will have to comply with certain legal obligations and may need a licence.<\/p><p style=\"text-align: justify;\">\u00a0<\/p><p style=\"text-align: justify;\">MiCA is part of the \u2018EU digital finance package\u2019 that aims to support the future potential of digital finance in terms of innovation and competition while mitigating the risks entailed.\u00a0 It will apply to crypto assets that are not currently regulated by existing financial services legislation, such as the Markets in Financial Instruments Directive (MiFID).<\/p><p style=\"text-align: justify;\">Although Proof-of-Work cryptocurrencies (PoW) &#8211; such as &#8216;Bitcoin&#8217; &#8211; are notorious for their huge energy consumption, MiCA is not issuing a ban on crypto currencies that use the PoW algorithm. Instead, it instructs the European Commission to prepare a report on the environmental impact of crypto assets and to introduce a mandatory minimum sustainability standard for such consensus mechanisms as PoW.<\/p><p style=\"text-align: justify;\">Non fungible tokens (NFTs: digital objects held by an internet user) will be exempt from MiCA. However, a reclassification for NFTs is always possible if they qualify as a financial instrument or a crypto-asset.<\/p><p style=\"text-align: justify;\">Decentralised financing (DeFi) and crypto lending are not (yet) addressed in MiCA. A report with possible new legislative proposals will be submitted no later than 18 months after the entry into force of the regulation.<\/p><p style=\"text-align: justify;\">Now that the main aspects of MiCA have been agreed, the regulation still needs to be finally approved by the Commission and the European Parliament.<\/p><p style=\"text-align: justify;\">MiCA will come into effect 18 months after the approval date &#8211; likely early 2023. The revised texts will therefore not apply before 2024. Until then, crypto service providers have the opportunity to prepare for this new crypto legislation. More details <a href=\"https:\/\/www.pwc.nl\/en\/insights-and-publications\/services-and-industries\/financial-sector\/european-regulation-has-huge-impact-on-crypto-assets.html\">here<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d78454 elementor-widget__width-initial elementor-align-left elementor-tablet-align-left elementor-mobile-align-left elementor-widget-tablet__width-inherit elementor-widget-mobile__width-inherit elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-button\" data-id=\"9d78454\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-grow\" href=\"https:\/\/banking40.ro\/tickets\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get Tickets<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ef57246 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ef57246\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-eeaec07\" data-id=\"eeaec07\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b1578c2 elementor-widget elementor-widget-menu-anchor\" data-id=\"b1578c2\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"CBDC\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-08df8f8 elementor-widget elementor-widget-heading\" data-id=\"08df8f8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">CBDC<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-44ecd4f elementor-widget elementor-widget-text-editor\" data-id=\"44ecd4f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: justify;\"><strong>\u00a0<\/strong><\/p><p style=\"text-align: justify;\">At the beginning of 2023, 114 countries, representing over 95 percent of global GDP, are exploring a Central Bank Digital Currency, according to <a href=\"https:\/\/www.atlanticcouncil.org\/cbdctracker\/\">Atlantic Council \u2013 CBDC Tracker<\/a>. In May 2020, only 35 countries were considering a CBDC. A new high of 60 countries are in an advanced phase of exploration (development, pilot, or launch).<\/p><p style=\"text-align: justify;\">11 countries have fully launched a digital currency, and China\u2019s pilot, which reaches 260 million people, is set to expand to most of the country in 2023. Jamaica is the latest country to launch its CBDC, the JAM-DEX.<\/p><p style=\"text-align: justify;\">Financial sanctions on Russia have led countries to consider payment systems that avoid the dollar. There are now 9 cross-border wholesale CBDC tests and 7 cross-border retail projects, nearly double the number from 2021.<\/p><p style=\"text-align: justify;\">As of December 2022, all G7 economies have now moved into the development stage of a CBDC. The New York Federal Reserve\u2019s wholesale CBDC experiment, Project Cedar, has shifted the US from research into development.<\/p><p style=\"text-align: justify;\">18 of the G20 countries are now in the advanced stage of CBDC development. Of those, 7 countries are already in pilot. Nearly every G20 country has made significant progress and invested new resources in these projects over the past six months.<\/p><p style=\"text-align: justify;\">In 2023, over 20 countries will take significant steps towards piloting a CBDC. Australia, Thailand, Brazil, India, South Korea and Russia intend to continue or begin pilot testing in 2023. The ECB is also likely to start a pilot next year.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-054572e elementor-widget__width-initial elementor-align-left elementor-tablet-align-left elementor-mobile-align-left elementor-widget-tablet__width-inherit elementor-widget-mobile__width-inherit elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-button\" data-id=\"054572e\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-grow\" href=\"https:\/\/banking40.ro\/tickets\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get Tickets<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f6a0d39 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f6a0d39\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-89861fa\" data-id=\"89861fa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a4bc43a elementor-widget elementor-widget-menu-anchor\" data-id=\"a4bc43a\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"bis\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-02459c9 elementor-widget elementor-widget-heading\" data-id=\"02459c9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">BIS Innovation Hub<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-89a7f59 elementor-widget elementor-widget-text-editor\" data-id=\"89a7f59\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>\u00a0<\/strong><\/p><p>In 2023, the <a href=\"https:\/\/www.bis.org\/about\/bisih\/about.htm?m=1%7C441%7C713\">Bank for International Settlements Innovation Hub<\/a> will increase its focus on improving payment systems and experimenting with central bank digital currencies (CBDC). This year&#8217;s\u00a0work program also includes Project Pyxtrial, a new experiment being launched by the Hub&#8217;s London Centre to enable the systemic monitoring of stablecoins.<\/p><p>Building on the knowledge gained from wholesale CBDC projects (eg\u00a0<a href=\"https:\/\/www.bis.org\/about\/bisih\/topics\/cbdc\/helvetia.htm\">Helvetia<\/a>), the Hub is now experimenting more with retail CBDCs, for example, on the technology architecture of a two-tiered distribution model (<a href=\"https:\/\/www.bis.org\/about\/bisih\/topics\/cbdc\/rcbdc.htm\">Aurum<\/a>); on the distribution of retail CBDC through an open API ecosystem (<a href=\"https:\/\/www.bis.org\/about\/bisih\/topics\/cbdc\/rosalind.htm\">Rosalind<\/a>); and examining cyber security (<a href=\"https:\/\/www.bis.org\/about\/bisih\/topics\/cbdc\/polaris.htm\">Polaris<\/a>,\u00a0<a href=\"https:\/\/www.bis.org\/about\/bisih\/topics\/cbdc\/sela.htm\">Sela<\/a>), resilience (<a href=\"https:\/\/www.bis.org\/about\/bisih\/topics\/cbdc\/polaris.htm\">Polaris<\/a>) and scalability and privacy (<a href=\"https:\/\/www.bis.org\/about\/bisih\/topics\/cbdc\/tourbillon.htm\">Tourbillon<\/a>).<\/p><p>Ongoing experiments are also showing how wholesale and retail CBDCs (<a href=\"https:\/\/www.bis.org\/about\/bisih\/topics\/cbdc\/icebreaker.htm\">Icebreaker<\/a>), as well as the interconnection of domestic payments systems (<a href=\"https:\/\/www.bis.org\/about\/bisih\/topics\/fmis\/nexus.htm\">Nexus<\/a>) can deliver faster, cheaper and more transparent cross-border payments. Three multi-CBDC experiments (<a href=\"https:\/\/www.bis.org\/about\/bisih\/topics\/cbdc\/jura.htm\">Jura<\/a>,\u00a0<a href=\"https:\/\/www.bis.org\/about\/bisih\/topics\/cbdc\/dunbar.htm\">Dunbar<\/a>,\u00a0<a href=\"https:\/\/www.bis.org\/about\/bisih\/topics\/cbdc\/mcbdc_bridge.htm\">mBridge<\/a>) have\u00a0<a href=\"https:\/\/www.bis.org\/publ\/othp51.htm\">demonstrated<\/a>\u00a0that common platforms with various digital currencies are technically feasible and offer benefits such as lower cost, faster settlement, and operational transparency. Automated market-makers for foreign exchange using CBDCs are also being explored (<a href=\"https:\/\/www.bis.org\/about\/bisih\/topics\/cbdc\/mariana.htm\">Mariana<\/a>).<\/p><p>Other improvements in payments are being explored with a focus on payment synchronisation (Meridian),\u00a0on a data-driven approach to combatting money laundering across firms and across borders (<a href=\"https:\/\/www.bis.org\/about\/bisih\/about.htm\">Aurora<\/a>), and novel liquidity saving mechanisms (Titus).<\/p><p>Another area of focus is on projects aiming to shape the future of regulation, supervision and finance. For example, the development of tools for monitoring financial markets in real time (<a href=\"https:\/\/www.bis.org\/about\/bisih\/topics\/suptech_regtech\/rio.htm\">Rio<\/a>\u00a0and Samba), cryptocurrencies and decentralised finance (Atlas) and other regulatory purposes (<a href=\"https:\/\/www.bis.org\/about\/bisih\/topics\/suptech_regtech\/ellipse.htm\">Ellipse<\/a>). Technological innovation in corporate digital identity has been examined while specific use cases for the supervision of financing for small and medium-sized enterprises (<a href=\"https:\/\/www.bis.org\/about\/bisih\/topics\/open_finance\/dynamo.htm\">Dynamo<\/a>) are being explored.<\/p><p>CBDCs and improvements in payments systems continue to be a key area of exploration, accounting for 15 of the 26 projects that were active in in the last couple of years. This emphasis reflects the interests and priorities of central banks and the G20 countries&#8217; programme to improve cross-border payments.<\/p><p>More about BIS Innovation Hub <a href=\"https:\/\/www.bis.org\/about\/bisih\/projects.htm?m=3102\">projects<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e3be32 elementor-widget__width-initial elementor-align-left elementor-tablet-align-left elementor-mobile-align-left elementor-widget-tablet__width-inherit elementor-widget-mobile__width-inherit elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-button\" data-id=\"1e3be32\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-grow\" href=\"https:\/\/banking40.ro\/tickets\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get Tickets<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-acba67c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"acba67c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-5697582\" data-id=\"5697582\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-90e59c1 elementor-widget elementor-widget-menu-anchor\" data-id=\"90e59c1\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"defi\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b28e1b elementor-widget elementor-widget-heading\" data-id=\"4b28e1b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Decentralized Finance (DeFi)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c590354 elementor-widget elementor-widget-text-editor\" data-id=\"c590354\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: justify;\"><strong>\u00a0<\/strong><\/p><p style=\"text-align: justify;\">Decentralized Finance (DeFi) is a new financial paradigm that leverages distributed ledger technologies to offer services such as lending, investing, or exchanging crypto-assets without relying on a traditional centralized intermediary. A range of DeFi protocols implements these services as a suite of smart contracts, ie software programs that encode the logic of conventional financial operations. Instead of transacting with a counterparty, DeFi users thus interact with software programs that pool the resources of other DeFi users to maintain control over their funds.<\/p><p style=\"text-align: justify;\">Interest in DeFi rose sharply in 2020 and, during its peak in 2021, reached a total value locked (TVL) of more than 150 billion USD, according to <a href=\"https:\/\/www.bis.org\/publ\/work1066.htm\">Bank for International Settlements<\/a>.<\/p><p style=\"text-align: justify;\">It is still unclear if and to what extent DeFi will proliferate in the future. Today even most cryptocurrency trading happens off-chain on centralized crypto exchanges, which does not constitute DeFi. 2022 episodes of market turmoil have led to a discussion on whether and how DeFi industry should be regulated.<\/p><p style=\"text-align: justify;\">Meanwhile, <a href=\"https:\/\/www.statista.com\/statistics\/1297745\/defi-user-number\/\">Statista<\/a> reveals that Decentralized Finance users have grown by 300,000 since early 2022, less than half the increase during the same period in 2021. This according to a network crawling code that tries to measure the number of unique user addresses involved in buying or selling specific projects associated with DeFi.<\/p><p style=\"text-align: justify;\">As Decentralized Finance &#8211; much like cryptocurrencies or NFTs &#8211; are not being tracked by an official government, these procedures to measure &#8220;network activity&#8221; &#8211; activity on the Ethereum blockchain\/network, the most used blockchain for DeFi, or elsewhere &#8211; tend to be the only source of information on the market size of these topics. However, the source does acknowledge the numbers shown are not without their potential flaws.<\/p><p style=\"text-align: justify;\">Number of unique addresses that either bought or sold a Decentralized Finance (DeFi) asset worldwide<\/p><p>\u00a0<\/p><p>\u00a0<\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-4834 lazyload\" data-src=\"https:\/\/banking40.ro\/wp-content\/uploads\/2023\/02\/statista-grafic-adoptie-DeFI.jpg\" alt=\"\" width=\"997\" height=\"639\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 997px; --smush-placeholder-aspect-ratio: 997\/639;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-4834\" src=\"https:\/\/banking40.ro\/wp-content\/uploads\/2023\/02\/statista-grafic-adoptie-DeFI.jpg\" alt=\"\" width=\"997\" height=\"639\" \/><\/noscript><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-53f067b elementor-widget__width-initial elementor-align-left elementor-tablet-align-left elementor-mobile-align-left elementor-widget-tablet__width-inherit elementor-widget-mobile__width-inherit elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-button\" data-id=\"53f067b\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-grow\" href=\"https:\/\/banking40.ro\/tickets\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get Tickets<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-232e06e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"232e06e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-43d4013\" data-id=\"43d4013\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9480656 elementor-widget elementor-widget-menu-anchor\" data-id=\"9480656\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"cybers\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea40c57 elementor-widget elementor-widget-heading\" data-id=\"ea40c57\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cyber security in the crypto assets market<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7938954 elementor-widget elementor-widget-text-editor\" data-id=\"7938954\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: justify;\"><strong>\u00a0<\/strong><\/p><p style=\"text-align: justify;\">2022 was the biggest year ever for crypto hacking, with $3.8 billion stolen from cryptocurrency businesses, according to a new report from <a href=\"https:\/\/blog.chainalysis.com\/reports\/2022-biggest-year-ever-for-crypto-hacking\/\">Chainalysis<\/a>.<\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-4842 lazyload\" data-src=\"https:\/\/banking40.ro\/wp-content\/uploads\/2023\/02\/chainalysis-crypto-hacks.jpg\" alt=\"\" width=\"1187\" height=\"690\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1187px; --smush-placeholder-aspect-ratio: 1187\/690;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-4842\" src=\"https:\/\/banking40.ro\/wp-content\/uploads\/2023\/02\/chainalysis-crypto-hacks.jpg\" alt=\"\" width=\"1187\" height=\"690\" \/><\/noscript><\/p><p style=\"text-align: justify;\">DeFi protocols as victims accounted for 82.1% of all cryptocurrency stolen by hackers \u2014 a total of $3.1 billion \u2014 up from 73.3% in 2021. And of that $3.1 billion, 64% came from cross-chain bridge protocols specifically. Cross-chain bridges are protocols that let users port their cryptocurrency from one blockchain to another, usually by locking the user\u2019s assets into a smart contract on the original chain, and then minting equivalent assets on the second chain. Bridges are an attractive target for hackers because the smart contracts in effect become huge, centralized repositories of funds backing the assets that have been bridged to the new chain \u2014 a more desirable honeypot could scarcely be imagined. If a bridge gets big enough, any error in its underlying smart contract code or other potential weak spot is almost sure to eventually be found and exploited by bad actors.<\/p><p style=\"text-align: justify;\">Come to Banking 4.0 to find out how do we make DeFi safer.<\/p><p style=\"text-align: justify;\">\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c8968b9 elementor-widget__width-initial elementor-align-left elementor-tablet-align-left elementor-mobile-align-left elementor-widget-tablet__width-inherit elementor-widget-mobile__width-inherit elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-button\" data-id=\"c8968b9\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-grow\" href=\"https:\/\/banking40.ro\/tickets\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get Tickets<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-037487d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"037487d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-9c226da\" data-id=\"9c226da\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8d31ac0 elementor-widget elementor-widget-menu-anchor\" data-id=\"8d31ac0\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"adoption\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0737e3 elementor-widget elementor-widget-heading\" data-id=\"c0737e3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Crypto adoption worldwide<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-32104d0 elementor-widget elementor-widget-text-editor\" data-id=\"32104d0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: justify;\">One of the pandemic effects was the explosion of the crypto owners worldwide. The first edition of \u2018Measuring Global Crypto Users\u2019, which was released in May 2020, estimating the number of global crypto owners at more than 66 million.<\/p><p style=\"text-align: justify;\">In the second half of 2020, market accelerated adoption, which resulted from several remarkable events like PayPal introducing crypto purchases to U.S. users in November. Crypto adoption accelerated further in 2021. Heavyweight institutions, such as Tesla and Mastercard, took steps to embrace cryptocurrency. In March, Visa collaborated with Crypto.com to settle payments in crypto. Furthermore, El Salvador became the world\u2019s first country to adopt Bitcoin as legal tender.<\/p><p style=\"text-align: justify;\">As a result, it only took four months to double the global crypto population from 100 million to 200 million. By comparison, it took nine months to reach 100 million from 65 million since crypto.com began tracking these numbers.<\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-4858 lazyload\" data-src=\"https:\/\/banking40.ro\/wp-content\/uploads\/2023\/02\/Picture3.png\" alt=\"\" width=\"759\" height=\"439\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 759px; --smush-placeholder-aspect-ratio: 759\/439;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-4858\" src=\"https:\/\/banking40.ro\/wp-content\/uploads\/2023\/02\/Picture3.png\" alt=\"\" width=\"759\" height=\"439\" \/><\/noscript><\/p><p style=\"text-align: justify;\">In fact, 2021 was an exceptional year for adoption. The global cryptocurrency users increased from 106 million in January 2021 to 295 million in December 2021, according to <a href=\"https:\/\/www.researchandmarkets.com\/reports\/5681734\/crypto-wallet-market-size-share-and-trends?utm_source=BW&amp;utm_medium=PressRelease&amp;utm_code=8jszhz&amp;utm_campaign=1790155+-+Crypto+Wallet+Market+Size%2c+Share%2c+%26+Trends+Analysis+Report+2022%3a+A+Global+%2448.25%2b+Billion+Market+by+2030&amp;utm_exec=chdo54prd\">Research and Markets<\/a>.<\/p><p style=\"text-align: justify;\">Market research firm GWI suggests that as much as 10.2% of global internet users aged 16 to 64 own crypto, with most ownership skewed toward nations experiencing high inflation or fluctuation in the value of their national fiat. <a href=\"https:\/\/datareportal.com\/reports\/digital-2022-global-overview-report\">GWI reports<\/a> that more than 1 in 10 working-age internet users now owns some form of cryptocurrency, with that figure rising to more than 2 in 10 in Thailand.<\/p><p style=\"text-align: justify;\">Cryptocurrencies are particularly popular across developing economies, especially in countries where conventional currencies are more prone to big fluctuations in exchange rates \u2013 like Thailand or Turkey. Also, fewer than 1 in 20 internet users aged 55 to 64 owns any cryptocurrency today, and this finding may have important implications for policy makers exploring the potential for digital currencies.<\/p><p style=\"text-align: justify;\">Despite numerous scandals and major bankruptcies in the crypto market in 2022, cryptocurrency adoption continues to grow worldwide. As of 2023, Singapore-based blockchain firm <a href=\"https:\/\/triple-a.io\/crypto-ownership-data\/\">TripleA estimated<\/a> global crypto ownership rates at an average of 4.2%, with over 420 million crypto users worldwide. The company estimates that at the end of 2022, Romania has a cryptocurrency ownership rate of 1.6% (nearly 311,000 cryptocurrency holders in a population of 19 million inhabitants).<\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-4862 lazyload\" data-src=\"https:\/\/banking40.ro\/wp-content\/uploads\/2023\/02\/Picture4.png\" alt=\"\" width=\"699\" height=\"409\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 699px; --smush-placeholder-aspect-ratio: 699\/409;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-4862\" src=\"https:\/\/banking40.ro\/wp-content\/uploads\/2023\/02\/Picture4.png\" alt=\"\" width=\"699\" height=\"409\" \/><\/noscript><\/p><p style=\"text-align: justify;\">The top 5 countries with the best adoption are USA (46 million), India (27 million), Pakistan (26 million), Nigeria (22 million) and Vietnam (20 million). Interestingly, over 70% of cryptocurrency owners are under the age of 34 and hold a bachelor&#8217;s degree or higher.<\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-4863 lazyload\" data-src=\"https:\/\/banking40.ro\/wp-content\/uploads\/2023\/02\/Picture5.png\" alt=\"\" width=\"624\" height=\"343\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 624px; --smush-placeholder-aspect-ratio: 624\/343;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-4863\" src=\"https:\/\/banking40.ro\/wp-content\/uploads\/2023\/02\/Picture5.png\" alt=\"\" width=\"624\" height=\"343\" \/><\/noscript><\/p><p style=\"text-align: justify;\">According <a href=\"https:\/\/crypto.com\/research\/2022-crypto-market-sizing-report\">Crypto Market Sizing Report<\/a>, Global crypto owners reached 425 million by the end of 2022. Bitcoin (BTC) owners grew by 20% from 183 million in January to 219 million in December, accounting for 52% of global owners. Ethereum (ETH) owners grew by 263% from 24 million in January to 87 million in December, accounting for 20% of global owners.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d36d6a elementor-widget__width-initial elementor-align-left elementor-tablet-align-left elementor-mobile-align-left elementor-widget-tablet__width-inherit elementor-widget-mobile__width-inherit elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-button\" data-id=\"0d36d6a\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-grow\" href=\"https:\/\/banking40.ro\/tickets\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get Tickets<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-4d609ee elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4d609ee\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-40b6ac3\" data-id=\"40b6ac3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7f81627 elementor-widget elementor-widget-menu-anchor\" data-id=\"7f81627\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"romania\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-215bd86 elementor-widget elementor-widget-heading\" data-id=\"215bd86\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why Romania<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-53297d8 elementor-widget elementor-widget-text-editor\" data-id=\"53297d8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: justify;\">There are some solid arguments that recommend Romania as a very good place to invest when thinking about crypto and digital assets.<\/p><p style=\"text-align: justify;\"><strong>First<\/strong> of all, Romanians rank in the top 10 European countries in terms of adoption.<\/p><p style=\"text-align: justify;\">According to a regional <a href=\"https:\/\/nocash.ro\/1-milion-de-romani-au-investit-in-criptomonede-peste-400-mil-euro-studiu-la-nivel-individual-intentia-este-de-a-aloca-si-mai-multi-bani-pentru-achizitii-in-urmatorul-an\/\">iSense Solution research<\/a>, conducted in May 2022, 22% of the Romanian online population between the ages of 18 and 65 (a total of 5 million) have invested in cryptocurrencies. That means 1,1 million Romanians has bought crypto at a given time.<\/p><p style=\"text-align: justify;\">On average, the amount invested is 429 euros. The main two cryptocurrencies bought are bitcoin and ethereum, while Revolut is the most preferred channel for purchase. Interestingly, the cryptocurrency developed by the Romanians from Elrond (EGLD) is also in the Top 10. According to the study, over 100,000 Romanians bought EGLD.<\/p><p>\u00a0<\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-6059 size-full lazyload\" data-src=\"https:\/\/banking40.ro\/wp-content\/uploads\/2023\/05\/Picture2.png\" alt=\"\" width=\"780\" height=\"448\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 780px; --smush-placeholder-aspect-ratio: 780\/448;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-6059 size-full\" src=\"https:\/\/banking40.ro\/wp-content\/uploads\/2023\/05\/Picture2.png\" alt=\"\" width=\"780\" height=\"448\" \/><\/noscript><\/p><p>\u00a0<\/p><p style=\"text-align: justify;\"><strong>Second<\/strong>, we have probably the largest infrastructure network in Europe that enables the purchase of crypto\/digital assets. Thus, SelfPay &#8211; the leader of the local market of self-service Payment Stations, <a href=\"https:\/\/nocash.ro\/pas-important-in-dezvoltarea-infrastructurii-crypto-din-romania-selfpay-lanseaza-serviciul-de-alimentare-a-conturilor-de-tranzactionare-pentru-clientii-platformei-tradesilvania\/\">launched<\/a> in May 2022 the service to top up the crypto trading accounts owned by Tradesilvania.com customers.<\/p><p style=\"text-align: justify;\">Thanks to the partnership concluded between the two companies, users of the Tradesilvania \u2013 a premium investment platform in digital assets with 100% Romanian ownership &#8211; can instantly top up their trading accounts at any of the more than 9,000 SelfPay Payment Stations in Romania.<\/p><p style=\"text-align: justify;\">SelfPay Payment Stations are located in large modern retail networks, in shopping centers, markets, gas stations, convenience stores, in the offices of partner financial institutions, but also in town halls and other public institutions.<\/p><p style=\"text-align: justify;\"><strong>Third<\/strong>, we have great developers and innovative IT companies with global impact. Here are just a few examples that speak about Romania&#8217;s competences in the IT field.<\/p><p style=\"text-align: justify;\">The international hub for innovation and strategic projects in IT, within the Edenred group, is in Bucharest. This hub &#8211; <a href=\"https:\/\/nocash.ro\/edenred-digital-center-din-bucuresti-exporta-tehnologie-de-plati-digitale-in-tot-grupul-centrul-a-depasit-deja-100-de-angajati-si-va-ajunge-la-130-pana-la-sfarsitul-anului\/\">Edenred Digital Center<\/a> &#8211; responds to the accelerated digitization needs of the Edenred group, and develops solutions for online transactions, such as mobile digital payment applications, for Edenred subsidiaries around the world. The solutions and applications developed in the Bucharest IT center are thus used by tens of millions of Edenred beneficiaries.<\/p><p style=\"text-align: justify;\">Bitdefender, a global leader in cyber security, is a private Romanian company protecting millions of consumer and business environments since 2001. The company has over 20,000 qualified partners and resellers distributed through partners in 170 countries. Bitdefender has been issued 440 patents for core technologies (including machine-learning algorithms to detect malware and other threats and anomaly-based detection techniques vital to detect and prevent new and unknown threats). In 2022, Bitdefender launches multi-year <a href=\"https:\/\/www.bitdefender.com\/news\/bitdefender_launches_multi_year_formula_one_partnership_with_scuderia_ferrari.html\">Formula One partnership<\/a> with Scuderia Ferrari.<\/p><p style=\"text-align: justify;\">With <a href=\"https:\/\/www.bitdefender.com\/news\/bitdefender-internet-security-named-av-comparatives-product-of-the-year.html\">five Product of The Year Awards in 10 years<\/a>, Bitdefender racking up more wins than any other vendor in the past decade.<\/p><p style=\"text-align: justify;\">Binance, the world&#8217;s leading cryptocurrency and blockchain infrastructure provider, opened a technology hub in Iasi in September 2022. On this occasion, the Binance team led by Changpeng Zhao, the company&#8217;s founder and CEO, had a meeting with the Romanian Government.<\/p><p style=\"text-align: justify;\">Here is what he <a href=\"https:\/\/www.binance.com\/ro\/blog\/community\/binance-va-deveni-un-partener-al-guvernului-rom%C3%A2niei-pentru-programe-de-competen%C8%9Be-digitale-de-baz%C4%83-60072411072845010\">declared<\/a> then: \u201e<em>We discussed the need to regulate cryptocurrencies, the MiCA regulation, an instrument expected by all EU states to provide a unitary framework, but also the skills of Romanians in the IT field, recognized worldwide (\u2026) Romania is already a treasure trove of IT professionals and a hub for many tech giants.<\/em>\u201d<\/p><p style=\"text-align: justify;\">Romania is the second European country where Binance allows transactions in the local currency. The company recently <a href=\"https:\/\/nocash.ro\/binance-angajeaza-in-romania-primele-pozitii-deschise-specialistilor-it-includ-zonele-backend-qa-frontend-mobile-si-customer-support\/\">announced<\/a> that it plans, until the end of 2023, new hires in the technology hub in Ia\u0219i.<\/p><p style=\"text-align: justify;\"><strong>Fourth<\/strong>, Romania has already a global success story in the blockchain &amp; crypto space: MetaversX (formerly Elrond), which defines itself as \u201cthe most impactful Metaverse ecosystem in the world\u201d and \u201cone of the most compelling public blockchain architectures\u201d.<\/p><p style=\"text-align: justify;\">MetaversX is a scalable smart contract platform for decentralized applications and enterprise use cases, with its native cryptocurrency EGLD powering the ecosystem.<\/p><p style=\"text-align: justify;\">Launched in 30th of July, 2020 &#8211; by a group of Romanian entrepreneurs and engineers coming from big tech companies &#8211; MultiversX is the first highly scalable public blockchain that uses the newly proposed Secure Proof of Stake algorithm in a genuine state-sharded architecture to achieve VISA level throughput and confirmation times of seconds.<\/p><p>\u00a0<\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-6060 size-full lazyload\" data-src=\"https:\/\/banking40.ro\/wp-content\/uploads\/2023\/05\/Picture3.png\" alt=\"\" width=\"974\" height=\"491\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 974px; --smush-placeholder-aspect-ratio: 974\/491;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-6060 size-full\" src=\"https:\/\/banking40.ro\/wp-content\/uploads\/2023\/05\/Picture3.png\" alt=\"\" width=\"974\" height=\"491\" \/><\/noscript><\/p><p>\u00a0<\/p><p style=\"text-align: justify;\">Since its launch, MetaversX evolved into an ambitious ecosystem aiming to tap into the European payments market with its crypto solutions alongside nurturing its DeFi ecosystem.<\/p><p style=\"text-align: justify;\">So far, the new architecture attracted a super passionate community of validators, builders, and users that now total 3200 validator nodes and 1.75 million accounts. One of the great catalysts for adoption was the launch of our flagship mobile app, Maiar, which is now counting over 1 million users.<\/p><p style=\"text-align: justify;\">The live price of Elrond (EGLD) is above 50 USD (at the time of publication of this text), and with the current circulating supply of Elrond at 25,015,058 EGLD, its market capitalization stands at 1,3 billion USD. The current valuation of EGLD puts it at #46 in cryptocurrency rankings based on market capitalization. EGLD hit an all-time high over $540 on November 22, 2021.<\/p><p style=\"text-align: justify;\">\u00a0<\/p><p style=\"text-align: justify;\">Taking into account all this, it is not at all surprising that the <a href=\"https:\/\/anis.ro\/wp-content\/uploads\/ANIS_RB_Studiu-privind-impactul-industriei-SWIT_FINAL.pdf\">share of the IT sector in Romania&#8217;s GDP<\/a> was over 7% in 2022 and is estimated to reach 10% in 2025. Another solid argument for considering Romania as an investment target.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8c1039e elementor-widget__width-initial elementor-align-left elementor-tablet-align-left elementor-mobile-align-left elementor-widget-tablet__width-inherit elementor-widget-mobile__width-inherit elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-button\" data-id=\"8c1039e\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-grow\" href=\"https:\/\/banking40.ro\/tickets\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get Tickets<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-c789bd7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c789bd7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-c2a3e03\" data-id=\"c2a3e03\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dd28d67 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dd28d67\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0a11ea6\" data-id=\"0a11ea6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-50d6bb4 elementor-widget elementor-widget-menu-anchor\" data-id=\"50d6bb4\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"agenda2023\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-02f5b40 elementor-widget elementor-widget-heading\" data-id=\"02f5b40\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">TAKE A LOOK AT THIS EDITION\u2019S TOPICS<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2493839 elementor-widget elementor-widget-heading\" data-id=\"2493839\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Event agenda<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63c944a elementor-widget elementor-widget-text-editor\" data-id=\"63c944a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><strong>\u00a0<\/strong><\/h3><h2><strong>PART ONE<\/strong><\/h2><h3><strong><span style=\"color: #999999; font-size: 22px;\">08.45 &#8211; 09.10<\/span>\u00a0&#8211; <img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/2615.svg\" alt=\"\u2615\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/2615.svg\" alt=\"\u2615\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/2615.svg\" alt=\"\u2615\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/2615.svg\" alt=\"\u2615\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/2615.svg\" alt=\"\u2615\" \/><\/noscript><\/noscript><\/noscript><\/noscript> <span style=\"color: #3366ff;\">Registration &amp; coffee<\/span><\/strong><\/h3><hr style=\"margin-top: 25px; margin-bottom: 25px;\" \/><h3>\u00a0<\/h3><h3><strong><span style=\"color: #999999; font-size: 22px;\">09.10 &#8211; 09.15<\/span> &#8211; <img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f3a9.svg\" alt=\"\ud83c\udfa9\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f3a9.svg\" alt=\"\ud83c\udfa9\" \/><\/noscript>\u00a0<span style=\"color: #3366ff;\">Welcome speech from the host of the event, <a href=\"https:\/\/banking40.ro\/speaker\/stefan-gergely\/\">\u0218tefan Gergely<\/a><\/span><\/strong><\/h3><hr style=\"margin-top: 25px; margin-bottom: 25px;\" \/><h3><strong>\u00a0<\/strong><\/h3><h3><strong><span style=\"color: #999999; font-size: 22px;\">09.15 &#8211; 09.45<\/span> &#8211;\u00a0\u00a0<\/strong><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f525.svg\" alt=\"\ud83d\udd25\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f525.svg\" alt=\"\ud83d\udd25\" \/><\/noscript><strong style=\"font-style: inherit; letter-spacing: 0px;\">\u00a0<span style=\"color: #3366ff;\">Fireside Chat<\/span><\/strong><\/h3><p><a href=\"https:\/\/banking40.ro\/speaker\/sebastian-burduja\/\">Sebastian Burduja<\/a> &#8211; Minister of the MINISTRY OF RESEARCH, INNOVATION AND DIGITALIZATION is talking to <a href=\"https:\/\/banking40.ro\/speaker\/andrei-burz-pinzaru\/\">Andrei Burz-Pinzaru<\/a>, Partner Deloitte Legal Romania<\/p><hr style=\"margin-top: 25px; margin-bottom: 25px;\" \/><h3><strong><span style=\"color: #999999; font-size: 22px;\">09.45 &#8211; 10.35<\/span> &#8211;\u00a0 <img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" \/><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript> <\/strong><strong style=\"font-style: inherit; letter-spacing: 0px;\"><span style=\"color: #3366ff;\">Panel 1 &#8211; Markets in Crypto Assets regulation &#8211; MiCA<\/span><\/strong><\/h3><p><em><strong>&#8220;Regulation is the way to mass adoption&#8221;<\/strong><\/em><\/p><p><a href=\"https:\/\/banking40.ro\/speaker\/elizaveta-palaznik\/\">Elizaveta Palaznic<\/a> &#8211; independent MiCA expert<\/p><p><a href=\"https:\/\/banking40.ro\/speaker\/ludmila-andreeva\/\">Ludmila Andreeva-Paskov<\/a> &#8211; Policy Officer: Digital Finance Unit \u2013 European Commission Directorate General for Financial Stability (<strong>online<\/strong>)<\/p><p><a href=\"https:\/\/banking40.ro\/speaker\/raluca-micu\/\">Raluca Micu<\/a> &#8211; Head of Payments Oversight Division at National Bank of Romania<\/p><p>ASF &#8211; <a href=\"https:\/\/banking40.ro\/speaker\/tudor-doman\/\">Tudor Doman<\/a> &#8211; Head of Strategy at Financial Supervisory Authority<\/p><p><a href=\"https:\/\/banking40.ro\/speaker\/alexandru-stanescu\/\">Alex Stanescu<\/a> &#8211; Partner at SLV Legal<\/p><p>Moderator: <a href=\"https:\/\/banking40.ro\/speaker\/andrei-burz-pinzaru\/\">Andrei Burz Pinzaru<\/a> &#8211; partner at Deloitte Legal Romania \/ Reff &amp; Associates<\/p><hr style=\"margin-top: 25px; margin-bottom: 25px;\" \/><h3><strong><span style=\"color: #999999; font-size: 22px;\">10.35 &#8211; 11.10<\/span> &#8211;\u00a0 <img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f399.svg\" alt=\"\ud83c\udf99\ufe0f\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f399.svg\" alt=\"\ud83c\udf99\ufe0f\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f399.svg\" alt=\"\ud83c\udf99\ufe0f\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f399.svg\" alt=\"\ud83c\udf99\ufe0f\" \/><\/noscript><\/noscript><\/noscript> <\/strong><strong style=\"font-style: inherit; letter-spacing: 0px;\"><span style=\"color: #3366ff;\">Keynote speech <em>(online)<\/em><\/span><\/strong><\/h3><p><a href=\"https:\/\/banking40.ro\/speaker\/yoav-soffer\/\">Yoav Soffer<\/a> &#8211; CBDC project manager at Bank of Israel<\/p><p>Subject &#8211;\u00a0 The Icebreaker project<\/p><p>The Bank for International Settlements (BIS) and the central banks of Israel, Norway and Sweden have concluded Project Icebreaker, which studied the potential benefits and challenges of using retail central bank digital currencies (CBDC) in international payments.<\/p><p>A collaboration between the BIS Innovation Hub Nordic Centre, Bank of Israel, Norges Bank, and Sveriges Riksbank, the project tested the technical feasibility of conducting cross-border and cross-currency transactions between different experimental retail CBDC systems.<\/p><hr style=\"margin-top: 25px; margin-bottom: 25px;\" \/><h3><strong><span style=\"color: #999999; font-size: 22px;\">11.10 &#8211; 12.00<\/span> &#8211;\u00a0 <img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" \/><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript> <\/strong><strong style=\"font-style: inherit; letter-spacing: 0px;\"><span style=\"color: #3366ff;\">Panel 2 &#8211; the digital future of public money \u2013 CBDCs (Central Bank Digital Currencies)<\/span><\/strong><\/h3><p><a href=\"https:\/\/banking40.ro\/speaker\/yoav-soffer\/\">Yoav Soffer<\/a> &#8211; CBDC project manager at Bank of Israel (<strong>online<\/strong>)<\/p><p><a href=\"https:\/\/banking40.ro\/speaker\/felix-crisan-3\/\">Felix Crisan<\/a> &#8211; Co-founder Netopia<\/p><p><a href=\"https:\/\/banking40.ro\/speaker\/andrei-radulescu\/\">Andrei Radulescu<\/a> &#8211; Director, Macroeconomic Research (analysis and forecasting) at BT<\/p><p>Moderator: <a href=\"https:\/\/banking40.ro\/speaker\/nic-marius-balaceanu-2\/\">Nic Balaceanu<\/a> &#8211; board member Rofin.Tech<\/p><hr style=\"margin-top: 25px; margin-bottom: 25px;\" \/><h3><strong><span style=\"color: #999999; font-size: 22px;\">12.00 &#8211; 12.20<\/span> &#8211; <img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/2615.svg\" alt=\"\u2615\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/2615.svg\" alt=\"\u2615\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/2615.svg\" alt=\"\u2615\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/2615.svg\" alt=\"\u2615\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/2615.svg\" alt=\"\u2615\" \/><\/noscript><\/noscript><\/noscript><\/noscript> <span style=\"color: #3366ff;\">Cofee Break<\/span><\/strong><\/h3><hr style=\"margin-top: 25px; margin-bottom: 25px;\" \/><h3><strong><span style=\"color: #999999; font-size: 22px;\">12.20 &#8211; 12.35<\/span> &#8211;\u00a0 <img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4ac.svg\" alt=\"\ud83d\udcac\" \/><\/noscript>\u00a0<\/strong><strong style=\"font-style: inherit; letter-spacing: 0px;\"><span style=\"color: #3366ff;\"><a href=\"https:\/\/banking40.ro\/speaker\/ioana-alexandra-frincu\/\">Ioana Frincu<\/a>, technology strategist<\/span><\/strong><\/h3><p>Case study\u00a0 presentation &#8211; Yield agregator<\/p><hr style=\"margin-top: 25px; margin-bottom: 25px;\" \/><h3><strong><span style=\"color: #999999; font-size: 22px;\">12.35 &#8211; 13.20<\/span> &#8211;\u00a0 <img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" \/><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript> <\/strong><strong style=\"font-style: inherit; letter-spacing: 0px;\"><span style=\"color: #3366ff;\"><strong>Panel 3 &#8211; digital identity in web 3.0<\/strong><\/span><\/strong><\/h3><p><a href=\"https:\/\/banking40.ro\/speaker\/augustin-jianu\/\">Augustin Jianu<\/a> &#8211; certME, product owner<\/p><p><a href=\"https:\/\/banking40.ro\/speaker\/sebastian-cochinescu\/\">Sebastian Cochinescu<\/a> &#8211; Fouder &amp; CEO at Tailpath (<strong>online<\/strong>)<\/p><p><a href=\"https:\/\/banking40.ro\/speaker\/nils-andersen-roed\/\">Nils Andersen Roed<\/a> &#8211; Deputy Head of Financial Crime at Binance (<strong>online<\/strong>)<\/p><p><a href=\"https:\/\/banking40.ro\/speaker\/andrzej-dominiak\/\">Andrzej Dominiak<\/a> &#8211; Chief Technology Officer &#8211; Banca Transilvania<\/p><p>Moderator: <a href=\"https:\/\/banking40.ro\/speaker\/nic-marius-balaceanu-2\/\">Nic Balaceanu<\/a> &#8211; Co-Founder of Sunt.io<\/p><hr style=\"margin-top: 25px; margin-bottom: 25px;\" \/><h3><strong><span style=\"color: #999999; font-size: 22px;\">13.20 &#8211; 14.20<\/span> &#8211; <img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f374.svg\" alt=\"\ud83c\udf74\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f374.svg\" alt=\"\ud83c\udf74\" \/><\/noscript>\u00a0<span style=\"color: #3366ff;\">Pause \/ Lunch break<\/span><\/strong><\/h3><h2>\u00a0<\/h2><h2>\u00a0<\/h2><h2><strong>PART TWO<\/strong><\/h2><hr style=\"margin-top: 25px; margin-bottom: 25px;\" \/><h3><strong><span style=\"color: #999999; font-size: 22px;\">14.20 &#8211; 14.40<\/span> &#8211;\u00a0 <img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4c1.svg\" alt=\"\ud83d\udcc1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4c1.svg\" alt=\"\ud83d\udcc1\" \/><\/noscript><\/strong><strong style=\"font-style: inherit; letter-spacing: 0px;\">\u00a0<span style=\"color: #3366ff;\"><strong>Case study <\/strong>&#8211; Worldline &#8211; Entering the Metaverse: how it is shaping the future of payments.<\/span><\/strong><\/h3><p style=\"text-align: justify;\">Are you ready to explore the cutting-edge technologies that are shaping Metaverse? Even if ChatGPT and Generative AI waves submerged Metaverse hype, the techs behind Metaverse, such as Web3, Digitalized Asset, and Immersive Xperience still continue to attract and bring value in new use-cases.<\/p><hr style=\"margin-top: 25px; margin-bottom: 25px;\" \/><h3>\u00a0<\/h3><h3><strong><span style=\"color: #999999; font-size: 22px;\">14.40 &#8211; 15.00<\/span> &#8211;\u00a0 <img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f399.svg\" alt=\"\ud83c\udf99\ufe0f\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f399.svg\" alt=\"\ud83c\udf99\ufe0f\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f399.svg\" alt=\"\ud83c\udf99\ufe0f\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f399.svg\" alt=\"\ud83c\udf99\ufe0f\" \/><\/noscript><\/noscript><\/noscript><\/strong><strong style=\"font-style: inherit; letter-spacing: 0px;\">\u00a0<span style=\"color: #3366ff;\"><strong>Keynote speech &#8211; <a href=\"https:\/\/banking40.ro\/speaker\/artem-fedorov\/\">Artem Fedorov<\/a> &#8211; VISA<\/strong><\/span><\/strong><\/h3><p style=\"text-align: justify;\">Crypto narrative in global payments Uncovering the role of crypto in global payments, touching the global &amp; European trends, and role &amp; vision that Visa has to play in this emerging ecosystem<\/p><hr style=\"margin-top: 25px; margin-bottom: 25px;\" \/><h3>\u00a0<\/h3><h3><strong><span style=\"color: #999999; font-size: 22px;\">15.00 &#8211; 15.20<\/span> &#8211;\u00a0 <img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f399.svg\" alt=\"\ud83c\udf99\ufe0f\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f399.svg\" alt=\"\ud83c\udf99\ufe0f\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f399.svg\" alt=\"\ud83c\udf99\ufe0f\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f399.svg\" alt=\"\ud83c\udf99\ufe0f\" \/><\/noscript><\/noscript><\/noscript><\/strong><strong style=\"font-style: inherit; letter-spacing: 0px;\"> <span style=\"color: #3366ff;\"><strong>Keynote speech &#8211; <a href=\"https:\/\/banking40.ro\/speaker\/antony-welfare\/\">Antony Welfare<\/a> &#8211; CBDC Strategic Advisor at Ripple Labs<\/strong><\/span><\/strong><\/h3><p style=\"text-align: justify;\">How the newly launched Ripple CBDC platform powers real world asset adoption<\/p><hr style=\"margin-top: 25px; margin-bottom: 25px;\" \/><h3><strong><span style=\"color: #999999; font-size: 22px;\">15.20 &#8211; 16.05<\/span> &#8211;\u00a0 <img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" \/><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript> <\/strong><strong style=\"font-style: inherit; letter-spacing: 0px;\"><span style=\"color: #3366ff;\"><strong>Panel 4 &#8211; trading &#8211; What&#8217;s next for the crypto market?<\/strong><\/span><\/strong><\/h3><p><a href=\"https:\/\/banking40.ro\/speaker\/ilie-puscas-2\/\">Ilie Puscas<\/a> &#8211; Country manager Binance Romania<\/p><p><a href=\"https:\/\/banking40.ro\/speaker\/konstantinos-adamos\/\">Konstantinos Adamos<\/a> &#8211; Lead Legal Counsel at Revolut (<strong>online<\/strong>)<\/p><p><a href=\"https:\/\/banking40.ro\/speaker\/marius-morra\/\">Marius Morra<\/a> &#8211; Co-founder Tokero<\/p><p><a href=\"https:\/\/banking40.ro\/speaker\/mihnea-blidaru\/\">Mihnea Blidaru<\/a> &#8211; Owner CryptoAlphas \/ trader<\/p><p><a href=\"https:\/\/banking40.ro\/speaker\/madalin-muraretiu\/\">M\u0103d\u0103lin Muraretiu<\/a> &#8211; co-founder\u00a0COINsiglieri<\/p><p>Moderator: <a href=\"https:\/\/banking40.ro\/speaker\/cornel-fratica\/\">Cornel Fratica<\/a> &#8211; COO Metaventis<\/p><hr style=\"margin-top: 25px; margin-bottom: 25px;\" \/><h3><strong><span style=\"color: #999999; font-size: 22px;\">16.05 &#8211; 16.25<\/span> &#8211; <img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/2615.svg\" alt=\"\u2615\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/2615.svg\" alt=\"\u2615\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/2615.svg\" alt=\"\u2615\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/2615.svg\" alt=\"\u2615\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/2615.svg\" alt=\"\u2615\" \/><\/noscript><\/noscript><\/noscript><\/noscript> <span style=\"color: #3366ff;\">Cofee break<\/span><\/strong><\/h3><hr style=\"margin-top: 25px; margin-bottom: 25px;\" \/><h3><strong><span style=\"color: #999999; font-size: 22px;\">16.25 &#8211; 17.15<\/span> &#8211;\u00a0 <img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" \/><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript> <\/strong><strong style=\"font-style: inherit; letter-spacing: 0px;\"><span style=\"color: #3366ff;\"><strong>Panel 5 &#8211; NFT &amp; metaverse, utility creates (investment ) opportunities <\/strong><\/span><\/strong><\/h3><p><a href=\"https:\/\/banking40.ro\/speaker\/adrian-stratulat\/\">Adrian Stratulat<\/a> &#8211; Co-Founder Clapart<\/p><p><a href=\"https:\/\/banking40.ro\/speaker\/mihai-daniel-eremia\/\">Mihai Daniel Eremia<\/a> &#8211; CEO XOXNO (<strong>online<\/strong>)<\/p><p><a href=\"https:\/\/banking40.ro\/speaker\/sergiu-draganus-2\/\">Sergiu Draganus<\/a> &#8211; ludo.com<\/p><p><a href=\"https:\/\/banking40.ro\/speaker\/victor-vevera\/\">Victor Vevera<\/a> &#8211; Director general ICI<\/p><p>Moderator: <a href=\"https:\/\/banking40.ro\/speaker\/endi-ungureanu\/\">Endi Ungureanu<\/a> &#8211; CEO and co-founder Metaventis<\/p><hr style=\"margin-top: 25px; margin-bottom: 25px;\" \/><h3><strong><span style=\"color: #999999; font-size: 22px;\">17.15 &#8211; 18.00<\/span> &#8211;\u00a0 <img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" \/><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript> <\/strong><strong style=\"font-style: inherit; letter-spacing: 0px;\"><span style=\"color: #3366ff;\"><strong>Panel 6 &#8211; How do you build and recognize a successful web 3.0 project<\/strong><\/span><\/strong><\/h3><p><a href=\"https:\/\/banking40.ro\/speaker\/ioana-alexandra-frincu\/\">Ioana Frincu<\/a> &#8211; Technology strategist<\/p><p><a href=\"https:\/\/banking40.ro\/speaker\/alex-arghirescu\/\">Alex Arghirescu<\/a> &#8211; Chief Marketing Officer IXFI<\/p><p><a href=\"https:\/\/banking40.ro\/speaker\/paige-soponar\/\">Paige Soponar<\/a> &#8211; Co-Fonder &amp; COO at The Connecter<\/p><p><a href=\"https:\/\/banking40.ro\/speaker\/alexandru-carbunariu\/\">Alexandru Carbunariu<\/a> &#8211;\u00a0 Crypto Project Advisor<\/p><p><a href=\"https:\/\/banking40.ro\/speaker\/perello-laurent\/\">Perello Laurent<\/a> &#8211; CEO Arthera<\/p><p>Moderator: <a href=\"https:\/\/banking40.ro\/speaker\/alexandru-hobincu\/\">Alexandru Hobincu<\/a> &#8211; Cryptoholics101.ro<\/p><hr style=\"margin-top: 25px; margin-bottom: 25px;\" \/><h3><strong><span style=\"color: #999999; font-size: 22px;\">18.00 &#8211; 18.40<\/span> &#8211;\u00a0 <img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4a1.svg\" alt=\"\ud83d\udca1\" \/><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript><\/noscript> <\/strong><strong style=\"font-style: inherit; letter-spacing: 0px;\"><span style=\"color: #3366ff;\"><strong>Panel 7 &#8211; \u00a0Fiscality in metaverse<\/strong><\/span><\/strong><\/h3><p><a href=\"https:\/\/banking40.ro\/speaker\/flavius-jakubowicz\/\">Flavius Jakubowicz<\/a> &#8211; Managing Partner Jasill<\/p><p><a href=\"https:\/\/banking40.ro\/speaker\/elena-sighinas\/\">Elena Sighina\u0219<\/a> &#8211; Tax Director Accace Rom\u00e2nia<\/p><p>Moderator: <a href=\"https:\/\/banking40.ro\/speaker\/sergiu-traian-vasilescu\/\">Sergiu Traian Vasilescu<\/a> &#8211; Managing Partner VD Law Group<\/p><hr style=\"margin-top: 25px; margin-bottom: 25px;\" \/><h3><strong><span style=\"color: #999999; font-size: 22px;\">18.45 &#8211; 19.15<\/span> &#8211; <img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/2615.svg\" alt=\"\u2615\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/2615.svg\" alt=\"\u2615\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/2615.svg\" alt=\"\u2615\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/2615.svg\" alt=\"\u2615\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/2615.svg\" alt=\"\u2615\" \/><\/noscript><\/noscript><\/noscript><\/noscript> <span style=\"color: #3366ff;\">Pause<\/span><\/strong><\/h3><hr style=\"margin-top: 25px; margin-bottom: 25px;\" \/><h3>\u00a0<\/h3><h2><strong>PART THREE<\/strong><\/h2><hr style=\"margin-top: 25px; margin-bottom: 25px;\" \/><h3><strong><span style=\"color: #999999; font-size: 22px;\">19.15 &#8211; 20.30<\/span> &#8211; <img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4cb.svg\" alt=\"\ud83d\udccb\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f4cb.svg\" alt=\"\ud83d\udccb\" \/><\/noscript> <span style=\"color: #3366ff;\">WEB 3 START-UP PITCH<\/span><\/strong><\/h3><p><strong>Web 3.0 project competition<\/strong><\/p><hr style=\"margin-top: 25px; margin-bottom: 25px;\" \/><h3><strong><span style=\"color: #999999; font-size: 22px;\">20.30 <\/span>\u00a0&#8211; <img decoding=\"async\" class=\"emoji lazyload\" role=\"img\" draggable=\"false\" data-src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f378.svg\" alt=\"\ud83c\udf78\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" \/><noscript><img decoding=\"async\" class=\"emoji\" role=\"img\" draggable=\"false\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/1f378.svg\" alt=\"\ud83c\udf78\" \/><\/noscript> <span style=\"color: #3366ff;\">Cocktail<\/span><\/strong><\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-95ea734 elementor-widget elementor-widget-image\" data-id=\"95ea734\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1747\" height=\"762\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/08\/agenda.jpg\" class=\"attachment-full size-full wp-image-6611 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1747px; --smush-placeholder-aspect-ratio: 1747\/762;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"1747\" height=\"762\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/08\/agenda.jpg\" class=\"attachment-full size-full wp-image-6611\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-24852af elementor-widget elementor-widget-image\" data-id=\"24852af\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1585\" height=\"831\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/08\/workshops.jpg\" class=\"attachment-full size-full wp-image-6930 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1585px; --smush-placeholder-aspect-ratio: 1585\/831;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"1585\" height=\"831\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/08\/workshops.jpg\" class=\"attachment-full size-full wp-image-6930\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2267cff elementor-widget__width-auto elementor-absolute elementor-widget elementor-widget-image\" data-id=\"2267cff\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"69\" height=\"62\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/10\/elementAsset-1@72x.png\" class=\"attachment-large size-large wp-image-2853 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 69px; --smush-placeholder-aspect-ratio: 69\/62;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"69\" height=\"62\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/10\/elementAsset-1@72x.png\" class=\"attachment-large size-large wp-image-2853\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-c60c7a5 elementor-section-full_width elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-section-height-default elementor-section-height-default\" data-id=\"c60c7a5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-0d93d96\" data-id=\"0d93d96\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2c179dde elementor-section-stretched elementor-section-full_width elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-section-height-default elementor-section-height-default\" data-id=\"2c179dde\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-70f33929\" data-id=\"70f33929\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9745808 elementor-widget elementor-widget-menu-anchor\" data-id=\"9745808\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"speakers\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a9aecb4 elementor-widget elementor-widget-heading\" data-id=\"a9aecb4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">MEET THE BANKING 4.0 2022<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3610df elementor-widget elementor-widget-heading\" data-id=\"b3610df\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Keynote Speakers<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0c0a4a1 elementor-section-full_width elementor-section-stretched elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-section-height-default elementor-section-height-default\" data-id=\"0c0a4a1\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-582a67a\" data-id=\"582a67a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6805691 elementor-widget elementor-widget-heading\" data-id=\"6805691\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Speakers &amp; Panelists<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-10a33cf elementor-section-full_width elementor-section-stretched elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-section-height-default elementor-section-height-default\" data-id=\"10a33cf\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a8b2f12\" data-id=\"a8b2f12\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0e892cd elementor-widget elementor-widget-heading\" data-id=\"0e892cd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Moderators<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-79b24b6 elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-height-default\" data-id=\"79b24b6\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4d592bc\" data-id=\"4d592bc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-be044dd elementor-widget elementor-widget-menu-anchor\" data-id=\"be044dd\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"speakers23\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a76ae38 elementor-widget elementor-widget-heading\" data-id=\"a76ae38\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Speakers<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-649578d elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-height-default\" data-id=\"649578d\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7ce7215\" data-id=\"7ce7215\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6f11b8e elementor-widget elementor-widget-menu-anchor\" data-id=\"6f11b8e\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"board\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-91b4050 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"91b4050\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-e0d100c\" data-id=\"e0d100c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-5ba89e9\" data-id=\"5ba89e9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-1e54d63\" data-id=\"1e54d63\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-88217b0 elementor-widget elementor-widget-image\" data-id=\"88217b0\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/banking40.ro\/speaker\/sebastian-burduja\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"401\" height=\"401\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/05\/burduja-3.jpg\" class=\"attachment-full size-full wp-image-5675 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 401px; --smush-placeholder-aspect-ratio: 401\/401;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"401\" height=\"401\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/05\/burduja-3.jpg\" class=\"attachment-full size-full wp-image-5675\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-110b190\" data-id=\"110b190\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-99f0ac9\" data-id=\"99f0ac9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b7f76f elementor-widget elementor-widget-heading\" data-id=\"6b7f76f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"> Board of Advisors <\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-cf39259 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cf39259\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-2ac0f71\" data-id=\"2ac0f71\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f5d17e2 elementor-widget elementor-widget-text-editor\" data-id=\"f5d17e2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4 style=\"text-align: justify;\">WHY AN ADVISORY BOARD<\/h4><p style=\"text-align: justify;\">This year\u2019s Spring edition comes with a series of innovations, both in terms of thematic content, development format and management structure. At this edition, the advisory board is made of business people with undeniable experience. Thus, we ensure everything we promised will be successfully delivered.<\/p><p>\u00a0<\/p><h4 style=\"text-align: justify;\">ROLE OF THE ADVISORY BOARD<\/h4><p style=\"text-align: justify;\">Validate &amp; improve the structure and the content of the event. They provide support, including by inviting relevant speakers.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2929e69 elementor-section-height-min-height elementor-section-stretched elementor-section-items-top elementor-section-boxed elementor-section-height-default\" data-id=\"2929e69\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0247be2\" data-id=\"0247be2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-53958dc elementor-widget elementor-widget-menu-anchor\" data-id=\"53958dc\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"venue\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7db9beb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7db9beb\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-88afcfc\" data-id=\"88afcfc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-09b5a71 elementor-widget elementor-widget-heading\" data-id=\"09b5a71\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Venue<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0e60dbc elementor-widget elementor-widget-heading\" data-id=\"0e60dbc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/stup.bancatransilvania.ro\/\" target=\"_blank\">STUP<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-058881e elementor-widget elementor-widget-text-editor\" data-id=\"058881e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: justify;\">Launched by Banca Transilvania (BT) in July 2022, STUP is a physical and virtual space, dedicated to supporting the entrepreneurial community. Under the umbrella of #sefacelastup (it is done at STUP), BT has created the necessary infrastructure to connect entrepreneurs with service and product providers for setting up, running and managing a business.<\/p><p style=\"text-align: justify;\">Events for entrepreneurs and future entrepreneurs, organized both by BT and the partners of this initiative, will be held at STUP. The space is dedicated to all entrepreneurs, regardless of the bank they are a client of.<\/p><p style=\"text-align: justify;\">Stup is BT&#8217;s contribution to the growth of the entrepreneurial community. As Omer Tetik, the bank&#8217;s CEO, says, &#8220;Stup is a meeting place, a place of ideas, where businesses will be born&#8221;.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a24c0b5 elementor-widget__width-initial elementor-align-left elementor-tablet-align-left elementor-mobile-align-left elementor-widget-tablet__width-inherit elementor-widget-mobile__width-inherit elementor-widget elementor-widget-button\" data-id=\"a24c0b5\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-grow\" href=\"https:\/\/goo.gl\/maps\/trNyNtQqYrzqQXNE8\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get Directions<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-c5fed27 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c5fed27\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-01070ae\" data-id=\"01070ae\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-97fe16c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"97fe16c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-9842280\" data-id=\"9842280\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-56dc0d8 elementor-widget elementor-widget-text-editor\" data-id=\"56dc0d8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<iframe data-src=\"https:\/\/www.google.com\/maps\/embed?pb=!1m14!1m8!1m3!1d6215.740221757916!2d26.099727406850228!3d44.41409446407478!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x40b1ffb2555855e3%3A0xbf4642fd55aa1bfc!2sStup!5e0!3m2!1sro!2sro!4v1683111172775!5m2!1sro!2sro\" width=\"100%\" height=\"450\" style=\"border:0;\" allowfullscreen=\"\" loading=\"lazy\" referrerpolicy=\"no-referrer-when-downgrade\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" class=\"lazyload\" data-load-mode=\"1\"><\/iframe>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c4eb6bb elementor-section-stretched elementor-section-height-min-height elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"c4eb6bb\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ccb37fa\" data-id=\"ccb37fa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9a82681 elementor-widget elementor-widget-heading\" data-id=\"9a82681\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Tickets<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8a8521c elementor-widget elementor-widget-menu-anchor\" data-id=\"8a8521c\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"tickets\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5eaf8e3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5eaf8e3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-ee2d3a9\" data-id=\"ee2d3a9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-fdd68c9\" data-id=\"fdd68c9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2d4fd23 elementor-widget elementor-widget-text-editor\" data-id=\"2d4fd23\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<script type=\"text\/javascript\" src=\"https:\/\/ove.ro\/embed\/b893jsq.js?dark&#038;ro\"><\/script>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-c96f1cc\" data-id=\"c96f1cc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2c8e172 elementor-section-full_width elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-section-height-default elementor-section-height-default\" data-id=\"2c8e172\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-narrow\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-6a733ec\" data-id=\"6a733ec\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c4cd43e elementor-widget elementor-widget-price-table\" data-id=\"c4cd43e\" data-element_type=\"widget\" data-widget_type=\"price-table.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<div class=\"elementor-price-table\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__header\">\n\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-price-table__heading\">\n\t\t\t\t\t\tTrack Pass\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-price-table__subheading\">\n\t\t\t\t\t\t\tOne conference track\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"elementor-price-table__price\">\n\t\t\t\t\t\t\t\t<span class=\"elementor-price-table__currency\">&#128;<\/span>\t\t\t\t\t\t\t\t\t<span class=\"elementor-price-table__integer-part\">\n\t\t\t\t\t\t250\t\t\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-price-table__period elementor-typo-excluded\">Limited seats<\/span>\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<ul class=\"elementor-price-table__features-list\">\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-a28e5a5\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\tA<span style=\"font-family: Exo; font-size: 14px; font-style: normal; font-weight: 400;\">ccess to one conference track<\/span>\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-41246c9\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t<span style=\"font-family: Exo; font-size: 14px; font-style: normal; font-weight: 400;\">Networking &amp; expo areas<\/span>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-9f64cef\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\tO<span style=\"font-family: Exo; font-size: 14px; font-style: normal; font-weight: 400;\">nline platform &amp; networking app<\/span>\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-fe73c24\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t--\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-933bc1e\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t<span style=\"font-family: Exo; font-size: 14px; font-style: normal; font-weight: 400;\">Lunch &amp; coffee breaks<\/span>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-187b36e\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t--\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-f957278\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t--\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-ff80fa3\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t--\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__footer\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-price-table__additional_info\">\n\t\t\t\t\t\t\tThank you!\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-5c05d3c\" data-id=\"5c05d3c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-34e8490 elementor-widget elementor-widget-price-table\" data-id=\"34e8490\" data-element_type=\"widget\" data-widget_type=\"price-table.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<div class=\"elementor-price-table\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__header\">\n\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-price-table__heading\">\n\t\t\t\t\t\tConference Pass\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-price-table__subheading\">\n\t\t\t\t\t\t\tFull conference\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"elementor-price-table__price\">\n\t\t\t\t\t\t\t\t<span class=\"elementor-price-table__currency\">&#128;<\/span>\t\t\t\t\t\t\t\t\t<span class=\"elementor-price-table__integer-part\">\n\t\t\t\t\t\t400\t\t\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-price-table__period elementor-typo-excluded\">Limited Seats<\/span>\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<ul class=\"elementor-price-table__features-list\">\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-a28e5a5\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\tA<span style=\"font-family: Exo; font-size: 14px; font-style: normal; font-weight: 400;\">ccess to full conference<\/span><span style=\"font-family: Exo; font-size: 14px; font-style: normal; font-weight: 400;\"><\/span>\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-41246c9\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\tN<span style=\"font-family: Exo; font-size: 14px; font-style: normal; font-weight: 400;\">etworking &amp; expo areas<\/span>\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-9f64cef\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\tO<span style=\"font-family: Exo; font-size: 14px; font-style: normal; font-weight: 400;\">nline platform &amp; networking app<\/span>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-fe73c24\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t<span style=\"font-family: Exo; font-size: 14px; font-style: normal; font-weight: 400;\">Session recordings post event<\/span>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-933bc1e\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t<span style=\"font-family: Exo; font-size: 14px; font-style: normal; font-weight: 400;\">Lunch &amp; coffee breaks<\/span>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-187b36e\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\tSpecialty business book\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-cad98c8\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t--\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-aa097cc\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t--\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__footer\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-price-table__additional_info\">\n\t\t\t\t\t\t\tThank you!\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"elementor-price-table__ribbon elementor-ribbon-right\">\n\t\t\t\t<div class=\"elementor-price-table__ribbon-inner\">\n\t\t\t\t\tPopular\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-e043a31\" data-id=\"e043a31\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9332328 elementor-widget elementor-widget-price-table\" data-id=\"9332328\" data-element_type=\"widget\" data-widget_type=\"price-table.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<div class=\"elementor-price-table\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__header\">\n\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-price-table__heading\">\n\t\t\t\t\t\tVIP Pass\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-price-table__subheading\">\n\t\t\t\t\t\t\tFull conference\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"elementor-price-table__price\">\n\t\t\t\t\t\t\t\t<span class=\"elementor-price-table__currency\">&#128;<\/span>\t\t\t\t\t\t\t\t\t<span class=\"elementor-price-table__integer-part\">\n\t\t\t\t\t\t700\t\t\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-price-table__period elementor-typo-excluded\">Limited seats<\/span>\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<ul class=\"elementor-price-table__features-list\">\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-a28e5a5\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\tA<span style=\"font-family: Exo; font-size: 14px; font-style: normal; font-weight: 400;\">ccess to full conference<\/span><span style=\"font-family: Exo; font-size: 14px; font-style: normal; font-weight: 400;\"><\/span>\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-41246c9\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\tN<span style=\"font-family: Exo; font-size: 14px; font-style: normal; font-weight: 400;\">etworking &amp; expo areas<\/span>\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-9f64cef\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\tO<span style=\"font-family: Exo; font-size: 14px; font-style: normal; font-weight: 400;\">nline platform &amp; networking app<\/span>\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-fe73c24\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t<span style=\"font-family: Exo; font-size: 14px; font-style: normal; font-weight: 400;\">Session recordings post event<\/span>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-933bc1e\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t<span style=\"font-family: Exo; font-size: 14px; font-style: normal; font-weight: 400;\">Lunch &amp; coffee breaks<\/span>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-bdaa285\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t<span style=\"font-family: Exo; font-size: 14px; font-style: normal; font-weight: 400;\">Specialty business book<\/span>\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-187b36e\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\tVIP networking drinks\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"elementor-repeater-item-93c460e\">\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__feature-inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\tBanking\u00a04.0 engraved golden coin\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"elementor-price-table__footer\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-price-table__additional_info\">\n\t\t\t\t\t\t\tThank you!\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7f82fdc elementor-section-stretched elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7f82fdc\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-36f7f2c\" data-id=\"36f7f2c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-13de34d elementor-widget elementor-widget-menu-anchor\" data-id=\"13de34d\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"tickets\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b51ae55 elementor-widget elementor-widget-heading\" data-id=\"b51ae55\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">THE EVENT HAS FINISHED.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e535229 elementor-widget elementor-widget-heading\" data-id=\"e535229\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">THANK YOU AND SEE YOU NEXT YEAR!<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f91b17 elementor-widget elementor-widget-heading\" data-id=\"3f91b17\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Register to our newsletter to stay in the loop or watch recordings.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0848368 elementor-widget__width-inherit elementor-align-center elementor-widget elementor-widget-button\" data-id=\"0848368\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-grow\" href=\"https:\/\/www.youtube.com\/@nocashtv7952\/playlists\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Watch recordings<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ecb9345 elementor-section-stretched elementor-section-full_width elementor-reverse-tablet elementor-section-height-default elementor-section-height-default\" data-id=\"ecb9345\" data-element_type=\"section\" id=\"partners\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6b8341f\" data-id=\"6b8341f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-418641f elementor-widget elementor-widget-menu-anchor\" data-id=\"418641f\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"partners\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-62d387c elementor-widget elementor-widget-heading\" data-id=\"62d387c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Partners<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d47188e elementor-section-content-middle elementor-section-full_width elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-section-height-default elementor-section-height-default\" data-id=\"d47188e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-de4e022\" data-id=\"de4e022\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e516ddd elementor-widget-divider--view-line_text elementor-widget-divider--element-align-center elementor-widget elementor-widget-divider\" data-id=\"e516ddd\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t\t<h4 class=\"elementor-divider__text elementor-divider__element\">\n\t\t\t\tPLATINUM PARTNER\t\t\t\t<\/h4>\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-55b25a7b elementor-widget elementor-widget-image\" data-id=\"55b25a7b\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/financial-services.worldline.com\/en\/home.html\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"305\" height=\"130\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/worldline.png\" class=\"elementor-animation-sink attachment-large size-large wp-image-4186 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 305px; --smush-placeholder-aspect-ratio: 305\/130;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"305\" height=\"130\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/worldline.png\" class=\"elementor-animation-sink attachment-large size-large wp-image-4186\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8829893 elementor-section-content-middle elementor-section-full_width elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-section-height-default elementor-section-height-default\" data-id=\"8829893\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-733efb0\" data-id=\"733efb0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9ac9bb8 elementor-widget-divider--view-line_text elementor-widget-divider--element-align-center elementor-widget elementor-widget-divider\" data-id=\"9ac9bb8\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t\t<h4 class=\"elementor-divider__text elementor-divider__element\">\n\t\t\t\tGOLD PARTNER\t\t\t\t<\/h4>\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ae8f659 elementor-widget elementor-widget-image\" data-id=\"ae8f659\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.twispay.com\/ro\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"305\" height=\"130\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/twispay.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4184 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 305px; --smush-placeholder-aspect-ratio: 305\/130;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"305\" height=\"130\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/twispay.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4184\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-99eb5b8\" data-id=\"99eb5b8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5d4b75e elementor-widget-divider--view-line_text elementor-widget-divider--element-align-center elementor-widget elementor-widget-divider\" data-id=\"5d4b75e\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t\t<h4 class=\"elementor-divider__text elementor-divider__element\">\n\t\t\t\tSILVER PARTNER\t\t\t\t<\/h4>\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f15a7f elementor-widget elementor-widget-image\" data-id=\"3f15a7f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.visa.ro\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"305\" height=\"130\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/UM_Banking-4.0_Website_Partners_worldline-4.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4165 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 305px; --smush-placeholder-aspect-ratio: 305\/130;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"305\" height=\"130\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/UM_Banking-4.0_Website_Partners_worldline-4.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4165\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-3cfbda8 elementor-widget-divider--view-line_text elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-widget-divider--element-align-center elementor-widget elementor-widget-divider\" data-id=\"3cfbda8\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t\t<h4 class=\"elementor-divider__text elementor-divider__element\">\n\t\t\t\tPARTNERS\t\t\t\t<\/h4>\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-9c0656a elementor-section-content-middle elementor-section-full_width elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-laptop elementor-hidden-mobile elementor-section-height-default elementor-section-height-default\" data-id=\"9c0656a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-85d23e8\" data-id=\"85d23e8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-95f65d1 elementor-widget elementor-widget-image\" data-id=\"95f65d1\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.bancatransilvania.ro\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/bt.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4288 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 636px; --smush-placeholder-aspect-ratio: 636\/272;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/bt.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4288\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-7320906\" data-id=\"7320906\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-490f914 elementor-widget elementor-widget-image\" data-id=\"490f914\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.raiffeisen.ro\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/raiffeisen-bank.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4300 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 636px; --smush-placeholder-aspect-ratio: 636\/272;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/raiffeisen-bank.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4300\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-fdf0342\" data-id=\"fdf0342\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6184555 elementor-widget elementor-widget-image\" data-id=\"6184555\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/tbibank.ro\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/tbi-bank.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4305 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 636px; --smush-placeholder-aspect-ratio: 636\/272;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/tbi-bank.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4305\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-b05a054\" data-id=\"b05a054\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-59d3efc elementor-widget elementor-widget-image\" data-id=\"59d3efc\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/see.asseco.com\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/asee.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4285 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 636px; --smush-placeholder-aspect-ratio: 636\/272;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/asee.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4285\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-f2b100a\" data-id=\"f2b100a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fd87b68 elementor-widget elementor-widget-image\" data-id=\"fd87b68\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.montran.com\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/montran.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4298 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 636px; --smush-placeholder-aspect-ratio: 636\/272;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/montran.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4298\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-242833f\" data-id=\"242833f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-eab603a elementor-widget elementor-widget-image\" data-id=\"eab603a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/zitec.com\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/zitec.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4314 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 636px; --smush-placeholder-aspect-ratio: 636\/272;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/zitec.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4314\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-04f979c elementor-section-content-middle elementor-section-full_width elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-section-height-default elementor-section-height-default\" data-id=\"04f979c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-959d3a6 elementor-hidden-mobile\" data-id=\"959d3a6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-00618f9\" data-id=\"00618f9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-26339ae elementor-widget elementor-widget-image\" data-id=\"26339ae\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.midasoft.ro\/solutii-de-cybersecurity\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/mida.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4297 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 636px; --smush-placeholder-aspect-ratio: 636\/272;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/mida.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4297\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-91007d9\" data-id=\"91007d9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e42b669 elementor-widget elementor-widget-image\" data-id=\"e42b669\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.arubanetworks.com\/products\/security\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"637\" height=\"271\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/aruba.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4284 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 637px; --smush-placeholder-aspect-ratio: 637\/271;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"637\" height=\"271\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/aruba.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4284\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-0cb9ffa\" data-id=\"0cb9ffa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1d81614 elementor-widget elementor-widget-image\" data-id=\"1d81614\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/tr-sys.com\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"271\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/transaction-systems.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4307 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 636px; --smush-placeholder-aspect-ratio: 636\/271;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"271\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/transaction-systems.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4307\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-4fdd6bd\" data-id=\"4fdd6bd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-58f3e79 elementor-widget elementor-widget-image\" data-id=\"58f3e79\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/txd.ro\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"271\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/txd-it-solutions.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4310 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 636px; --smush-placeholder-aspect-ratio: 636\/271;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"271\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/txd-it-solutions.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4310\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-8eb1c6f elementor-hidden-mobile\" data-id=\"8eb1c6f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-eedfd6c elementor-widget-divider--view-line_text elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-widget-divider--element-align-center elementor-widget elementor-widget-divider\" data-id=\"eedfd6c\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t\t<h4 class=\"elementor-divider__text elementor-divider__element\">\n\t\t\t\tSPONSORS\t\t\t\t<\/h4>\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-26a79ca elementor-section-content-middle elementor-section-full_width elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-section-height-default elementor-section-height-default\" data-id=\"26a79ca\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-956404f\" data-id=\"956404f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4385c5e elementor-widget elementor-widget-image\" data-id=\"4385c5e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.bcr.ro\/ro\/persoane-fizice\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/bcr-1.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4286 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 636px; --smush-placeholder-aspect-ratio: 636\/272;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/bcr-1.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4286\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-08aa9bb\" data-id=\"08aa9bb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5315e18 elementor-widget elementor-widget-image\" data-id=\"5315e18\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/ing.ro\/persoane-fizice\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"637\" height=\"272\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/ing-bank.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4294 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 637px; --smush-placeholder-aspect-ratio: 637\/272;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"637\" height=\"272\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/ing-bank.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4294\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-69a9ed3\" data-id=\"69a9ed3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-be0fc48 elementor-widget elementor-widget-image\" data-id=\"be0fc48\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.crediteurope.ro\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"306\" height=\"131\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/CEB.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4540 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 306px; --smush-placeholder-aspect-ratio: 306\/131;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"306\" height=\"131\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/CEB.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4540\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-206ad83\" data-id=\"206ad83\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-24326b8 elementor-widget elementor-widget-image\" data-id=\"24326b8\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/credex-ifn.ro\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/credex-1.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4323 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 636px; --smush-placeholder-aspect-ratio: 636\/272;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/credex-1.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4323\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-3307c6c\" data-id=\"3307c6c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fc296f6 elementor-widget elementor-widget-image\" data-id=\"fc296f6\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.transfond.ro\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"637\" height=\"272\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/transfond.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4308 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 637px; --smush-placeholder-aspect-ratio: 637\/272;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"637\" height=\"272\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/transfond.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4308\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-25bf40a\" data-id=\"25bf40a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4722f40 elementor-widget elementor-widget-image\" data-id=\"4722f40\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.sibs.ro\/en\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/sibs-1.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4304 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 636px; --smush-placeholder-aspect-ratio: 636\/272;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/sibs-1.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4304\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-accca09 elementor-section-content-middle elementor-section-full_width elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-section-height-default elementor-section-height-default\" data-id=\"accca09\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-bbd2d3b elementor-hidden-mobile\" data-id=\"bbd2d3b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-178d66f elementor-widget elementor-widget-image\" data-id=\"178d66f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.saltedge.com\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"128\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/saltedge-300x128.png\" class=\"elementor-animation-sink attachment-medium size-medium wp-image-4449 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/128;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"128\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/saltedge-300x128.png\" class=\"elementor-animation-sink attachment-medium size-medium wp-image-4449\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-b75a308\" data-id=\"b75a308\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-906f35e elementor-widget elementor-widget-image\" data-id=\"906f35e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.idemia.com\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"271\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/idemia.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4316 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 636px; --smush-placeholder-aspect-ratio: 636\/271;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"271\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/idemia.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4316\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-8c1fd35\" data-id=\"8c1fd35\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-21443d9 elementor-widget elementor-widget-image\" data-id=\"21443d9\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.austriacard.com\/inform\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"637\" height=\"272\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/inform.png\" class=\"attachment-full size-full wp-image-4293 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 637px; --smush-placeholder-aspect-ratio: 637\/272;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"637\" height=\"272\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/inform.png\" class=\"attachment-full size-full wp-image-4293\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-b52b0c9\" data-id=\"b52b0c9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0af9f21 elementor-widget elementor-widget-image\" data-id=\"0af9f21\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/weronin.com\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"637\" height=\"272\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/ronin-2.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4327 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 637px; --smush-placeholder-aspect-ratio: 637\/272;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"637\" height=\"272\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/ronin-2.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4327\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-0dc44dc\" data-id=\"0dc44dc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-24866c4 elementor-widget elementor-widget-image\" data-id=\"24866c4\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/selfpay.ro\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"637\" height=\"272\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/selfpay.png\" class=\"attachment-full size-full wp-image-4303 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 637px; --smush-placeholder-aspect-ratio: 637\/272;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"637\" height=\"272\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/selfpay.png\" class=\"attachment-full size-full wp-image-4303\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-inner-column elementor-element elementor-element-6b944e8 elementor-hidden-mobile\" data-id=\"6b944e8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ba1b28e elementor-widget elementor-widget-image\" data-id=\"ba1b28e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/paypoint.ro\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"271\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/paypoint.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4299 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 636px; --smush-placeholder-aspect-ratio: 636\/271;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"271\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/paypoint.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4299\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ea21084 elementor-section-content-middle elementor-section-full_width elementor-hidden-desktop elementor-hidden-laptop elementor-hidden-tablet elementor-hidden-mobile elementor-section-height-default elementor-section-height-default\" data-id=\"ea21084\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-b52f85d elementor-hidden-mobile\" data-id=\"b52f85d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-b62bef9\" data-id=\"b62bef9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-63fe6bb elementor-widget elementor-widget-image\" data-id=\"63fe6bb\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.cambrist.com\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"128\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/cambrist-300x128.png\" class=\"elementor-animation-sink attachment-medium size-medium wp-image-4289 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/128;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"128\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/cambrist-300x128.png\" class=\"elementor-animation-sink attachment-medium size-medium wp-image-4289\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-0e104bb\" data-id=\"0e104bb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5f76e33 elementor-widget elementor-widget-image\" data-id=\"5f76e33\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.lendrise.com\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/lendrise-.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4295 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 636px; --smush-placeholder-aspect-ratio: 636\/272;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/lendrise-.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4295\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-025cfa3\" data-id=\"025cfa3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-869cf65 elementor-widget__width-auto elementor-widget elementor-widget-image\" data-id=\"869cf65\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/coinsiglieri.com\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"128\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/xx-300x128.png\" class=\"elementor-animation-sink attachment-medium size-medium wp-image-4652 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/128;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"128\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/xx-300x128.png\" class=\"elementor-animation-sink attachment-medium size-medium wp-image-4652\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-inner-column elementor-element elementor-element-86dd6a0 elementor-hidden-mobile\" data-id=\"86dd6a0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d1db089 elementor-section-content-middle elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"d1db089\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-19b45b9\" data-id=\"19b45b9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-01a2489 elementor-widget-divider--view-line_text elementor-widget-divider--element-align-center elementor-widget elementor-widget-divider\" data-id=\"01a2489\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t\t<h4 class=\"elementor-divider__text elementor-divider__element\">\n\t\t\t\tBUSINESS PARTNER\t\t\t\t<\/h4>\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e92e7bf elementor-widget elementor-widget-image\" data-id=\"e92e7bf\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.bancatransilvania.ro\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img decoding=\"async\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/elementor\/thumbs\/bt-banca-transilvania-logo-9B1B25C64D-seeklogo.com_-rds5pzzamhmi4stcqouabw1gp0jopwxjrhzpioi22a.png\" title=\"bt-banca-transilvania-logo-9B1B25C64D-seeklogo.com\" alt=\"bt-banca-transilvania-logo-9B1B25C64D-seeklogo.com\" class=\"elementor-animation-sink lazyload\" loading=\"lazy\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 200px; --smush-placeholder-aspect-ratio: 200\/229;\" \/><noscript><img decoding=\"async\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/elementor\/thumbs\/bt-banca-transilvania-logo-9B1B25C64D-seeklogo.com_-rds5pzzamhmi4stcqouabw1gp0jopwxjrhzpioi22a.png\" title=\"bt-banca-transilvania-logo-9B1B25C64D-seeklogo.com\" alt=\"bt-banca-transilvania-logo-9B1B25C64D-seeklogo.com\" class=\"elementor-animation-sink\" loading=\"lazy\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-20bb0b0 elementor-widget-divider--view-line_text elementor-widget-divider--element-align-center elementor-widget elementor-widget-divider\" data-id=\"20bb0b0\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t\t<h4 class=\"elementor-divider__text elementor-divider__element\">\n\t\t\t\tINSTITUTIONAL PARTNERS\t\t\t\t<\/h4>\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f4bc346 elementor-section-content-middle elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"f4bc346\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-e50ba53\" data-id=\"e50ba53\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-5ee5dc5\" data-id=\"5ee5dc5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9eb8aa2 elementor-widget elementor-widget-image\" data-id=\"9eb8aa2\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/lhoft.com\/en\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/lhoft.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4296 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 636px; --smush-placeholder-aspect-ratio: 636\/272;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"272\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/lhoft.png\" class=\"elementor-animation-sink attachment-full size-full wp-image-4296\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-215f1dc\" data-id=\"215f1dc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8896b67 elementor-widget elementor-widget-image\" data-id=\"8896b67\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.rofin.tech\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"128\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/rofintech-300x128.png\" class=\"elementor-animation-sink attachment-medium size-medium wp-image-4301 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/128;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"128\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/rofintech-300x128.png\" class=\"elementor-animation-sink attachment-medium size-medium wp-image-4301\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-fc8bf0a elementor-hidden-mobile\" data-id=\"fc8bf0a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-242c54a elementor-section-content-middle elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"242c54a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-73d387c\" data-id=\"73d387c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4c8bda3 elementor-widget-divider--view-line_text elementor-widget-divider--element-align-center elementor-widget elementor-widget-divider\" data-id=\"4c8bda3\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t\t<h4 class=\"elementor-divider__text elementor-divider__element\">\n\t\t\t\tCRYPTO COMMUNITY PARTNER\t\t\t\t<\/h4>\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dc60b5c elementor-widget elementor-widget-image\" data-id=\"dc60b5c\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/coinsiglieri.com\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img decoding=\"async\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/elementor\/thumbs\/coins-1-rds5q1v080gd23vaoydxy784jk15tyyjh3zfc248vq.png\" title=\"coins\" alt=\"coins\" class=\"elementor-animation-sink lazyload\" loading=\"lazy\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/127;\" \/><noscript><img decoding=\"async\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/elementor\/thumbs\/coins-1-rds5q1v080gd23vaoydxy784jk15tyyjh3zfc248vq.png\" title=\"coins\" alt=\"coins\" class=\"elementor-animation-sink\" loading=\"lazy\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8579857 elementor-section-content-middle elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"8579857\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-3e3f282\" data-id=\"3e3f282\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7fbfad8 elementor-widget-divider--view-line_text elementor-widget-divider--element-align-center elementor-widget elementor-widget-divider\" data-id=\"7fbfad8\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t\t<h4 class=\"elementor-divider__text elementor-divider__element\">\n\t\t\t\tMEDIA PARTNERS\t\t\t\t<\/h4>\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff162b7 elementor-widget__width-auto elementor-widget elementor-widget-image\" data-id=\"ff162b7\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/thepaypers.com\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"128\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/the-paypers-300x128.png\" class=\"elementor-animation-sink attachment-medium size-medium wp-image-4306 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/128;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"128\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/the-paypers-300x128.png\" class=\"elementor-animation-sink attachment-medium size-medium wp-image-4306\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e49377 elementor-widget__width-auto elementor-widget elementor-widget-image\" data-id=\"3e49377\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"http:\/\/metaventis.io\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"128\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/05\/meta.png\" class=\"elementor-animation-sink attachment-medium size-medium wp-image-5652 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/128;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"128\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/05\/meta.png\" class=\"elementor-animation-sink attachment-medium size-medium wp-image-5652\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0a934d9 elementor-widget__width-auto elementor-widget elementor-widget-image\" data-id=\"0a934d9\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"http:\/\/otcrypto.ro\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"128\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/05\/otcrypto.png\" class=\"elementor-animation-sink attachment-medium size-medium wp-image-5648 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/128;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"128\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/05\/otcrypto.png\" class=\"elementor-animation-sink attachment-medium size-medium wp-image-5648\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-b50da5b elementor-section-content-middle elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"b50da5b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-7cd2b68\" data-id=\"7cd2b68\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5e57e6c elementor-section-content-middle elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"5e57e6c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-cae35e8\" data-id=\"cae35e8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-640ad3e elementor-widget-divider--view-line_text elementor-widget-divider--element-align-center elementor-widget elementor-widget-divider\" data-id=\"640ad3e\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t\t<h4 class=\"elementor-divider__text elementor-divider__element\">\n\t\t\t\tMOBILITY PARTNER\t\t\t\t<\/h4>\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a3aa661 elementor-widget elementor-widget-image\" data-id=\"a3aa661\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/black.cab\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"128\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/black-cab-300x128.png\" class=\"elementor-animation-sink attachment-medium size-medium wp-image-4287 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/128;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"128\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/11\/black-cab-300x128.png\" class=\"elementor-animation-sink attachment-medium size-medium wp-image-4287\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3b462ae elementor-section-content-middle elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"3b462ae\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-99d0089\" data-id=\"99d0089\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-585fa11 elementor-widget-divider--view-line_text elementor-widget-divider--element-align-center elementor-widget elementor-widget-divider\" data-id=\"585fa11\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t\t<h4 class=\"elementor-divider__text elementor-divider__element\">\n\t\t\t\tRESEARCH PARTNER\t\t\t\t<\/h4>\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-38edb8a elementor-widget elementor-widget-image\" data-id=\"38edb8a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.isensesolutions.ro\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"128\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/02\/ISENSE.png\" class=\"elementor-animation-sink attachment-medium size-medium wp-image-4923 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/128;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"128\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/02\/ISENSE.png\" class=\"elementor-animation-sink attachment-medium size-medium wp-image-4923\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dd9c5b7 elementor-section-stretched elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"dd9c5b7\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-863ab25\" data-id=\"863ab25\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-97baa87 elementor-widget elementor-widget-menu-anchor\" data-id=\"97baa87\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"news\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d11d2c elementor-widget elementor-widget-heading\" data-id=\"3d11d2c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">News<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-42a2e3f elementor-section-content-middle elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"42a2e3f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-a655a7b\" data-id=\"a655a7b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0099bef elementor-grid-3 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-posts--thumbnail-top load-more-align-center elementor-widget elementor-widget-posts\" data-id=\"0099bef\" data-element_type=\"widget\" data-settings=\"{&quot;pagination_type&quot;:&quot;load_more_on_click&quot;,&quot;classic_columns&quot;:&quot;3&quot;,&quot;classic_columns_tablet&quot;:&quot;2&quot;,&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:35,&quot;sizes&quot;:[]},&quot;classic_row_gap_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;load_more_spinner&quot;:{&quot;value&quot;:&quot;fas fa-spinner&quot;,&quot;library&quot;:&quot;fa-solid&quot;}}\" data-widget_type=\"posts.classic\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-10210 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized tag-ai-in-banking tag-chatbots tag-david-birch\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/banking40.ro\/archive\/banking-4-0-bots-and-bank-accounts-non-human-customers-are-the-next-big-thing-in-banking\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1050\" height=\"503\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/12\/David-G-W-Birch-txt-AI-in-banking.jpg\" class=\"attachment-full size-full wp-image-10212 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1050px; --smush-placeholder-aspect-ratio: 1050\/503;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"1050\" height=\"503\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/12\/David-G-W-Birch-txt-AI-in-banking.jpg\" class=\"attachment-full size-full wp-image-10212\" alt=\"\" \/><\/noscript><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/banking40.ro\/archive\/banking-4-0-bots-and-bank-accounts-non-human-customers-are-the-next-big-thing-in-banking\/\" >\n\t\t\t\tBanking 4.0 \u2013 bots and bank accounts: non-human customers are the next big thing in banking.\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Chatbots are just the beginning of the evolution from the current knowledge-based, generative AI-based tools\u2014such as chatbots that answer questions and generate content\u2014to agents that use models to execute complex, multistep workflows across a digital world, moving from talking to<\/p>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-post__read-more-wrapper\">\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/banking40.ro\/archive\/banking-4-0-bots-and-bank-accounts-non-human-customers-are-the-next-big-thing-in-banking\/\" aria-label=\"Read more about Banking 4.0 \u2013 bots and bank accounts: non-human customers are the next big thing in banking.\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-10142 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized tag-david-birch tag-digital-identity tag-digital-public-infrastructure tag-is-a-person-credential\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/banking40.ro\/archive\/i-am-a-person-the-bank-says-so-if-you-want-to-know-who-i-am-ask-someone-who-already-knows\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1050\" height=\"488\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/11\/David-G-W-Birch-internet-traffic.jpg\" class=\"attachment-full size-full wp-image-10145 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1050px; --smush-placeholder-aspect-ratio: 1050\/488;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"1050\" height=\"488\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/11\/David-G-W-Birch-internet-traffic.jpg\" class=\"attachment-full size-full wp-image-10145\" alt=\"\" \/><\/noscript><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/banking40.ro\/archive\/i-am-a-person-the-bank-says-so-if-you-want-to-know-who-i-am-ask-someone-who-already-knows\/\" >\n\t\t\t\tI am a person: the bank says so. If you want to know who I am, ask someone who already knows.\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>When you go to a web site and are asked to distinguish between a moped and a motorcycle or some stairs and ladder in order to prove that you are an actual person (rather pointlessly, as it happens, since robots<\/p>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-post__read-more-wrapper\">\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/banking40.ro\/archive\/i-am-a-person-the-bank-says-so-if-you-want-to-know-who-i-am-ask-someone-who-already-knows\/\" aria-label=\"Read more about I am a person: the bank says so. If you want to know who I am, ask someone who already knows.\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9962 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized tag-capgemini-research tag-cloud-migration-in-banking tag-world-cloud-report-for-financial-services-2025\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/banking40.ro\/archive\/majority-of-banks-and-insurers-struggle-to-maximize-the-value-from-their-cloud-investments-study-the-topic-will-be-explore-at-banking-4-0\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"421\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/06\/swift-cloud-1024x421-1.jpg\" class=\"attachment-full size-full wp-image-6268 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/421;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"421\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/06\/swift-cloud-1024x421-1.jpg\" class=\"attachment-full size-full wp-image-6268\" alt=\"\" \/><\/noscript><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/banking40.ro\/archive\/majority-of-banks-and-insurers-struggle-to-maximize-the-value-from-their-cloud-investments-study-the-topic-will-be-explore-at-banking-4-0\/\" >\n\t\t\t\tMajority of banks and insurers struggle to maximize the value from their cloud investments \u2013 study. The topic will be explore at Banking 4.0.\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>A report from Capgemini has\u00a0found\u00a0significant levels of dissapointment with cloud services among financial services firms, with less than 40% of executives saying they are highly satisfied with the outcome.\u00a0Protecting customer data and maintaining privacy is a challenge for the industry.<\/p>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-post__read-more-wrapper\">\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/banking40.ro\/archive\/majority-of-banks-and-insurers-struggle-to-maximize-the-value-from-their-cloud-investments-study-the-topic-will-be-explore-at-banking-4-0\/\" aria-label=\"Read more about Majority of banks and insurers struggle to maximize the value from their cloud investments \u2013 study. The topic will be explore at Banking 4.0.\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9953 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized tag-ai-in-banking tag-alex-kreger-founder-ceo-of-uxda tag-emotionally-intelligent-banking\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/banking40.ro\/archive\/emotional-ai-in-banking-next-gen-personalization-or-privacy-killer-the-topic-will-be-explore-at-banking-4-0\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1050\" height=\"487\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/11\/Alex-Kreger-UXDA-founder-txt-emotionally-intelligent-banking.jpg\" class=\"attachment-full size-full wp-image-9956 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1050px; --smush-placeholder-aspect-ratio: 1050\/487;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"1050\" height=\"487\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/11\/Alex-Kreger-UXDA-founder-txt-emotionally-intelligent-banking.jpg\" class=\"attachment-full size-full wp-image-9956\" alt=\"\" \/><\/noscript><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/banking40.ro\/archive\/emotional-ai-in-banking-next-gen-personalization-or-privacy-killer-the-topic-will-be-explore-at-banking-4-0\/\" >\n\t\t\t\tEmotional AI in banking: next-gen personalization or privacy killer? The topic will be explore at Banking 4.0.\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Emotional AI could become a key driver of customer satisfaction and retention in the coming years. Banks have always been at the forefront of data collection. With advancements in artificial intelligence (AI) and emotional analytics, banks are poised to leverage<\/p>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-post__read-more-wrapper\">\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/banking40.ro\/archive\/emotional-ai-in-banking-next-gen-personalization-or-privacy-killer-the-topic-will-be-explore-at-banking-4-0\/\" aria-label=\"Read more about Emotional AI in banking: next-gen personalization or privacy killer? The topic will be explore at Banking 4.0.\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9922 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized tag-irina-carcu-regional-sales-director tag-montran tag-qr-code-based-instant-payments-solution\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/banking40.ro\/archive\/p-montran-offers-banks-a-comprehensive-solution-for-ropay-integration\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"897\" height=\"540\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/11\/Montran-plati-instant-prin-cod-QR.jpg\" class=\"attachment-full size-full wp-image-9924 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 897px; --smush-placeholder-aspect-ratio: 897\/540;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"897\" height=\"540\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/11\/Montran-plati-instant-prin-cod-QR.jpg\" class=\"attachment-full size-full wp-image-9924\" alt=\"\" \/><\/noscript><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/banking40.ro\/archive\/p-montran-offers-banks-a-comprehensive-solution-for-ropay-integration\/\" >\n\t\t\t\t(P) Montran offers banks a comprehensive solution for RoPay integration\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Montran, the provider of RoPay, the central QR code-based instant payments solution, now offers a comprehensive package to help commercial banks seamlessly join the new payment scheme. While the central RoPay system has been live for several months, banks still<\/p>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-post__read-more-wrapper\">\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/banking40.ro\/archive\/p-montran-offers-banks-a-comprehensive-solution-for-ropay-integration\/\" aria-label=\"Read more about (P) Montran offers banks a comprehensive solution for RoPay integration\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9916 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized tag-ai-adoption-in-banking tag-bbva tag-chatgpt tag-genai-in-finance tag-university-of-navarra\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/banking40.ro\/archive\/bbva-partners-with-the-university-of-navarra-to-train-top-executives-in-genai-the-bank-has-already-trained-50000-employees-in-data-science\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1026\" height=\"477\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/11\/BBVA-AI-adoption.jpg\" class=\"attachment-full size-full wp-image-9918 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1026px; --smush-placeholder-aspect-ratio: 1026\/477;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"1026\" height=\"477\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2024\/11\/BBVA-AI-adoption.jpg\" class=\"attachment-full size-full wp-image-9918\" alt=\"\" \/><\/noscript><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/banking40.ro\/archive\/bbva-partners-with-the-university-of-navarra-to-train-top-executives-in-genai-the-bank-has-already-trained-50000-employees-in-data-science\/\" >\n\t\t\t\tBBVA partners with the University of Navarra to train top executives in GenAI. The bank has already trained 50,000 employees in data science.\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>After training more than 50,000 employees in data, BBVA is now busy developing a new program, this time alongside the University of Navarra and focused on the use of tools such as ChatGPT. \u201eThe aim is to boost productivity by<\/p>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-post__read-more-wrapper\">\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/banking40.ro\/archive\/bbva-partners-with-the-university-of-navarra-to-train-top-executives-in-genai-the-bank-has-already-trained-50000-employees-in-data-science\/\" aria-label=\"Read more about BBVA partners with the University of Navarra to train top executives in GenAI. The bank has already trained 50,000 employees in data science.\" tabindex=\"-1\" >\n\t\t\tRead More \u00bb\t\t<\/a>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\t\t\t<span class=\"e-load-more-spinner\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-spinner\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M304 48c0 26.51-21.49 48-48 48s-48-21.49-48-48 21.49-48 48-48 48 21.49 48 48zm-48 368c-26.51 0-48 21.49-48 48s21.49 48 48 48 48-21.49 48-48-21.49-48-48-48zm208-208c-26.51 0-48 21.49-48 48s21.49 48 48 48 48-21.49 48-48-21.49-48-48-48zM96 256c0-26.51-21.49-48-48-48S0 229.49 0 256s21.49 48 48 48 48-21.49 48-48zm12.922 99.078c-26.51 0-48 21.49-48 48s21.49 48 48 48 48-21.49 48-48c0-26.509-21.491-48-48-48zm294.156 0c-26.51 0-48 21.49-48 48s21.49 48 48 48 48-21.49 48-48c0-26.509-21.49-48-48-48zM108.922 60.922c-26.51 0-48 21.49-48 48s21.49 48 48 48 48-21.49 48-48-21.491-48-48-48z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\n\t\t\t\t<div class=\"e-load-more-anchor\" data-page=\"1\" data-max-page=\"43\" data-next-page=\"https:\/\/banking40.ro\/archive\/wp-json\/wp\/v2\/pages\/4725\/page\/2\/\"><\/div>\n\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"#\" class=\"elementor-button-link elementor-button\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Load More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<div class=\"e-load-more-message\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-66e1d12 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"66e1d12\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2a96855 elementor-section-stretched elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"2a96855\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-41b3d5d\" data-id=\"41b3d5d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3055aab elementor-widget elementor-widget-menu-anchor\" data-id=\"3055aab\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"competition\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c79f5d6 elementor-widget elementor-widget-heading\" data-id=\"c79f5d6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-medium\">Banking 4.0 - web 3.0 project\u00a0competition<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2197eaa elementor-widget__width-auto elementor-widget elementor-widget-text-editor\" data-id=\"2197eaa\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Consistent with the idea of \u200b\u200bpromoting emerging technologies in the new digital economy, the <strong>NOCASH EVENTS <\/strong>company continues the Banking 4.0 event series &#8211; this year&#8217;s spring edition being dedicated to blockchain technology.<\/p><p>The international conference comes with a new start-up competition of blockchain projects &#8220;made in Romania&#8221;, intended to highlight the most promising ideas and business models, developed on blockchain technology.<\/p><p>The organizers of Banking 4.0, together with <a href=\"https:\/\/coinsiglieri.com\/\" target=\"_blank\" rel=\"noopener\"><strong>COINsiglieri<\/strong><\/a>, will select companies that are at most in the seed stage.<\/p><p>If your business also offers such a revolutionary business model or that solves a real problem by using blockchain, we invite you to register in the competition. Complete the registration form <strong>here<\/strong>. The last day of registration is June 7, till 05.00 pm.<\/p><p><strong>Presentation<\/strong><\/p><p>Each start-up will have a 7-minute pitch, followed by another 3-minute Q&amp;A session. It is up to each contestant how they will use their allotted time to convince the jury. It could be a pdf, a demo, or anything else deemed more relevant.<\/p><p><strong>Judging criteria<\/strong><\/p><p>The minimum criteria taken into account are presented as follows:<\/p><div><span style=\"color: #00ccff;\"><b>. the problem it solves \u2013 the impact of the proposed solution<br \/>. business\u00a0model<\/b><\/span><\/div><div><span style=\"color: #00ccff;\"><b>. scalability \/ market projection<br \/>. originality &amp; innovation<br \/>. product readiness<br \/>. community strength<br \/>. legal compliance<br \/>. team<br \/>. UX<br \/>. best presentation<\/b><\/span><\/div><div>\u00a0<\/div><p style=\"text-align: justify;\">Each evaluation criterion is scored from 1 to 10.<\/p><p style=\"text-align: justify;\">The final score will result from the summation of the points received on each separate criterion.<\/p><p style=\"text-align: justify;\">In case of equal points, the tie-breaker will be made after a new final round with another 5 minutes of presentation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5efc77e elementor-widget elementor-widget-heading\" data-id=\"5efc77e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/stup.bancatransilvania.ro\/\" target=\"_blank\">The jury<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-215e4e4 elementor-widget elementor-widget-heading\" data-id=\"215e4e4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/stup.bancatransilvania.ro\/\" target=\"_blank\">Awards<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cce93f7 elementor-widget elementor-widget-text-editor\" data-id=\"cce93f7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\">The first three winners will receive extremely attractive and complete service packages for a start-up at the beginning of its business journey, looking for financing and consulting.<\/p><p style=\"text-align: center;\">Our competition offers 1st place with 112,800 EUR in services, products, and perks from partners, 2nd place with 21,300<span class=\"fontstyle0\">\u00a0<\/span>EUR in services, products, and perks and 3rd place with 18,800<br \/>EUR \u00a0in services, products, and perks, providing an opportunity for your startup to win valuable resources to help grow your business.<\/p><p style=\"text-align: center;\">\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ff9bec elementor-widget elementor-widget-image\" data-id=\"5ff9bec\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1080\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/05\/1-13.jpg\" class=\"attachment-full size-full wp-image-6237 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1920px; --smush-placeholder-aspect-ratio: 1920\/1080;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1080\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/05\/1-13.jpg\" class=\"attachment-full size-full wp-image-6237\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fef9e30 elementor-widget elementor-widget-image\" data-id=\"fef9e30\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1080\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/05\/2-13.jpg\" class=\"attachment-full size-full wp-image-6238 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1920px; --smush-placeholder-aspect-ratio: 1920\/1080;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1080\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/05\/2-13.jpg\" class=\"attachment-full size-full wp-image-6238\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f9db7c elementor-widget elementor-widget-image\" data-id=\"3f9db7c\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1024\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/05\/3-10.jpg\" class=\"attachment-full size-full wp-image-6239 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1920px; --smush-placeholder-aspect-ratio: 1920\/1024;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1024\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/05\/3-10.jpg\" class=\"attachment-full size-full wp-image-6239\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8de4282 elementor-widget elementor-widget-text-editor\" data-id=\"8de4282\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\">Registration<br \/>500 euro\/project registration fee<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4d405be elementor-button-success elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4d405be\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-xl\" href=\"https:\/\/docs.google.com\/forms\/d\/e\/1FAIpQLScoX5wwNmZUIxa7Nv_GD62nQy8dP1zXK4YcifsWanVZa9vxsg\/viewform\" target=\"_blank\" rel=\"nofollow\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-edit\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M402.3 344.9l32-32c5-5 13.7-1.5 13.7 5.7V464c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V112c0-26.5 21.5-48 48-48h273.5c7.1 0 10.7 8.6 5.7 13.7l-32 32c-1.5 1.5-3.5 2.3-5.7 2.3H48v352h352V350.5c0-2.1.8-4.1 2.3-5.6zm156.6-201.8L296.3 405.7l-90.4 10c-26.2 2.9-48.5-19.2-45.6-45.6l10-90.4L432.9 17.1c22.9-22.9 59.9-22.9 82.7 0l43.2 43.2c22.9 22.9 22.9 60 .1 82.8zM460.1 174L402 115.9 216.2 301.8l-7.3 65.3 65.3-7.3L460.1 174zm64.8-79.7l-43.2-43.2c-4.1-4.1-10.8-4.1-14.8 0L436 82l58.1 58.1 30.9-30.9c4-4.2 4-10.8-.1-14.9z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Register Here<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6725b45 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6725b45\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-cc953a2\" data-id=\"cc953a2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-33223ec elementor-widget elementor-widget-text-editor\" data-id=\"33223ec\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: justify;\"><em>&#8220;The NOCASH gala event was an exceptional platform that not only acknowledged, but also celebrated the innovative strides made in the field of blockchain technology. It is events like these that bring together the best minds in the industry, fostering a sense of unity, collaboration, and mutual respect among all participants. We were particularly impressed by the level of professionalism, organization, and dedication to excellence that NOCASH demonstrated throughout the event.<\/em><\/p><div dir=\"auto\" style=\"text-align: justify;\">\u00a0<\/div><div dir=\"auto\" style=\"text-align: justify;\"><em>The award we received is a milestone for Farm.XYZ, and it is with the utmost pride and humility that we accept it. This recognition inspires us to continue our pursuit of innovation, constantly challenging ourselves to drive the envelope further in the blockchain technology space.<\/em><\/div><div dir=\"auto\" style=\"text-align: justify;\">\u00a0<\/div><div dir=\"auto\" style=\"text-align: justify;\"><em>To NOCASH, your commitment to advancing the blockchain ecosystem is commendable. Your efforts to spotlight and champion emerging technologies make a significant impact in shaping the future of digital economy. We look forward to more opportunities to collaborate and to celebrate the fruits of this ever-evolving industry together.&#8221;<\/em><\/div><div dir=\"auto\" style=\"text-align: justify;\">\u00a0<\/div><div dir=\"auto\" style=\"text-align: justify;\">Alex Mincu &#8211; Founder &amp; CEO, Farm.XYZ, the winner\u00a0of\u00a02022\u00a0Edition<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-12e705f\" data-id=\"12e705f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6ef2535 elementor-widget elementor-widget-image\" data-id=\"6ef2535\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"488\" height=\"524\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/05\/alex-micu-1.jpg\" class=\"attachment-full size-full wp-image-5874 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 488px; --smush-placeholder-aspect-ratio: 488\/524;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"488\" height=\"524\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/05\/alex-micu-1.jpg\" class=\"attachment-full size-full wp-image-5874\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">Foto: Alex MIncu' s pitch at Banking 4.0 start-up competition in 2022<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-b839415 elementor-widget elementor-widget-heading\" data-id=\"b839415\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/stup.bancatransilvania.ro\/\" target=\"_blank\">Partners<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-64cdb62 elementor-widget elementor-widget-text-editor\" data-id=\"64cdb62\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3 style=\"text-align: center;\"><a href=\"https:\/\/alephbusiness.ro\/\" target=\"_blank\" rel=\"noopener\">Aleph Business<\/a> \/ <a href=\"https:\/\/block3000.com\" target=\"_blank\" rel=\"noopener\">block3000<\/a> \/ <a href=\"https:\/\/bonex.org\/\" target=\"_blank\" rel=\"noopener\">BoneX<\/a> \u00a0\/ <a href=\"https:\/\/clusterpower.com\/\" target=\"_blank\" rel=\"noopener\">Cluster Power<\/a> \/ <a href=\"https:\/\/coinsiglieri.com\/\" target=\"_blank\" rel=\"noopener\">COINsiglieri<\/a> \/ <a href=\"https:\/\/onetiu.com\/\" target=\"_blank\" rel=\"noopener\">Cristian Onetiu<\/a> \/ <a href=\"https:\/\/www.cryptocoin.pro\/\" target=\"_blank\" rel=\"noopener\">CryptoCoin.Pro<\/a> \/ <a href=\"https:\/\/financialcrimeacademy.org\" target=\"_blank\" rel=\"noopener\">Financial Crime Academy<\/a> \/\u00a0<a href=\"https:\/\/herityseed.io\/\" target=\"_blank\" rel=\"noopener\">Herity Seed<\/a> \/ <a href=\"https:\/\/banking40.ro\/speaker\/ioana-alexandra-frincu\/\" target=\"_blank\" rel=\"noopener\">Ioana Frincu<\/a> \/ <a href=\"https:\/\/jasill.com\/en\/\">JASILL Accounting<\/a> \/ <a href=\"https:\/\/leaders-tribe.com\/\" target=\"_blank\" rel=\"noopener\">Leaders Tribe<\/a> \/ <a href=\"https:\/\/www.linkedin.com\/in\/mihaidanielmarius\/\" target=\"_blank\" rel=\"noopener\">Mihai Daniel<\/a> \/ <a href=\"https:\/\/www.moonboundmastermind.com\" target=\"_blank\" rel=\"noopener\">Moonbound<\/a> \/ <a href=\"https:\/\/nftbucharest.xyz\/\" target=\"_blank\" rel=\"noopener\">NFT Bucharest<\/a> \/\u00a0 <a href=\"https:\/\/www.nftshoweurope.com\/\" target=\"_blank\" rel=\"noopener\">NFT Show Europe<\/a> \u00a0<\/h3><h3 style=\"text-align: center;\"><a href=\"http:\/\/www.notoriusicons.ro\/\" target=\"_blank\" rel=\"noopener\">Notorius University<\/a> \/ <a href=\"https:\/\/www.openvc.app\/\" target=\"_blank\" rel=\"noopener\">OpenVC<\/a> \/ <a href=\"https:\/\/romlux.org\" target=\"_blank\" rel=\"noopener\">Romlux<\/a> \u00a0\/\u00a0 <a href=\"https:\/\/slvlegal.com\/\" target=\"_blank\" rel=\"noopener\">SLV Legal<\/a> \/ <a href=\"https:\/\/smarters.ro\/\" target=\"_blank\" rel=\"noopener\">SMARTERS<\/a> \/ <a href=\"https:\/\/www.sunt.io\/\" target=\"_blank\" rel=\"noopener\">Sunt.IO<\/a> \/ <a href=\"https:\/\/tokero.com\/ro\/\" target=\"_blank\" rel=\"noopener\">TOKERO<\/a> \/ <a href=\"https:\/\/unchainfestival.com\/\" target=\"_blank\" rel=\"noopener\">Unchain Fintech Festival<\/a> \/\u00a0 <a href=\"https:\/\/www.vdlawgroup.com\/\" target=\"_blank\" rel=\"noopener\">VD Law Group<\/a><\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c58eadf elementor-section-stretched elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"c58eadf\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-209d3a6\" data-id=\"209d3a6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-805ad2c elementor-widget elementor-widget-menu-anchor\" data-id=\"805ad2c\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"previ\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c045bf elementor-widget elementor-widget-heading\" data-id=\"5c045bf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">NOCASHTV<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-691fe19 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"691fe19\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-855df8d\" data-id=\"855df8d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8d99f11 elementor-widget elementor-widget-image\" data-id=\"8d99f11\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.youtube.com\/watch?v=fDhTG4vOSo8\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1477\" height=\"1036\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/04\/poza3.jpg\" class=\"attachment-full size-full wp-image-5412 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1477px; --smush-placeholder-aspect-ratio: 1477\/1036;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"1477\" height=\"1036\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/04\/poza3.jpg\" class=\"attachment-full size-full wp-image-5412\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-3c98413\" data-id=\"3c98413\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0b1e393 elementor-widget elementor-widget-image\" data-id=\"0b1e393\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.youtube.com\/watch?v=9LpAo-E7Kkg\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1477\" height=\"1036\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/04\/1.jpg\" class=\"attachment-full size-full wp-image-5394 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1477px; --smush-placeholder-aspect-ratio: 1477\/1036;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"1477\" height=\"1036\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/04\/1.jpg\" class=\"attachment-full size-full wp-image-5394\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-4483c3c\" data-id=\"4483c3c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-326549c elementor-widget elementor-widget-image\" data-id=\"326549c\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.youtube.com\/watch?v=xC32PbrHFk4\" target=\"_blank\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1477\" height=\"1036\" data-src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/04\/poza2-1.jpg\" class=\"attachment-full size-full wp-image-5403 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 1477px; --smush-placeholder-aspect-ratio: 1477\/1036;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"1477\" height=\"1036\" src=\"https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2023\/04\/poza2-1.jpg\" class=\"attachment-full size-full wp-image-5403\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c086be7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c086be7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-76591e5\" data-id=\"76591e5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>The blockchain technology impact in the new\u00a0digital\u00a0economy Crypto, DeFi &#038; Digital Assets WHERE STUPBucharest, Romania WHEN May23, 2023 Get Tickets View Agenda https:\/\/banking40.ro\/archive\/wp-content\/uploads\/2022\/10\/banking40background.mp4 The blockchain technology impact in the new\u00a0digital\u00a0economy WHERE STUPBucharest, Romania WHEN May23 2023 Get Tickets View Agenda [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-4725","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/banking40.ro\/archive\/wp-json\/wp\/v2\/pages\/4725","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/banking40.ro\/archive\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/banking40.ro\/archive\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/banking40.ro\/archive\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/banking40.ro\/archive\/wp-json\/wp\/v2\/comments?post=4725"}],"version-history":[{"count":0,"href":"https:\/\/banking40.ro\/archive\/wp-json\/wp\/v2\/pages\/4725\/revisions"}],"wp:attachment":[{"href":"https:\/\/banking40.ro\/archive\/wp-json\/wp\/v2\/media?parent=4725"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}