{"id":5,"date":"2016-09-01T14:38:08","date_gmt":"2016-09-01T14:38:08","guid":{"rendered":"http:\/\/bridge85.qodeinteractive.com\/?page_id=5"},"modified":"2026-05-08T16:07:34","modified_gmt":"2026-05-08T16:07:34","slug":"archive2025","status":"publish","type":"page","link":"https:\/\/banking40.ro\/academy\/archive2025\/","title":{"rendered":"Home – 2025 Edition"},"content":{"rendered":"

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The Banking 4.0 Summer School focuses on four core themes: Monetization, Efficiency, Modeling, and Optimization (MEMO), each deeply integrated with artificial intelligence.<\/h4>\n<\/div><\/div><\/div><\/div>[vc_row_inner row_type=”row” type=”grid” text_align=”left” css_animation=””][vc_column_inner width=”1\/4″][vc_single_image image=”304″ img_size=”full” qode_css_animation=””][vc_empty_space height=”34px”][vc_column_text]<\/p>\n

What to expect?<\/b><\/h2>\n

[\/vc_column_text][vc_empty_space height=”21px”][vc_column_text]\u2705 Interactive workshops & case studies
\n\u2705 Insights from top banking & fintech experts
\n\u2705 Structured networking opportunities
\n\u2705 Practical solutions for real-world challenges<\/p>\n

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Who is this for?\u00a0<\/b><\/h2>\n

[\/vc_column_text][vc_empty_space height=”21px”][vc_column_text]\u2705 Banking, fintech, consulting, and regulatory professionals
\n\u2705 Managers in strategy, digital banking, risk, and compliance
\n\u2705 IT, cybersecurity, and operations specialists
\n\u2705 Fintech founders & teams
\n\u2705 Advanced students in fintech & digital banking[\/vc_column_text][vc_empty_space height=”52px”][vc_empty_space height=”19px”][\/vc_column_inner][vc_column_inner width=”1\/4″][vc_single_image image=”302″ img_size=”full” qode_css_animation=””][vc_empty_space height=”34px”][vc_column_text]<\/p>\n

What will you learn?\u00a0<\/b><\/h2>\n

[\/vc_column_text][vc_empty_space height=”21px”][vc_column_text]\u2705 Banking innovation & process optimization
\n\u2705 AI, open banking & embedded finance integration
\n\u2705 Risk management & regulatory compliance
\n\u2705 Personalized digital products & customer experience
\n\u2705 Collaboration with fintechs & modern payments[\/vc_column_text][vc_empty_space height=”19px”][vc_empty_space height=”52px”][\/vc_column_inner][vc_column_inner width=”1\/4″][vc_single_image image=”433″ img_size=”full” qode_css_animation=””][vc_empty_space height=”34px”][vc_column_text]<\/p>\n

What this is NOT?<\/b><\/h2>\n

[\/vc_column_text][vc_column_text]\u274c Not just theory \u2013 focus on real case studies & simulations
\n\u274c More than digitalization \u2013 includes processes & regulations
\n\u274c Not just networking \u2013 hands-on learning is the priority[\/vc_column_text][vc_empty_space height=”19px”][vc_empty_space height=”52px”][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css_animation=”” row_type=”row” use_row_as_full_screen_section=”no” type=”grid” angled_section=”no” text_align=”left” background_image_as_pattern=”without_pattern” css=”.vc_custom_1472803885036{padding-top: 93px !important;padding-bottom: 40px !important;background-color: #f6f6f6 !important;}”][vc_column width=”1\/3″ offset=”vc_col-lg-offset-4 vc_col-lg-4 vc_col-md-offset-0 vc_col-md-4 vc_col-sm-offset-1″][\/vc_column][vc_column width=”1\/3″ offset=”vc_col-lg-offset-0 vc_col-lg-4 vc_col-md-offset-0 vc_col-md-4 vc_col-sm-offset-1″][\/vc_column][vc_column width=”1\/3″ offset=”vc_col-lg-offset-0 vc_col-lg-4 vc_col-md-offset-0 vc_col-md-4 vc_col-sm-offset-1″][\/vc_column][vc_column width=”1\/3″ offset=”vc_col-lg-offset-4 vc_col-lg-4″][\/vc_column][\/vc_row][vc_row row_type=”parallax” parallax_content_width=”in_grid” text_align=”left” full_screen_section_height=”no” background_image=”27″][vc_column css=”.vc_custom_1472805182667{padding-top: 111px !important;padding-bottom: 44px !important;}”][vc_row_inner row_type=”row” type=”full_width” text_align=”left” css_animation=””][vc_column_inner offset=”vc_col-lg-6 vc_col-md-6″][vc_column_text]<\/p>\n

Banking 4.0 Summer School Success Metrics<\/span><\/h2>\n

[\/vc_column_text][vc_empty_space height=”21px”][vc_column_text]Recognizing the need for continuous professional development, we expanded our mission to create a high-level summer school designed specifically for board-level and middle management professionals with extensive experience in banking, fintech, insurance, and telecommunications.<\/span>[\/vc_column_text][vc_empty_space height=”36px”]Learn more<\/a>[vc_empty_space height=”50px”][\/vc_column_inner][vc_column_inner offset=”vc_col-lg-6 vc_col-md-6″]

Executive Growth<\/span><\/span>0<\/span>%<\/span><\/h3>
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Applied Learning<\/span><\/span>0<\/span>%<\/span><\/h3>
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Industry Engagement<\/span><\/span>0<\/span>%<\/span><\/h3>
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Learn From The Best Lecturers<\/span><\/h2>\n

[\/vc_column_text][vc_empty_space height=”21px”][vc_column_text]Over the past decade, the Banking 4.0 Conferences have cemented their reputation as the premier event for exploring the intersection of emerging technologies and banking.<\/span>[\/vc_column_text][vc_empty_space height=”104px”][vc_row_inner row_type=”row” type=”full_width” text_align=”center” css_animation=””][vc_column_inner width=”1\/2″ offset=”vc_col-lg-3 vc_col-md-3″]

10<\/span><\/div>[vc_empty_space height=”2px”][vc_column_text]<\/p>\n

Years of Banking 4.0 Conferences<\/span><\/h3>\n

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35<\/span><\/div>[vc_empty_space height=”2px”][vc_column_text]<\/p>\n

Participant countries<\/span><\/h3>\n

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80<\/span><\/div>[vc_empty_space height=”2px”][vc_column_text]<\/p>\n

Partners<\/span><\/h3>\n

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1000<\/span><\/div>[vc_empty_space height=”2px”][vc_column_text]<\/p>\n

Industry experts\u00a0\u00a0engaged<\/span><\/h3>\n

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Join expert-led discussions on AI, digital banking, and fintech innovation.<\/h4>\n

Connect with industry leaders and expand your knowledge.<\/h4>\n<\/div><\/div>
Contact us now<\/a><\/div><\/div><\/div><\/div>[\/vc_column][\/vc_row][vc_row css_animation=”” row_type=”row” use_row_as_full_screen_section=”no” type=”grid” angled_section=”no” text_align=”center” background_image_as_pattern=”without_pattern” css=”.vc_custom_1472807864548{padding-top: 75px !important;padding-bottom: 89px !important;background-color: #f6f6f6 !important;}”][vc_column][qode_elements_holder number_of_columns=”two_columns”][qode_elements_holder_item vertical_alignment=”middle” advanced_animations=”no” item_padding_600_768=”0 0 40px 0″ item_padding_480_600=”0 0 40px 0″ item_padding_480=”0 0 40px 0″][vc_video link=”https:\/\/www.youtube.com\/watch?v=2vK-SakaE68″ css_animation=”none”][vc_empty_space height=”21px”][\/qode_elements_holder_item][qode_elements_holder_item vertical_alignment=”middle” advanced_animations=”no” item_padding=”0 5%”][vc_column_text]<\/p>\n

What they say about us<\/h2>\n

[\/vc_column_text][vc_empty_space height=”30px”][vc_column_text]From decades of transformative conferences to pioneering new frontiers in banking education, Banking 4.0 has become a hub for the brightest minds in South-Eastern Europe. With the launch of our high-level summer school, the Banking 4.0 \u2013 Summer School we continue this tradition by bringing together seasoned professionals to explore, innovate, and shape the future of banking.[\/vc_column_text][vc_empty_space height=”40px”][\/qode_elements_holder_item][\/qode_elements_holder][\/vc_column][\/vc_row][vc_row css_animation=”” row_type=”row” use_row_as_full_screen_section=”no” type=”grid” angled_section=”no” text_align=”center” background_image_as_pattern=”without_pattern” css=”.vc_custom_1478251344726{background-color: #f6f6f6 !important;}”][vc_column][vc_row_inner row_type=”row” type=”full_width” text_align=”left” css_animation=”” el_id=”about” css=”.vc_custom_1741877511873{padding-top: 35px !important;}”][vc_column_inner][vc_column_text]<\/p>\n

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Behind the Summer School: The Origins and Evolution of Our Initiative<\/h2>\n

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For almost a decade, every November, we have organized Banking 4.0, the premier international conference in South-Eastern Europe dedicated to the impact of emerging technologies on banking.<\/p>\n

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Over the years, we have provided the financial-banking community with a platform to engage with hundreds of international experts, including senior bankers, top consultants, central regulators, world-class futurologists, and successful entrepreneurs. Our participants have not only benefited from high-quality networking but have also generated business leads and secured partnerships.<\/p>\n

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Beyond networking, continuous professional development has become essential for industry leaders to keep pace with the rapid technological advancements reshaping business models and presenting new challenges.<\/p>\n

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To address this need, we are launching the Banking 4.0 – Summer School, a high-level summer school designed for Board-2 middle management professionals with at least 10 years of experience in banking, fintech, insurance, or telecommunications.<\/p>\n

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Lecturers<\/span><\/h2>\n

[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner row_type=”row” type=”full_width” text_align=”center” css_animation=””][vc_column_inner width=”1\/4″][vc_single_image image=”486″ img_size=”full” alignment=”center” style=”vc_box_outline_circle” border_color=”blue” onclick=”custom_link” qode_css_animation=”element_from_fade” qode_hover_animation=”zoom_in” link=”https:\/\/banking40.ro\/academy\/eliad-saporta-the-get-things-done-guy\/”][vc_column_text css=”.vc_custom_1745924501573{margin-bottom: 5px !important;padding-top: 15px !important;}”]<\/p>\n

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Eliad Saporta<\/a><\/span><\/strong><\/h4>\n

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Eliad has been working in the payment industry since 2011 as COO of several Payment Service Providers and Fintech startups in Europe, US and South Africa. In 2016 Eliad founded Coriunder, a Backend-As-A-Service Orchestration, helping PSPs globally …
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[\/vc_column_text]Learn More<\/i><\/a>[\/vc_column_inner][vc_column_inner width=”1\/4″][vc_single_image image=”716″ img_size=”full” alignment=”center” style=”vc_box_outline_circle” border_color=”blue” onclick=”custom_link” qode_css_animation=”element_from_fade” qode_hover_animation=”zoom_in” link=”https:\/\/banking40.ro\/academy\/niek-ten-hove\/”][vc_column_text css=”.vc_custom_1747724224139{margin-bottom: 5px !important;padding-top: 15px !important;}”]<\/p>\n

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Niek ten Hove<\/a><\/span><\/strong><\/h4>\n

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Niek helps executives and organizations unlock sustainable business value through Data & AI. He supports leaders in driving complex transformations\u2014where digital capabilities are not just tools for efficiency, but catalysts for long-term, strategic impact. Strategic management professional with 14+ years …<\/span><\/strong><\/p>\n<\/div>\n

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[\/vc_column_text]Learn More<\/i><\/a>[\/vc_column_inner][vc_column_inner width=”1\/4″][vc_single_image image=”438″ img_size=”full” alignment=”center” style=”vc_box_outline_circle” border_color=”blue” onclick=”custom_link” qode_css_animation=”element_from_fade” qode_hover_animation=”zoom_in” link=”https:\/\/banking40.ro\/academy\/andres-lehtmets\/”][vc_column_text css=”.vc_custom_1745924534635{margin-bottom: 5px !important;padding-top: 15px !important;}”]<\/p>\n

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Andres Lehtmets<\/a><\/span><\/strong><\/h4>\n

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The architect of the EU Supervisory Digital Finance Academy, a training program that has equipped over 1,500 financial supervisors across the EU to manage the risks and opportunities presented by advanced technologies in the financial sector …<\/span><\/strong><\/div>\n
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[\/vc_column_text]Learn More<\/i><\/a>[\/vc_column_inner][vc_column_inner width=”1\/4″][vc_single_image image=”523″ img_size=”full” alignment=”center” style=”vc_box_outline_circle” border_color=”blue” onclick=”custom_link” qode_css_animation=”element_from_fade” qode_hover_animation=”zoom_in” link=”https:\/\/banking40.ro\/academy\/meital-raviv\/”][vc_column_text css=”.vc_custom_1745924545709{margin-bottom: 5px !important;padding-top: 15px !important;}”]<\/p>\n

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Meital Raviv<\/a><\/span><\/strong><\/h4>\n

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Meital Raviv is a fintech and innovation leader with over 23 years of experience in financial services, digital transformation, AI adoption, and strategic growth. As the Founder & CEO of MERA, she advises banks, fintechs, and corporates on AI-driven business models …<\/span><\/strong><\/div>\n
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[\/vc_column_text]Learn More<\/i><\/a>[\/vc_column_inner][\/vc_row_inner][vc_row_inner row_type=”row” type=”full_width” text_align=”center” css_animation=”” css=”.vc_custom_1743588406121{padding-top: 65px !important;}”][vc_column_inner width=”1\/4″][vc_single_image image=”605″ img_size=”full” alignment=”center” style=”vc_box_outline_circle” border_color=”blue” onclick=”custom_link” qode_css_animation=”element_from_fade” qode_hover_animation=”zoom_in” link=”https:\/\/banking40.ro\/academy\/madalina-manoiu\/”][vc_column_text css=”.vc_custom_1748249811234{margin-bottom: 5px !important;padding-top: 15px !important;}”]<\/p>\n

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Madalina Manoiu<\/a><\/span><\/strong><\/h4>\n

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Madalina Manoiu is a visiting professor in AI and Machine Learning at the Lucerne University of Applied Sciences and Arts, Switzerland. With 17+ years of corporate experience across four continents – including the past decade dedicated to …<\/span><\/strong><\/div>\n
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[\/vc_column_text]Learn More<\/i><\/a>[\/vc_column_inner][vc_column_inner width=”1\/4″][vc_single_image image=”555″ img_size=”full” alignment=”center” style=”vc_box_outline_circle” border_color=”blue” onclick=”custom_link” qode_css_animation=”element_from_fade” qode_hover_animation=”zoom_in” link=”https:\/\/banking40.ro\/academy\/florian-teleaba\/”][vc_column_text css=”.vc_custom_1745924615841{margin-bottom: 5px !important;padding-top: 15px !important;}”]<\/p>\n

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Florian Teleaba<\/a><\/span><\/strong><\/h4>\n

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Florian Teleaba is a Principal\/Director in Kearney\u2019s European Financial Services practice, and in Kearney\u2019s European Strategy Growth & Organizational Transformation practice. He has been started his consulting journey in 2008 with Kearney …
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[\/vc_column_text]Learn More<\/i><\/a>[\/vc_column_inner][vc_column_inner width=”1\/4″][vc_single_image image=”558″ img_size=”full” alignment=”center” style=”vc_box_outline_circle” border_color=”blue” onclick=”custom_link” qode_css_animation=”element_from_fade” qode_hover_animation=”zoom_in” link=”https:\/\/banking40.ro\/academy\/daniel-popescu\/”][vc_column_text css=”.vc_custom_1745924578082{margin-bottom: 5px !important;padding-top: 15px !important;}”]<\/p>\n

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Daniel Popescu<\/a><\/span><\/strong><\/h4>\n

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Daniel Popescu brings over two decades of experience leading major technology and cybersecurity transformations across some of Romania\u2019s largest banks. Throughout his career, he has built cloud-native digital banks from scratch, led complex M&A integrations … <\/span><\/strong><\/div>\n
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Toma Pinchis<\/a><\/span><\/strong><\/h4>\n

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Canadian Romanian economist with over 25 years’ experience in risk management in various global banks and FinTechs. Toma has been responsible for the risk management of large consumer banking portfolios in Canada, the US, and Romania. He implemented new core …<\/span><\/strong><\/div>\n
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Brandusa Fecioru<\/a><\/span><\/strong><\/h4>\n

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Brandusa Fecioru is a seasoned business executive with extensive experience in human resources and organizational strategy at board level, currently acting as President of the University of Bucharest Foundation. With a strong track record in the private sector in companies …<\/span><\/strong><\/p>\n<\/div>\n

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[\/vc_column_text]Learn More<\/i><\/a>[\/vc_column_inner][vc_column_inner width=”1\/4″][vc_single_image image=”693″ img_size=”full” alignment=”center” style=”vc_box_outline_circle” border_color=”blue” onclick=”custom_link” qode_css_animation=”element_from_fade” qode_hover_animation=”zoom_in” link=”https:\/\/banking40.ro\/academy\/adrian-ifrim\/”][vc_column_text css=”.vc_custom_1746543430256{margin-bottom: 5px !important;padding-top: 15px !important;}”]<\/p>\n

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Adrian Ifrim<\/a><\/span><\/strong><\/h4>\n

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More than seventeen years of experience in the cyber security field working for
\ninstitutions in Financial and Telecommunication sectors across Europe. Risk management experience in diverse cross-functional security and risk governance teams …
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Ioana Serban<\/a><\/span><\/strong><\/h4>\n

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Ioana has 15 years of experience in B2B international marketing and business development for tech companies, mostly SMEs and startups. Passionate about pragmatic marketing. Always exploring how tech SMEs can achieve more with limited marketing budgets \u2026<\/span><\/strong><\/div>\n
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[\/vc_column_text]Learn More<\/i><\/a>[\/vc_column_inner][vc_column_inner width=”1\/4″][vc_single_image image=”700″ img_size=”full” alignment=”center” style=”vc_box_outline_circle” border_color=”blue” onclick=”custom_link” qode_css_animation=”element_from_fade” qode_hover_animation=”zoom_in” link=”https:\/\/banking40.ro\/academy\/ioana-tinca\/”][vc_column_text css=”.vc_custom_1747046247095{margin-bottom: 5px !important;padding-top: 15px !important;}”]<\/p>\n

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Ioana Tinca<\/a><\/span><\/strong><\/h4>\n

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With a career of over 25 years in commercial leadership, operations, and strategy in top companies such as Vodafone, Bancpost, and NN, Ioana brings to the participants a rare and valuable perspective: the combination of executive rigor and personal development clarity … <\/span><\/strong><\/p>\n<\/div>\n

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Mirela P\u0103unescu<\/a><\/span><\/strong><\/h4>\n

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Mirela holds an extensive portfolio of both national and international professional qualifications in the field of financial reporting, including ACCA, CIA, CAFR, CCF, and CECCAR. Her credentials are further complemented by a strong academic background, comprising a PhD in Accounting from ASE Bucharest …. <\/span><\/strong><\/p>\n<\/div>\n

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Andrei Burz-Pinzaru<\/a><\/span><\/strong><\/h4>\n

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Andrei Burz Pinzaru is partner in Reff & Associates \u2013 Deloitte Legal Romania, with over 25 years experience in Banking, Capital Markets, M&A, Corporate Governance and legal risks management. Recommended by IFLR1000 as a Leading Lawyer in Romania ….
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Enrico Bagli <\/a><\/span><\/strong><\/h4>\n

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Bringing a decade of experience in data-driven innovation, Enrico specializes in steering projects at the crossroads of data science and finance. His commitment is to amplify the impact of digital transformation while exploring cutting-edge technologies. “My primary objective is to assist …
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D\u0103nu\u021b Arion <\/a><\/span><\/strong><\/h4>\n

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D\u0103nu\u021b Arion is a Senior Associate at Reff & Asocia\u021bii | Deloitte Legal Romania, with over 7 years of experience in banking and financial law, focused, among others, on regulations applicable to the payments sector. Throughout his career, he has assisted clients in complex …
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Curicullum<\/h2>\n

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Currently, there is a critical shortage of specialized courses in digital assets, blockchain, artificial intelligence, open banking, cloud computing, and cybersecurity in Romania. To bridge this gap, we are collaborating with the Romanian Fintech Association, The Luxembourg House of Financial Technology (LHoFT), and renowned business schools to deliver an expert-level program built on real-world case studies.<\/div>\n<\/div>\n

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Following discussions with specialists across different industries, we have identified six core areas for the curriculum:<\/p>\n

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1. Digital Product Development & Innovation<\/p>\n

2. Sales & Business Growth Strategies<\/p>\n

3. Operational Efficiency & Process Automation<\/p>\n

4. Legal, Regulatory & Compliance Frameworks<\/p>\n

5. IT, Cybersecurity & Risk Management<\/p>\n

6. HR: Talent Acquisition & Leadership Development<\/p>\n<\/div>\n

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Andres Lehtmets<\/a> – Key Elements of FIDA<\/b><\/h4>\n
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\u2714\ufe0f Introduction to open finance and open insurance
\n\u2714\ufe0f FIDA background, objectives, and significance for the financial sector and InsurTech\/FinTech start-ups.
\n\u2714\ufe0f Scope of Data: What types of data are covered?
\n\u2714\ufe0f Entities in Scope: Which firms are subject to FIDA?
\n\u2714\ufe0f Consumer Protection: Key rights and obligations.
\n\u2714\ufe0f Data and API Standardization & Governance: How data-sharing will work.
\n\u2714\ufe0f Licensing & Supervision: Regulatory requirements for operating under FIDA.<\/p>\n<\/div>\n

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Potential Business Models Unlocked by FIDA:<\/strong>
\n\u2714\ufe0f\u00a0 Existing open finance\/insurance business models in the EU.
\n\u2714\ufe0f\u00a0 Hypothetical examples of business models that FIDA could unlock.<\/p>\n

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FIDA Business Models and Potential Risks and Benefits for Financial Institutions \u2013 Practical Exercise(s):<\/strong>
\n\u2714\ufe0f Participants will work on case studies. This may include prepared case studies on business models, where participants highlight potential risks (e.g., compliance, operational resilience, data protection, consumer protection, ICT, etc.) and present them to the group.
\n\u2714\ufe0f\u00a0 In addition\/alternatively, participants can work in groups to develop their own FIDA business models based on the theoretical part of the session.<\/div>\n
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Florian Teleaba<\/a> – Growth strategy module.\u00a0<\/strong><\/h4>\n

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We will cover together the \u2018how\u2019 (methodology) and examples (sanitized case study, based on Kearney project), in which we will discuss:<\/p>\n

\u2714\ufe0f how to define a growth strategy from different perspectives, balancing growth potential with competitive position, ability and cost<\/p>\n

\u2714\ufe0f how to pressure-test it with Wargaming exercise (specific methodology to anticipate competitive moves in which players take different roles and simulate actual strategic actions and reactions)<\/p>\n

\u2714\ufe0f how to cascade strategy into actions and metrics that matter (specific strategy cascading methodology to align all parts of the organization on what to do)<\/p>\n

\u2714\ufe0f how to ‘move it’ through the corporate\/organization (and resistance to change)<\/p>\n

Bring your own views and past examples (opportunities or challenges) on the above. And questions!<\/p>\n

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Eliad Saporta<\/a> –\u00a0 How to launch\/embed a payment product in the current ecosystem.<\/strong><\/h4>\n

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\u2714\ufe0f The course will guide the participants on how to incorporate and monetize payment into their projects, from navigating the regulatory landscape and choosing the right payment providers for each territory.<\/div>\n
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\u2714\ufe0f The “area of seamless payments” is a key requirement for end users that are used to experiences like Uber and other ordering and payment related apps.<\/div>\n
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\u2714\ufe0f Building a banking \/ wallet product, how to connect with the relevant providers and what licenses are required to launch a successful “Banking” app and where does crypto fits into all of it.<\/div>\n
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Toma Pinchis<\/a> – Risk management module<\/strong><\/h4>\n
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What do you expect to learn?<\/div>\n
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\u2714\ufe0f How to review all risk families across financial organizations. We will focus on risks based on participant feedback.<\/div>\n
\u2714\ufe0f How to start a financial fintech or a new nimble bank subsidiary from scratch and how to identify pitfalls?<\/div>\n
\u2714\ufe0f How to transform a traditional risk management organization (using technology and shaping new regs).<\/div>\n
\u2714\ufe0f A supervised case study.<\/div>\n
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Meital Raviv<\/a> – Next-Gen Banking Module<\/strong><\/h4>\n

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1. Banking 2030 \u2013 Strategic Outlook & Future-Ready Models<\/div>\n
\u2714\ufe0f Key industry trends shaping the decade ahead: regulation, decentralization, AI, and customer evolution<\/div>\n
\u2714\ufe0f Digital banking: the dream vs. operational reality \u2014 what works, what doesn\u2019t: the Pepper Case Study: deep dive into one of the most ambitious digital banking projects \u2013 design choices, outcomes, lessons learned<\/div>\n<\/div>\n
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2. Open Banking & Embedded Finance \u2013 From Compliance to Strategy<\/div>\n
\u2714\ufe0f Open banking evolution in Europe: where the real business value lies beyond PSD2<\/div>\n
\u2714\ufe0f Embedded finance opportunities: unlocking new distribution, partnerships, and monetization models<\/div>\n
\u2714\ufe0f\u00a0 Strategic positioning: orchestrator vs. enabler vs. platform player<\/div>\n<\/div>\n
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3. AI & GenAI in Banking \u2013 Unlocking Efficiency and Insight<\/p>\n

\u2714\ufe0f\u00a0 Practical GenAI applications in financial services: customer support, compliance, internal ops, and product personalization<\/p>\n

\u2714\ufe0f Risk factors, governance, and regulatory readiness (incl. EU AI Act)<\/p>\n

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Adrian Ifrim<\/a> & Daniel Popescu<\/a> – cyber\u00a0security\u00a0module<\/strong><\/h4>\n

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Leadership decision-making under cyber conditions that may challenge and disrupt your business, running projects, and daily activities.<\/p>\n

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The session focuses on:<\/p>\n

\u2714\ufe0f Business and Regulatory Context: Understanding the environment, stakeholder expectations, and exposure points.
\n\u2714\ufe0f Simulated Cyber Events: Teams will navigate unexpected real-life challenges
\n\u2714\ufe0f Executive Decision-Making: Choices and communication strategy addressing key stakeholders
\n\u2714\ufe0f Learning Outcomes: Strengthen cross-functional crisis readiness, improve risk-based thinking, and align technical realities with business impact.<\/p>\n

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Exercise a leadership drill to sharpen your ability to manage uncertainty, protect brand trust, and ensure resilient delivery of critical digital initiatives.<\/p>\n<\/div>\n

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Brandusa Fecioru<\/a> & Ioana Tinca<\/a> – Leadership and Talent Module<\/strong><\/h4>\n

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If Not Now, When – Leadership and Talent for the Future That Already Started
\nFrom urgency to responsibility: building influence, culture, and capability before it\u2019s too late.<\/p>\n

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Key Topics \u2013 Brandusa Fecioru<\/strong><\/p>\n

\u2714\ufe0f Global Trends in Talent Management
\n\u2714\ufe0f AI & Automation in workforce planning and recruitment
\n\u2714\ufe0f Skills-Based Hiring
\n\u2714\ufe0f Hybrid Work & Flexibility
\n\u2714\ufe0f Employee Well-being and retention strategies
\n\u2714\ufe0f Digitalization of Talent Acquisition (AI-powered matching, virtual interviews, analytics)
\n\u2714\ufe0f Employer Branding and Leadership Reputation
\n\u2714\ufe0f Aligning Leadership and Culture for psychological safety
\n\u2714\ufe0f Employee Experience & Engagement drivers<\/p>\n

\u00a0<\/span><\/p>\n

Key Topics \u2013 Ioana Tinca<\/strong>
\n\u2714\ufe0f Shaping organizational culture through strategic leadership and influence
\n\u2714\ufe0f Leadership 360\u00b0 \u2013 building trust, values and alignment across all levels
\n\u2714\ufe0f Succession Planning as a strategic process for continuity and leadership renewal<\/p>\n

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Andrei Burz-Pinzaru<\/a> & Danut Arion<\/a> – Innovations in payments services, e-Money and stablecoins<\/strong><\/h4>\n

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\u2714\ufe0f Digital Payments: The concept of ‘e-money’ and its integration into contemporary financial systems<\/p>\n

\u2714\ufe0f E-money Tokens (Stablecoins) as a bridge between the centralized (web2) and decentralized (web3) financial system<\/p>\n

\u2714\ufe0f Differentiation between e-money, stablecoins, and other digital payment solutions: comparing the characteristics and uses of different payment solutions; the advantages and disadvantages of each solution in a global and local context.<\/p>\n

\u2714\ufe0f The EU’s position on the impact of new technologies on payment operations and the entire banking financial sector: EU directives and regulations regarding technological developments and their impact on payment operations; the transition to an economy that optimally uses technology and data to improve financial services.<\/p>\n

\u2714\ufe0f Case Study: benefits for financial service providers and their clients<\/p>\n

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Enrico Bagli<\/a> \u2013 GenAI in banking module<\/strong><\/h4>\n

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\u2714\ufe0f GenAI: an introduction: history; how LLMs work and their classification; the actual limits<\/div>\n
\u2714\ufe0f (Gen)AI in banking: challenge or opportunity? The AI Act<\/div>\n
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\u2714\ufe0f GenAI in banking (and not) \u2013 real cases<\/p>\n

– GenAI Tools for personal productivity
\n– AI Research Assistant For Consultants
\n– Augmented Employee Support with HR Chatbot
\n– AI-Assisted Tender Evaluation & Routing
\n– Natural Language Search For Business Information
\n– Document Value Chain
\n– Augmented Second-Level Controls
\n– Augmented Financial analysis drafting<\/div>\n<\/div>\n
\u2714\ufe0f GenAI business game \u2013 Innovation Challenge: Pitch to the Board<\/div>\n<\/div>\n

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Ioana Serban<\/a> – Rethinking Financial Services Marketing: Adapting for an AI-First Future<\/strong><\/h4>\n

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\u2714\ufe0f Rethinking Financial Services Marketing: Adapting for an AI-First Future\u00a0<\/strong><\/p>\n

Duration:<\/strong> 2-3 hours<\/p>\n

\u00a0<\/strong><\/p>\n

\u2714\ufe0f Goals:<\/strong><\/p>\n