{"id":346,"date":"2025-02-18T19:48:34","date_gmt":"2025-02-18T19:48:34","guid":{"rendered":"https:\/\/banking40.ro\/academy\/?page_id=346"},"modified":"2025-03-21T19:38:47","modified_gmt":"2025-03-21T19:38:47","slug":"andres-lehtmets","status":"publish","type":"page","link":"https:\/\/banking40.ro\/academy\/andres-lehtmets\/","title":{"rendered":"Andres Lehtmets"},"content":{"rendered":"

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The architect of the EU Supervisory Digital Finance Academy (EU-SDFA), a training program that has equipped over 1,500 financial supervisors across the EU to manage the risks and opportunities presented by advanced technologies in the financial sector.<\/h3>\n
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Currently, Andres is the founder of InsurTech4Good.com, a consultancy specializing in regulatory strategy and advice, thought leadership, research on innovation and technology, and policy advisory services for insurers, InsurTechs, and regulators worldwide.<\/p>\n

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Before founding InsurTech4Good, Andres worked at the European Insurance and Occupational Pensions Authority (EIOPA) as rapporteur for the InsurTech Task Force, where he led EIOPA’s work on digitalization. His focus areas included Open Insurance (notably preparatory work for the FiDA proposal), Artificial Intelligence (including the interaction between the EU AI Act and sectoral insurance regulation), new business models, and the platform economy. He also participated in the European Commission\u2019s Expert Group on Financial Data Spaces, contributing to preparatory work for the FiDA proposal.<\/p>\n

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Additionally, Andres served as a member of the FinTech Forum and co-led the Open Insurance Working Group at the International Association of Insurance Supervisors (IAIS).<\/p><\/div>\n

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Prior to his tenure at EIOPA, Andres worked in the Insurance Policy Department at the Ministry of Finance of the Republic of Estonia, where he developed insurance and pension fund policies with a focus on data protection and financial innovation. During Estonia’s Presidency of the Council of the EU in 2017, he was a member of the Working Party on Insurance (PEPP).<\/p>\n

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Andres holds a Master\u2019s degree in Public Law from Tallinn University of Technology (cum laude) and a Master\u2019s degree in Law and Information Society from the University of Turku. He has published academic papers on financial innovation in peer-reviewed journals and is a frequent speaker at industry events.<\/p>\n

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Andres about his proffesional’s achievements:<\/div>\n
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“If I look back on my life as an EU financial innovation regulator, one of the achievements I am probably most proud of is the EU Supervisory Digital Finance Academy (EU-SDFA) and its success.<\/i><\/p>\n

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I was the author of this concept and the architect of this training program that has equipped over 1,500 financial supervisors across the EU to manage the risks and opportunities presented by advanced technologies in the financial sector.<\/i><\/p>\n

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It is not often in the public sector that you have a vision that turns into reality exactly as you imagined. But that was the case with the Academy.<\/i>“<\/div>\n

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[\/vc_column_text][vc_empty_space height=”58px”][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row css_animation=”” row_type=”row” use_row_as_full_screen_section=”no” type=”grid” angled_section=”no” text_align=”center” background_image_as_pattern=”without_pattern” css=”.vc_custom_1472811249082{padding-top: 86px !important;padding-bottom: 65px !important;background-color: #28395b !important;}”][vc_column][vc_column_text]<\/p>\n

Voices of Support and Appreciation<\/span><\/h2>\n

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  • <\/div>
    The conference was fabulous!<\/h5><\/div>
    <\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/div>

    \"Thank you for your impeccable hospitality, I myself am a conference organizer also and all I can say is - thank you for your hard work!\"<\/p>

    Nikola Skoric - CEO Electrocoin (Croatia)<\/p><\/div><\/div><\/div><\/li>

  • <\/div>
    The experience was terrific.<\/h5><\/div>
    <\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/div>

    \"Getting to Sinaia and back, and the different tours were also great. Looking forward to next year!\"<\/p>

    Arturo Gonzales Mac Dowell - Chair at Asociaci\u00f3n Espa\u00f1ola de Fintech e Insurtech (Spain)<\/p><\/div><\/div><\/div><\/li>

  • <\/div>
    Thank you<\/h5><\/div>
    <\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/div>

    \"Thank you for your excellent logistics and warm hospitality.\"<\/p>

    David Birch - Author, advisor and commentator on digital financial service (UK)<\/p><\/div><\/div><\/div><\/li>

  • <\/div>
    A great pleasure to participate<\/h5><\/div>
    <\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/div>

    \"Thanks again for all your efforts, it was a great pleasure to participate in Banking 4.0.\"<\/p>

    Zakariya Rahmouni - Key Account Management at HPS (Morocco)<\/p><\/div><\/div><\/div><\/li>

  • <\/div>
    Everything went very well<\/h5><\/div>
    <\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/div>

    We thoroughly enjoyed our time at the conference and in Sinaia. Many thanks to you for organising and making this run so smoothly!<\/p>

    Ralf Ohlhausen - European Third Party Providers Association Chair (Germany)<\/p><\/div><\/div><\/div><\/li>

  • <\/div>
    Thanks again for a wonderful Banking4.0 event<\/h5><\/div>
    <\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/div>

    I was impressed with the topic, the community you have built and of course the location and the castles we visited. It has been a superb experience.<\/p>

    Henk Marsman - Principal Consultant Identity and Access Management at SonicBee (The Netherlands)<\/p><\/div><\/div><\/div><\/li>

  • <\/div>
    A big thank you to the organizers<\/h5><\/div>
    <\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/div>

    For putting together such a well-structured and insightful event. It was also a pleasure to connect with so many amazing professionals.\"<\/p>

    Anke Marin - Development Manager, CEE - LexisNexis Solutions (Poland)<\/p><\/div><\/div><\/div><\/li>

  • <\/div>
    A fantastic experience<\/h5><\/div>
    <\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/div>

    Thanks a lot for having us and for the great organization! It was a fantastic experience.<\/p>

    Emiel Coppieters - Strategy Associate itsme (Belgium)<\/p><\/div><\/div><\/div><\/li>

  • <\/div>
    International, vibrant and insightful<\/h5><\/div>
    <\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/div>

    BANKING 4.0 is probably the top digital banking and fintech conference in Eastern Europe. Big congratulations to organizers for growing BANKING 4.0 into an international, vibrant and insightful event!<\/p>

    Radu Topliceanu - EVP, Head of NEO and Personal Banking at Mashreq (UAE)<\/p><\/div><\/div><\/div><\/li><\/ul><\/div><\/div>[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

    [vc_row css_animation=”” row_type=”row” use_row_as_full_screen_section=”no” type=”grid” angled_section=”no” text_align=”left” background_image_as_pattern=”without_pattern” css=”.vc_custom_1742585916053{margin-top: 15px !important;background-color: #f6f6f6 !important;}” z_index=””][vc_column][vc_row_inner row_type=”row” type=”full_width” text_align=”left” css_animation=””][vc_column_inner width=”1\/4″][vc_single_image image=”438″ img_size=”full” style=”vc_box_outline” border_color=”blue” qode_css_animation=”element_from_left” qode_hover_animation=”zoom_in”][\/vc_column_inner][vc_column_inner width=”3\/4″][vc_column_text css=”.vc_custom_1742585860752{padding-bottom: 10px !important;}”] The architect of the EU Supervisory Digital Finance Academy (EU-SDFA), a training program that has equipped…<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"full_width.php","meta":{"footnotes":""},"class_list":["post-346","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/banking40.ro\/academy\/wp-json\/wp\/v2\/pages\/346","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/banking40.ro\/academy\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/banking40.ro\/academy\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/banking40.ro\/academy\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/banking40.ro\/academy\/wp-json\/wp\/v2\/comments?post=346"}],"version-history":[{"count":8,"href":"https:\/\/banking40.ro\/academy\/wp-json\/wp\/v2\/pages\/346\/revisions"}],"predecessor-version":[{"id":443,"href":"https:\/\/banking40.ro\/academy\/wp-json\/wp\/v2\/pages\/346\/revisions\/443"}],"wp:attachment":[{"href":"https:\/\/banking40.ro\/academy\/wp-json\/wp\/v2\/media?parent=346"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}